Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Finbar GroupASX:FRI +3.87%55 Cash-to-Debt is 3.65 as of Jun. 2026, which is 602% above its 10-year median of 0.52. GuruFocus rates ASX:FRI with a GF Score™ of 55/100 and a GF Value™ of A$0.92 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,745 Real Estate companies, Finbar Group ranks better than 81.83% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Finbar Group's cash to debt ratio for the quarter that ended in Jun. 2026 was 3.65.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Finbar Groupcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Finbar Group's Cash-to-Debt or its related term are showing as below:
ASX:FRI'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.11 Med: 0.52 Max: 3.65
Current: 3.65
During the past 13 years, Finbar Group's highest Cash to Debt Ratio was 3.65. The lowest was 0.11. And the median was 0.52.
ASX:FRI's Cash-to-Debt is ranked better than 81.83% of 1745
companies
in the Real Estate industry
Industry Median: 0.25
vs ASX:FRI: 3.65
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Finbar Group Cash-to-Debt Related Terms
Finbar Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Finbar Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, Finbar Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbar Group Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Finbar Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Finbar Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbar Group (ASX:FRI) has a Cash-to-Debt of 3.65 as of Jun. 2026. This is 602% above median its historical median of 0.52. Over the past decade, Finbar Group's Cash-to-Debt has ranged from 0.11 to 3.65. According to the industry distribution chart, Finbar Group ranks #317 out of 1745 companies in the Real Estate industry, placing it in the top 18.2%.
Is Finbar Group's Cash-to-Debt too high?
Finbar Group's current Cash-to-Debt of 3.65 is 602% above median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 3.65. The Real Estate industry median Cash-to-Debt is 0.25. Finbar Group's value of 3.65 is 1360% above this industry median. Based on the distribution chart, Finbar Group ranks #317 out of 1745 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Finbar Group has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finbar Group's Cash-to-Debt compare to competitors?
According to the Real Estate industry distribution chart, Finbar Group ranks #317 out of 1745 companies for Cash-to-Debt. This places Finbar Group in the top 18% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.25. Finbar Group's value of 3.65 is 1360% above this benchmark. Historically, Finbar Group's own Cash-to-Debt has ranged from 0.11 to 3.65 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 0.25, Finbar Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.25, based on 1,745 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbar Group's current Cash-to-Debt of 3.65 is 1360% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbar Group's current Cash-to-Debt is 3.65, which is 602% above median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbar Group stock overvalued right now?
Based on GuruFocus' analysis, Finbar Group (ASX:FRI) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.92, compared to a current price of A$0.81 — trading 12.5% below its estimated fair value. The current Cash-to-Debt is 3.65, which is 602% above median its 10-year median of 0.52 and 1360% above the Real Estate industry median of 0.25. Finbar Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Finbar Group (ASX:FRI), the current Cash-to-Debt is 3.65 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finbar Group (ASX:FRI) Overvalued in 2026?
Based on GuruFocus' analysis, Finbar Group stock appears to be undervalued.
The current stock price of A$0.81 is trading 12.5% below its estimated GF Value™ of A$0.92.
GuruFocus considers Finbar Group to be Modestly Undervalued.
Key valuation signals for ASX:FRI:
Cash-to-Debt: 3.65 (602% above median its 10-year median of 0.52)
GF Value™: A$0.92 vs. price of A$0.81 (12.5% below fair value)
Industry Position: 1360% above the Real Estate median (#317 of 1745)
No single metric tells the full story. See the ASX:FRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finbar Group Ltd develops and invests in properties in Australia. The company develops medium to high density residential apartments and commercial properties, as well as rents its properties in Western Australia. It operates through the following segments: Residential apartment development, Commercial office/Retail development, Rental of property, and Corporate. The majority of the group's revenue is generated through the Residential apartment development segment in Western Australia. Geographically the group operates in Western Australia.
55GF Score
Get the complete analysis for ASX:FRI
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:FRI has been successfully added to your 
