Regis Healthcare (ASX:REG) Effective Interest Rate on Debt %: 13.65% (As of Dec. 2025)


ASX:REG Regis Healthcare Ltd ASX:REG
84 GF Score
Price A$6.46
GF Value A$10.53
Valuation Possible Value Trap
! 4 Warning Signs
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What is Regis Healthcare Effective Interest Rate on Debt %?

Regis Healthcare ASX:REG -0.15% 84 Effective Interest Rate on Debt % is 13.65% as of Dec. 2025. GuruFocus rates ASX:REG with a GF Score™ of 84/100 and a GF Value™ of A$10.53 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Regis Healthcare's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$155 Mil. Regis Healthcare's average total debt for the quarter that ended in Dec. 2025 was A$1,137 Mil. Therefore, Regis Healthcare's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 13.65%.


Regis Healthcare  (ASX:REG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Regis Healthcare Effective Interest Rate on Debt % Related Terms


Regis Healthcare Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Regis Healthcare's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regis Healthcare Effective Interest Rate on Debt % Chart

Regis Healthcare Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.82 52.52 58.27 128.33 2,662.41

Regis Healthcare Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 76.88 262.05 2,742.95 2,690.56 13.65

ASX:REG vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, Regis Healthcare's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regis Healthcare Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Regis Healthcare's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Regis Healthcare's Effective Interest Rate on Debt % falls into.


ASX:REG
84GF Score
Regis Healthcare Ltd ASX:REG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Regis Healthcare Effective Interest Rate on Debt % Calculation

Regis Healthcare's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -119.196/( (3.843+5.111)/ 2 )
=-1  *  -119.196/4.477
=2,662.41 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.924 + 0.919
=3.843

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.67 + 1.441
=5.111

Regis Healthcare's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -155.106/( (5.111+2268.193)/ 2 )
=-1  *  -155.106/1136.652
=13.65 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.67 + 1.441
=5.111

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.235 + 2264.958
=2268.193

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 13.65% mean?
Regis Healthcare (ASX:REG) has a Effective Interest Rate on Debt % of 13.65% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Regis Healthcare and its competitors.
Is Regis Healthcare's Effective Interest Rate on Debt % too high?
Regis Healthcare's current Effective Interest Rate on Debt % is 13.65%. Overall, Regis Healthcare has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Regis Healthcare's Effective Interest Rate on Debt % compare to HCA and THC?
Regis Healthcare's Effective Interest Rate on Debt % of 13.65% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Regis Healthcare and its competitors. Regis Healthcare's current Effective Interest Rate on Debt % is 13.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regis Healthcare stock overvalued right now?
Based on GuruFocus' analysis, Regis Healthcare (ASX:REG) is currently considered Possible Value Trap. The stock's GF Value™ is A$10.53, compared to a current price of A$6.46 — trading 38.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 13.65%. Regis Healthcare's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Regis Healthcare (ASX:REG), the current Effective Interest Rate on Debt % is 13.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Regis Healthcare (ASX:REG) Overvalued in 2026?

Based on GuruFocus' analysis, Regis Healthcare stock appears to be undervalued. The current stock price of A$6.46 is trading 38.7% below its estimated GF Value™ of A$10.53. GuruFocus considers Regis Healthcare to be Possible Value Trap.

Key valuation signals for ASX:REG:

  • Effective Interest Rate on Debt %: 13.65%
  • GF Value™: A$10.53 vs. price of A$6.46 (38.7% below fair value)
  • GF Score™: 84/100 with 4 warning signs

No single metric tells the full story. See the ASX:REG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regis Healthcare Business Description

Other Exchanges 06K1:Germany
Address 293 Camberwell Road, Level 2, Camberwell, Melbourne, VIC, AUS, 3124
Regis Healthcare is an Australian residential aged care operator providing accommodation and care for individuals who require high levels of support due to health or mobility issues. Residents are typically over 85 years old and are typified by dementia, palliative care, incontinence, and falls risk. Regis also operates smaller retirement village and home care businesses.
84GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$6.46
Price
A$10.53
GF Value