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United States Lime & MineralsUSLM -3.88%93 Cash Ratio is 16.68 as of Mar. 2026, which is 87% above its 10-year median of 8.92. GuruFocus rates USLM with a GF Score™ of 93/100 and a GF Value™ of $114.35 (Fairly Valued). The stock has 1 warning sign investors should review. Among 391 Building Materials companies, United States Lime & Minerals ranks better than 99.23% on this metric.
United States Lime & Minerals has a Cash Ratio of 16.68. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for United States Lime & Minerals's Cash Ratio or its related term are showing as below:
USLM'
s Cash Ratio Range Over the Past 10 Years
Min: 5.74 Med: 8.92 Max: 17.25
Current: 16.68
During the past 13 years, United States Lime & Minerals's highest Cash Ratio was 17.25. The lowest was 5.74. And the median was 8.92.
USLM's Cash Ratio is ranked better than 99.23% of 391
companies
in the Building Materials industry
Industry Median: 0.35
vs USLM: 16.68
United States Lime & Minerals (NAS:USLM) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
United States Lime & Minerals Cash Ratio Related Terms
United States Lime & Minerals Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Building Materials subindustry, United States Lime & Minerals's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United States Lime & Minerals Cash Ratio vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, United States Lime & Minerals's Cash Ratio distribution charts can be found below:
* The bar in red indicates where United States Lime & Minerals's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United States Lime & Minerals (USLM) has a Cash Ratio of 16.68 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on United States Lime & Minerals and its competitors. This is 87% above median its historical median of 8.92. Over the past decade, United States Lime & Minerals' Cash Ratio has ranged from 5.74 to 17.25. According to the industry distribution chart, United States Lime & Minerals ranks #3 out of 391 companies in the Building Materials industry, placing it in the top 0.8%.
Is United States Lime & Minerals' Cash Ratio too high?
United States Lime & Minerals' current Cash Ratio of 16.68 is 87% above median its 10-year median of 8.92. Over the past 10 years, this metric has ranged from a low of 5.74 to a high of 17.25. The Building Materials industry median Cash Ratio is 0.35. United States Lime & Minerals' value of 16.68 is 4665.7% above this industry median. Based on the distribution chart, United States Lime & Minerals ranks #3 out of 391 companies in the Building Materials industry, which is in the top quartile — a strong position relative to peers. Overall, United States Lime & Minerals has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United States Lime & Minerals' Cash Ratio compare to TTAM and TGLS?
According to the Building Materials industry distribution chart, United States Lime & Minerals ranks #3 out of 391 companies for Cash Ratio. This places United States Lime & Minerals in the top 1% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.35. United States Lime & Minerals' value of 16.68 is 4665.7% above this benchmark. Historically, United States Lime & Minerals' own Cash Ratio has ranged from 5.74 to 17.25 over the past decade. While the company's 10-year median is 8.92 vs. the industry median of 0.35, United States Lime & Minerals has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Building Materials company?
The median Cash Ratio among Building Materials companies is 0.35, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United States Lime & Minerals's current Cash Ratio of 16.68 is 4665.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on United States Lime & Minerals and its competitors. For the Building Materials industry, the median Cash Ratio is 0.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United States Lime & Minerals's current Cash Ratio is 16.68, which is 87% above median its own 10-year median of 8.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United States Lime & Minerals stock overvalued right now?
Based on GuruFocus' analysis, United States Lime & Minerals (USLM) is currently considered Fairly Valued. The stock's GF Value™ is $114.35, compared to a current price of $104.97 — trading 8.2% below its estimated fair value. The current Cash Ratio is 16.68, which is 87% above median its 10-year median of 8.92 and 4665.7% above the Building Materials industry median of 0.35. United States Lime & Minerals' overall GF Score™ is 93/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For United States Lime & Minerals (USLM), the current Cash Ratio is 16.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United States Lime & Minerals (USLM) Overvalued in 2026?
Based on GuruFocus' analysis, United States Lime & Minerals stock appears to be undervalued.
The current stock price of $104.97 is trading 8.2% below its estimated GF Value™ of $114.35.
GuruFocus considers United States Lime & Minerals to be Fairly Valued.
Key valuation signals for USLM:
Cash Ratio: 16.68 (87% above median its 10-year median of 8.92)
GF Value™: $114.35 vs. price of $104.97 (8.2% below fair value)
Industry Position: 4665.7% above the Building Materials median (#3 of 391)
No single metric tells the full story. See the USLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United States Lime & Minerals Business Description
United States Lime & Minerals Inc is engaged in the business of manufacturing lime and limestone products including PLS, quicklime, hydrated lime and lime slurry. The company supplies its products predominantly to the construction including highway, road, and building contractors, industrial including paper and glass manufacturers, environmental including municipal sanitation and water treatment facilities and flue gas treatment processes, metals including steel producers, oil and gas services, roof shingle manufacturers and agriculture including poultry industries. The company operates through its Lime and Limestone Operations segment.
93GF Score
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