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Krung Thai Bank PCLBKK:KTB-R 42 Cash-to-Debt is 0.15 as of Mar. 2026, which is 32% below its 10-year median of 0.22. GuruFocus rates BKK:KTB-R with a GF Score™ of 42/100 and a GF Value™ of ฿17.25. The stock has 7 warning signs investors should review. Among 1,495 Banks companies, Krung Thai Bank PCL ranks worse than 91.24% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Krung Thai Bank PCL's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.15.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Krung Thai Bank PCLcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Krung Thai Bank PCL's Cash-to-Debt or its related term are showing as below:
BKK:KTB-R'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.11 Med: 0.22 Max: 1.57
Current: 0.15
During the past 13 years, Krung Thai Bank PCL's highest Cash to Debt Ratio was 1.57. The lowest was 0.11. And the median was 0.22.
BKK:KTB-R's Cash-to-Debt is ranked worse than 91.24% of 1495
companies
in the Banks industry
Industry Median: 1.37
vs BKK:KTB-R: 0.15
Krung Thai Bank PCL (BKK:KTB-R) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Krung Thai Bank PCL Cash-to-Debt Related Terms
Krung Thai Bank PCL Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Krung Thai Bank PCL's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Krung Thai Bank PCL Cash-to-Debt Competitor Comparison
For the Banks - Regional subindustry, Krung Thai Bank PCL's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Krung Thai Bank PCL Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Krung Thai Bank PCL's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Krung Thai Bank PCL's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Krung Thai Bank PCL (BKK:KTB-R) has a Cash-to-Debt of 0.15 as of Mar. 2026. This is 32% below median its historical median of 0.22. Over the past decade, Krung Thai Bank PCL's Cash-to-Debt has ranged from 0.11 to 1.57. According to the industry distribution chart, Krung Thai Bank PCL ranks #1364 out of 1495 companies in the Banks industry, placing it in the top 91.2%.
Is Krung Thai Bank PCL's Cash-to-Debt too high?
Krung Thai Bank PCL's current Cash-to-Debt of 0.15 is 32% below median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 1.57. The Banks industry median Cash-to-Debt is 1.37. Krung Thai Bank PCL's value of 0.15 is 89.1% below this industry median. Based on the distribution chart, Krung Thai Bank PCL ranks #1364 out of 1495 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Krung Thai Bank PCL has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Krung Thai Bank PCL's Cash-to-Debt compare to competitors?
According to the Banks industry distribution chart, Krung Thai Bank PCL ranks #1364 out of 1495 companies for Cash-to-Debt. This places Krung Thai Bank PCL in the lower half of its industry. The industry median Cash-to-Debt is 1.37. Krung Thai Bank PCL's value of 0.15 is 89.1% below this benchmark. Historically, Krung Thai Bank PCL's own Cash-to-Debt has ranged from 0.11 to 1.57 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 1.37, Krung Thai Bank PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.37, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Krung Thai Bank PCL's current Cash-to-Debt of 0.15 is 89.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Krung Thai Bank PCL's current Cash-to-Debt is 0.15, which is 32% below median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krung Thai Bank PCL stock overvalued right now?
Krung Thai Bank PCL (BKK:KTB-R) has a current Cash-to-Debt of 0.15. The stock's GF Value™ is ฿17.25, compared to a current price of ฿35.13 — trading 103.6% above its estimated fair value. The current Cash-to-Debt is 0.15, which is 32% below median its 10-year median of 0.22 and 89.1% below the Banks industry median of 1.37. Krung Thai Bank PCL's overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Krung Thai Bank PCL (BKK:KTB-R), the current Cash-to-Debt is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Krung Thai Bank PCL (BKK:KTB-R) Overvalued in 2026?
Based on GuruFocus' analysis, Krung Thai Bank PCL stock appears to be overvalued.
The current stock price of ฿35.13 is trading 103.6% above its estimated GF Value™ of ฿17.25.
Key valuation signals for BKK:KTB-R:
Cash-to-Debt: 0.15 (32% below median its 10-year median of 0.22)
GF Value™: ฿17.25 vs. price of ฿35.13 (103.6% above fair value)
Industry Position: 89.1% below the Banks median (#1364 of 1495)
No single metric tells the full story. See the BKK:KTB-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Krung Thai Bank PCL is a commercial bank in Thailand conducting its business through a nationwide branch network and in certain centers of the world. The company operates in the following reportable segments: Retail banking, Corporate banking, and Treasury and investments. Maximum revenue is generated from its Retail banking segment, which develops financial products and services and also provides services for individual customers relating to deposits, loans, payment for goods and services, and others. The Corporate Banking segment provides credit facilities and financial services to corporate clients, and the Treasury and Investments segment controls the bank's financial structure and manages its equity investments, international business, and excess liquidity.
42GF Score
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