Finbar Group (ASX:FRI) Equity-to-Asset: 0.77 (As of Dec. 2025) — 18% Above Median

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ASX:FRI Finbar Group Ltd ASX:FRI
74 GF Score
Price A$0.67
GF Value A$1.02
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Finbar Group Equity-to-Asset?

Finbar Group ASX:FRI -2.19% 74 Equity-to-Asset is 0.77 as of Dec. 2025, which is 18% above its 10-year median of 0.65. GuruFocus rates ASX:FRI with a GF Score™ of 74/100 and a GF Value™ of A$1.02 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,798 Real Estate companies, Finbar Group ranks better than 84.82% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Finbar Group's Total Stockholders Equity for the quarter that ended in Dec. 2025 was A$254.2 Mil. Finbar Group's Total Assets for the quarter that ended in Dec. 2025 was A$329.0 Mil. Therefore, Finbar Group's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.77.

The historical rank and industry rank for Finbar Group's Equity-to-Asset or its related term are showing as below:

ASX:FRI' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.36   Med: 0.65   Max: 0.77
Current: 0.77

During the past 13 years, the highest Equity to Asset Ratio of Finbar Group was 0.77. The lowest was 0.36. And the median was 0.65.

ASX:FRI's Equity-to-Asset is ranked better than
84.82% of 1798 companies
in the Real Estate industry
Industry Median: 0.45 vs ASX:FRI: 0.77

Finbar Group  (ASX:FRI) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Finbar Group Equity-to-Asset Related Terms


Finbar Group Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Finbar Group's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finbar Group Equity-to-Asset Chart

Finbar Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.71 0.70 0.55 0.36 0.69

Finbar Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.36 0.65 0.69 0.77

Finbar Group Equity-to-Asset Competitor Comparison

For the Real Estate - Development subindustry, Finbar Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finbar Group Equity-to-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Finbar Group's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Finbar Group's Equity-to-Asset falls into.


ASX:FRI
74GF Score
Finbar Group Ltd ASX:FRI
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Finbar Group Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Finbar Group's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Equity to Asset (A: Jun. 2025 )=Total Stockholders Equity/Total Assets
=249.104/360.18
=0.69

Finbar Group's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=254.244/328.958
=0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.77 mean?
Finbar Group (ASX:FRI) has a Equity-to-Asset of 0.77 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Finbar Group and its competitors. This is 18% above median its historical median of 0.65. Over the past decade, Finbar Group's Equity-to-Asset has ranged from 0.36 to 0.77. According to the industry distribution chart, Finbar Group ranks #273 out of 1798 companies in the Real Estate industry, placing it in the top 15.2%.
Is Finbar Group's Equity-to-Asset too high?
Finbar Group's current Equity-to-Asset of 0.77 is 18% above median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 0.77. The Real Estate industry median Equity-to-Asset is 0.45. Finbar Group's value of 0.77 is 71.1% above this industry median. Based on the distribution chart, Finbar Group ranks #273 out of 1798 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Finbar Group has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finbar Group's Equity-to-Asset compare to competitors?
According to the Real Estate industry distribution chart, Finbar Group ranks #273 out of 1798 companies for Equity-to-Asset. This places Finbar Group in the top 15% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.45. Finbar Group's value of 0.77 is 71.1% above this benchmark. Historically, Finbar Group's own Equity-to-Asset has ranged from 0.36 to 0.77 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 0.45, Finbar Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Real Estate company?
The median Equity-to-Asset among Real Estate companies is 0.45, based on 1,798 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbar Group's current Equity-to-Asset of 0.77 is 71.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Finbar Group and its competitors. For the Real Estate industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbar Group's current Equity-to-Asset is 0.77, which is 18% above median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbar Group stock overvalued right now?
Based on GuruFocus' analysis, Finbar Group (ASX:FRI) is currently considered Significantly Undervalued. The stock's GF Value™ is A$1.02, compared to a current price of A$0.67 — trading 34.3% below its estimated fair value. The current Equity-to-Asset is 0.77, which is 18% above median its 10-year median of 0.65 and 71.1% above the Real Estate industry median of 0.45. Finbar Group's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Finbar Group (ASX:FRI), the current Equity-to-Asset is 0.77 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finbar Group (ASX:FRI) Overvalued in 2026?

Based on GuruFocus' analysis, Finbar Group stock appears to be undervalued. The current stock price of A$0.67 is trading 34.3% below its estimated GF Value™ of A$1.02. GuruFocus considers Finbar Group to be Significantly Undervalued.

Key valuation signals for ASX:FRI:

  • Equity-to-Asset: 0.77 (18% above median its 10-year median of 0.65)
  • GF Value™: A$1.02 vs. price of A$0.67 (34.3% below fair value)
  • GF Score™: 74/100 with 5 warning signs
  • Industry Position: 71.1% above the Real Estate median (#273 of 1798)

No single metric tells the full story. See the ASX:FRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finbar Group Business Description

Other Exchanges FINBF:USA
Address 181 Adelaide Terrace, Level 6, East Perth, Perth, WA, AUS, 6004
Finbar Group Ltd develops and invests in properties in Australia. The company develops medium to high density residential apartments and commercial properties, as well as rents its properties in Western Australia. It operates through the following segments: Residential apartment development, Commercial office/Retail development, Rental of property, and Corporate. The majority of the group's revenue is generated through the Residential apartment development segment in Western Australia. Geographically the group operates in Western Australia.
74GF Score

Get the complete analysis for ASX:FRI

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.67
Price
A$1.02
GF Value