United States Lime & MineralsUSLM +1.36%93 Altman Z2-Score is 21.98 as of Jun. 24, 2026, which is 49% above its 10-year median of 14.74. GuruFocus rates USLM with a GF Score™ of 93/100 and a GF Value™ of $112.92 (Fairly Valued). The stock has 1 warning sign investors should review. Among 406 Building Materials companies, United States Lime & Minerals ranks better than 98.03% on this metric.
Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.
Good Sign:
United States Lime & Minerals has a Altman Z2-Score of 21.98, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.
The zones of discrimination were as such:
When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.
The historical rank and industry rank for United States Lime & Minerals's Altman Z2-Score or its related term are showing as below:
USLM'
s Altman Z2-Score Range Over the Past 10 Years
Min: 13.19 Med: 14.74 Max: 22.39
Current: 21.99
During the past 13 years, United States Lime & Minerals's highest Altman Z2-Score was 22.39. The lowest was 13.19. And the median was 14.74.
United States Lime & Minerals (NAS:USLM) Altman Z2-Score Explanation
The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United States Lime & Minerals Altman Z2-Score Chart
USLM vs TTAM, KNF, TGLS: Altman Z2-Score Comparison
For the Building Materials subindustry, United States Lime & Minerals's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United States Lime & Minerals Altman Z2-Score vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, United States Lime & Minerals's Altman Z2-Score distribution charts can be found below:
* The bar in red indicates where United States Lime & Minerals's Altman Z2-Score falls into.
United States Lime & Minerals Altman Z2-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.
United States Lime & Minerals (USLM) has a Altman Z2-Score of 21.98 as of Jun. 24, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on United States Lime & Minerals and its competitors. This is 49% above median its historical median of 14.74. Over the past decade, United States Lime & Minerals' Altman Z2-Score has ranged from 13.19 to 22.39. According to the industry distribution chart, United States Lime & Minerals ranks #8 out of 406 companies in the Building Materials industry, placing it in the top 2%.
Is United States Lime & Minerals' Altman Z2-Score too high?
United States Lime & Minerals' current Altman Z2-Score of 21.98 is 49% above median its 10-year median of 14.74. Over the past 10 years, this metric has ranged from a low of 13.19 to a high of 22.39. The Building Materials industry median Altman Z2-Score is 3.38. United States Lime & Minerals' value of 21.98 is 551.3% above this industry median. Based on the distribution chart, United States Lime & Minerals ranks #8 out of 406 companies in the Building Materials industry, which is in the top quartile — a strong position relative to peers. Overall, United States Lime & Minerals has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United States Lime & Minerals' Altman Z2-Score compare to TTAM and KNF?
According to the Building Materials industry distribution chart, United States Lime & Minerals ranks #8 out of 406 companies for Altman Z2-Score. This places United States Lime & Minerals in the top 2% of its industry — outperforming the majority of peers. The industry median Altman Z2-Score is 3.38. United States Lime & Minerals' value of 21.98 is 551.3% above this benchmark. Historically, United States Lime & Minerals' own Altman Z2-Score has ranged from 13.19 to 22.39 over the past decade. While the company's 10-year median is 14.74 vs. the industry median of 3.38, United States Lime & Minerals has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Building Materials company?
The median Altman Z2-Score among Building Materials companies is 3.38, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United States Lime & Minerals's current Altman Z2-Score of 21.98 is 551.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on United States Lime & Minerals and its competitors. For the Building Materials industry, the median Altman Z2-Score is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United States Lime & Minerals's current Altman Z2-Score is 21.98, which is 49% above median its own 10-year median of 14.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United States Lime & Minerals stock overvalued right now?
Based on GuruFocus' analysis, United States Lime & Minerals (USLM) is currently considered Fairly Valued. The stock's GF Value™ is $112.92, compared to a current price of $107.18 — trading 5.1% below its estimated fair value. The current Altman Z2-Score is 21.98, which is 49% above median its 10-year median of 14.74 and 551.3% above the Building Materials industry median of 3.38. United States Lime & Minerals' overall GF Score™ is 93/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For United States Lime & Minerals (USLM), the current Altman Z2-Score is 21.98 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United States Lime & Minerals (USLM) Overvalued in 2026?
Based on GuruFocus' analysis, United States Lime & Minerals stock appears to be undervalued.
The current stock price of $107.18 is trading 5.1% below its estimated GF Value™ of $112.92.
GuruFocus considers United States Lime & Minerals to be Fairly Valued.
Key valuation signals for USLM:
Altman Z2-Score: 21.98 (49% above median its 10-year median of 14.74)
GF Value™: $112.92 vs. price of $107.18 (5.1% below fair value)
Industry Position: 551.3% above the Building Materials median (#8 of 406)
No single metric tells the full story. See the USLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United States Lime & Minerals Business Description
United States Lime & Minerals Inc is engaged in the business of manufacturing lime and limestone products including PLS, quicklime, hydrated lime and lime slurry. The company supplies its products predominantly to the construction including highway, road, and building contractors, industrial including paper and glass manufacturers, environmental including municipal sanitation and water treatment facilities and flue gas treatment processes, metals including steel producers, oil and gas services, roof shingle manufacturers and agriculture including poultry industries. The company operates through its Lime and Limestone Operations segment.
93GF Score
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