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Telstra GroupASX:TLS -0.40%75 Cash-to-Debt is 0.08 as of Dec. 2025, which is 33% above its 10-year median of 0.06. GuruFocus rates ASX:TLS with a GF Score™ of 75/100 and a GF Value™ of A$4.42 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 361 Telecommunication Services companies, Telstra Group ranks worse than 79.78% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Telstra Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.08.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Telstra Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Telstra Group's Cash-to-Debt or its related term are showing as below:
ASX:TLS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.06 Max: 0.21
Current: 0.08
During the past 13 years, Telstra Group's highest Cash to Debt Ratio was 0.21. The lowest was 0.03. And the median was 0.06.
ASX:TLS's Cash-to-Debt is ranked worse than 79.78% of 361
companies
in the Telecommunication Services industry
Industry Median: 0.33
vs ASX:TLS: 0.08
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Telstra Group Cash-to-Debt Related Terms
Telstra Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Telstra Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Telecom Services subindustry, Telstra Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Telstra Group Cash-to-Debt vs Telecommunication Services Industry
For the Telecommunication Services industry and Communication Services sector, Telstra Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Telstra Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Telstra Group (ASX:TLS) has a Cash-to-Debt of 0.08 as of Dec. 2025. This is 33% above median its historical median of 0.06. Over the past decade, Telstra Group's Cash-to-Debt has ranged from 0.03 to 0.21. According to the industry distribution chart, Telstra Group ranks #288 out of 361 companies in the Telecommunication Services industry, placing it in the top 79.8%.
Is Telstra Group's Cash-to-Debt too high?
Telstra Group's current Cash-to-Debt of 0.08 is 33% above median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.21. The Telecommunication Services industry median Cash-to-Debt is 0.33. Telstra Group's value of 0.08 is 75.8% below this industry median. Based on the distribution chart, Telstra Group ranks #288 out of 361 companies in the Telecommunication Services industry, which is in the bottom quartile relative to peers. Overall, Telstra Group has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Telstra Group's Cash-to-Debt compare to VZ and TMUS?
According to the Telecommunication Services industry distribution chart, Telstra Group ranks #288 out of 361 companies for Cash-to-Debt. This places Telstra Group in the lower half of its industry. The industry median Cash-to-Debt is 0.33. Telstra Group's value of 0.08 is 75.8% below this benchmark. Historically, Telstra Group's own Cash-to-Debt has ranged from 0.03 to 0.21 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.33, Telstra Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Telecommunication Services company?
The median Cash-to-Debt among Telecommunication Services companies is 0.33, based on 361 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Telstra Group's current Cash-to-Debt of 0.08 is 75.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Telecommunication Services industry, the median Cash-to-Debt is 0.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Telstra Group's current Cash-to-Debt is 0.08, which is 33% above median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Telstra Group stock overvalued right now?
Based on GuruFocus' analysis, Telstra Group (ASX:TLS) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.42, compared to a current price of A$4.98 — trading 12.7% above its estimated fair value. The current Cash-to-Debt is 0.08, which is 33% above median its 10-year median of 0.06 and 75.8% below the Telecommunication Services industry median of 0.33. Telstra Group's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Telstra Group (ASX:TLS), the current Cash-to-Debt is 0.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Telstra Group (ASX:TLS) Overvalued in 2026?
Based on GuruFocus' analysis, Telstra Group stock appears to be overvalued.
The current stock price of A$4.98 is trading 12.7% above its estimated GF Value™ of A$4.42.
GuruFocus considers Telstra Group to be Modestly Overvalued.
Key valuation signals for ASX:TLS:
Cash-to-Debt: 0.08 (33% above median its 10-year median of 0.06)
GF Value™: A$4.42 vs. price of A$4.98 (12.7% above fair value)
Industry Position: 75.8% below the Telecommunication Services median (#288 of 361)
No single metric tells the full story. See the ASX:TLS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Telstra is Australia's largest telecommunications company, with dominant market shares in voice, mobile, enterprise telecom, and fixed-line broadband resale via the national broadband network. Telstra provides most of its services via its infrastructure assets, such as a fixed-line network (data centers, exchanges, poles, ducts, pits and pipes, fiber network), a mobile network, and mobile towers. Its customers span retail, corporate, government, wholesale, and overseas segments. Telstra also provides the government-owned, last-mile fixed-line National Broadband Network with long-term access to its infrastructure, in return for recurring payments. Finally, Telstra operates a leading telecom operation in Papua New Guinea and the surrounding South-Pacific countries.
75GF Score
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