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Regis HealthcareASX:REG +1.29%73 Cash-to-Debt is 0.09 as of Dec. 2025, which is 31% below its 10-year median of 0.13. GuruFocus rates ASX:REG with a GF Score™ of 73/100 and a GF Value™ of A$10.62 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 669 Healthcare Providers & Services companies, Regis Healthcare ranks worse than 86.55% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Regis Healthcare's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.09.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Regis Healthcarecouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Regis Healthcare's Cash-to-Debt or its related term are showing as below:
ASX:REG'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02 Med: 0.13 Max: 41.8
Current: 0.09
During the past 11 years, Regis Healthcare's highest Cash to Debt Ratio was 41.80. The lowest was 0.02. And the median was 0.13.
ASX:REG's Cash-to-Debt is ranked worse than 86.55% of 669
companies
in the Healthcare Providers & Services industry
Industry Median: 0.77
vs ASX:REG: 0.09
Regis Healthcare (ASX:REG) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Regis Healthcare Cash-to-Debt Related Terms
Regis Healthcare Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Regis Healthcare's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Medical Care Facilities subindustry, Regis Healthcare's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Regis Healthcare Cash-to-Debt vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Regis Healthcare's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Regis Healthcare's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Regis Healthcare (ASX:REG) has a Cash-to-Debt of 0.09 as of Dec. 2025. This is 31% below median its historical median of 0.13. Over the past decade, Regis Healthcare's Cash-to-Debt has ranged from 0.02 to 41.80. According to the industry distribution chart, Regis Healthcare ranks #579 out of 669 companies in the Healthcare Providers & Services industry, placing it in the top 86.5%.
Is Regis Healthcare's Cash-to-Debt too high?
Regis Healthcare's current Cash-to-Debt of 0.09 is 31% below median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 41.80. The Healthcare Providers & Services industry median Cash-to-Debt is 0.77. Regis Healthcare's value of 0.09 is 88.3% below this industry median. Based on the distribution chart, Regis Healthcare ranks #579 out of 669 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Regis Healthcare has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Regis Healthcare's Cash-to-Debt compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Regis Healthcare ranks #579 out of 669 companies for Cash-to-Debt. This places Regis Healthcare in the lower half of its industry. The industry median Cash-to-Debt is 0.77. Regis Healthcare's value of 0.09 is 88.3% below this benchmark. Historically, Regis Healthcare's own Cash-to-Debt has ranged from 0.02 to 41.80 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.77, Regis Healthcare has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Healthcare Providers & Services company?
The median Cash-to-Debt among Healthcare Providers & Services companies is 0.77, based on 669 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Regis Healthcare's current Cash-to-Debt of 0.09 is 88.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Healthcare Providers & Services industry, the median Cash-to-Debt is 0.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Regis Healthcare's current Cash-to-Debt is 0.09, which is 31% below median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regis Healthcare stock overvalued right now?
Based on GuruFocus' analysis, Regis Healthcare (ASX:REG) is currently considered Possible Value Trap. The stock's GF Value™ is A$10.62, compared to a current price of A$6.28 — trading 40.9% below its estimated fair value. The current Cash-to-Debt is 0.09, which is 31% below median its 10-year median of 0.13 and 88.3% below the Healthcare Providers & Services industry median of 0.77. Regis Healthcare's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Regis Healthcare (ASX:REG), the current Cash-to-Debt is 0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Regis Healthcare (ASX:REG) Overvalued in 2026?
Based on GuruFocus' analysis, Regis Healthcare stock appears to be undervalued.
The current stock price of A$6.28 is trading 40.9% below its estimated GF Value™ of A$10.62.
GuruFocus considers Regis Healthcare to be Possible Value Trap.
Key valuation signals for ASX:REG:
Cash-to-Debt: 0.09 (31% below median its 10-year median of 0.13)
GF Value™: A$10.62 vs. price of A$6.28 (40.9% below fair value)
Industry Position: 88.3% below the Healthcare Providers & Services median (#579 of 669)
No single metric tells the full story. See the ASX:REG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Regis Healthcare is an Australian residential aged care operator providing accommodation and care for individuals who require high levels of support due to health or mobility issues. Residents are typically over 85 years old and are typified by dementia, palliative care, incontinence, and falls risk. Regis also operates smaller retirement village and home care businesses.
73GF Score
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