Finbar GroupASX:FRI -0.70%77 Debt-to-EBITDA is 0.94 as of Dec. 2025, which is 83% below its 10-year median of 5.63. GuruFocus rates ASX:FRI with a GF Score™ of 77/100 and a GF Value™ of A$1.01 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,273 Real Estate companies, Finbar Group ranks better than 83.35% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Finbar Group's Debt-to-EBITDA or its related term are showing as below:
ASX:FRI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.24 Med: 5.63 Max: 27.31
Current: 1.24
During the past 13 years, the highest Debt-to-EBITDA Ratio of Finbar Group was 27.31. The lowest was 1.24. And the median was 5.63.
ASX:FRI's Debt-to-EBITDA is ranked better than 83.35% of 1273
companies
in the Real Estate industry
Industry Median: 5.63
vs ASX:FRI: 1.24
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Finbar Group Debt-to-EBITDA Related Terms
Finbar Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Finbar Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Finbar Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbar Group Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Finbar Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Finbar Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Finbar Group (ASX:FRI) has a Debt-to-EBITDA of 0.94 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Finbar Group. This is 83% below median its historical median of 5.63. Over the past decade, Finbar Group's Debt-to-EBITDA has ranged from 1.24 to 27.31. According to the industry distribution chart, Finbar Group ranks #212 out of 1273 companies in the Real Estate industry, placing it in the top 16.7%.
Is Finbar Group's Debt-to-EBITDA too high?
Finbar Group's current Debt-to-EBITDA of 0.94 is 83% below median its 10-year median of 5.63. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 27.31. The Real Estate industry median Debt-to-EBITDA is 5.63. Finbar Group's value of 0.94 is 83.3% below this industry median. Based on the distribution chart, Finbar Group ranks #212 out of 1273 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Finbar Group has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finbar Group's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Finbar Group ranks #212 out of 1273 companies for Debt-to-EBITDA. This places Finbar Group in the top 17% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.63. Finbar Group's value of 0.94 is 83.3% below this benchmark. Historically, Finbar Group's own Debt-to-EBITDA has ranged from 1.24 to 27.31 over the past decade. While the company's 10-year median is 5.63 vs. the industry median of 5.63, Finbar Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,273 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbar Group's current Debt-to-EBITDA of 0.94 is 83.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Finbar Group. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbar Group's current Debt-to-EBITDA is 0.94, which is 83% below median its own 10-year median of 5.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbar Group stock overvalued right now?
Based on GuruFocus' analysis, Finbar Group (ASX:FRI) is currently considered Significantly Undervalued. The stock's GF Value™ is A$1.01, compared to a current price of A$0.71 — trading 30.2% below its estimated fair value. The current Debt-to-EBITDA is 0.94, which is 83% below median its 10-year median of 5.63 and 83.3% below the Real Estate industry median of 5.63. Finbar Group's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Finbar Group (ASX:FRI), the current Debt-to-EBITDA is 0.94 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finbar Group (ASX:FRI) Overvalued in 2026?
Based on GuruFocus' analysis, Finbar Group stock appears to be undervalued.
The current stock price of A$0.71 is trading 30.2% below its estimated GF Value™ of A$1.01.
GuruFocus considers Finbar Group to be Significantly Undervalued.
Key valuation signals for ASX:FRI:
Debt-to-EBITDA: 0.94 (83% below median its 10-year median of 5.63)
GF Value™: A$1.01 vs. price of A$0.71 (30.2% below fair value)
Industry Position: 83.3% below the Real Estate median (#212 of 1273)
No single metric tells the full story. See the ASX:FRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finbar Group Ltd develops and invests in properties in Australia. The company develops medium to high density residential apartments and commercial properties, as well as rents its properties in Western Australia. It operates through the following segments: Residential apartment development, Commercial office/Retail development, Rental of property, and Corporate. The majority of the group's revenue is generated through the Residential apartment development segment in Western Australia. Geographically the group operates in Western Australia.
77GF Score
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