Krung Thai Bank PCL (BKK:KTB-R) Return-on-Tangible-Equity: 11.16% (As of Mar. 2026) — 16% Above Median


BKK:KTB-R Krung Thai Bank PCL BKK:KTB-R
42 GF Score
Price ฿35.13
GF Value ฿20.70
! 7 Warning Signs
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What is Krung Thai Bank PCL Return-on-Tangible-Equity?

Krung Thai Bank PCL BKK:KTB-R 42 Return-on-Tangible-Equity is 11.16% as of Mar. 2026, which is 16% above its 10-year median of 9.61. GuruFocus rates BKK:KTB-R with a GF Score™ of 42/100 and a GF Value™ of ฿20.70. The stock has 7 warning signs investors should review. Among 1,525 Banks companies, Krung Thai Bank PCL ranks worse than 50.3% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Krung Thai Bank PCL's annualized net income for the quarter that ended in Mar. 2026 was ฿49,749 Mil. Krung Thai Bank PCL's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ฿445,731 Mil. Therefore, Krung Thai Bank PCL's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 11.16%.

The historical rank and industry rank for Krung Thai Bank PCL's Return-on-Tangible-Equity or its related term are showing as below:

BKK:KTB-R' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.98   Med: 9.61   Max: 12.63
Current: 11.17

During the past 13 years, Krung Thai Bank PCL's highest Return-on-Tangible-Equity was 12.63%. The lowest was 4.98%. And the median was 9.61%.

BKK:KTB-R's Return-on-Tangible-Equity is ranked worse than
50.3% of 1525 companies
in the Banks industry
Industry Median: 11.2 vs BKK:KTB-R: 11.17

Krung Thai Bank PCL  (BKK:KTB-R) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Krung Thai Bank PCL Return-on-Tangible-Equity Related Terms


Krung Thai Bank PCL Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Krung Thai Bank PCL's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Krung Thai Bank PCL Return-on-Tangible-Equity Chart

Krung Thai Bank PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.29 9.49 9.83 11.47 11.16

Krung Thai Bank PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.98 10.37 13.51 9.75 11.16

Krung Thai Bank PCL Return-on-Tangible-Equity Competitor Comparison

For the Banks - Regional subindustry, Krung Thai Bank PCL's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Krung Thai Bank PCL Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Krung Thai Bank PCL's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Krung Thai Bank PCL's Return-on-Tangible-Equity falls into.


BKK:KTB-R
42GF Score
Krung Thai Bank PCL BKK:KTB-R
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Krung Thai Bank PCL Return-on-Tangible-Equity Calculation

Krung Thai Bank PCL's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=48228.603/( (420669.458+443262.577 )/ 2 )
=48228.603/431966.0175
=11.16 %

Krung Thai Bank PCL's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=49748.704/( (443262.577+448198.862)/ 2 )
=49748.704/445730.7195
=11.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 11.16% mean?
Krung Thai Bank PCL (BKK:KTB-R) has a Return-on-Tangible-Equity of 11.16% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Krung Thai Bank PCL and its competitors. This is 16% above median its historical median of 9.61. Over the past decade, Krung Thai Bank PCL's Return-on-Tangible-Equity has ranged from 4.98 to 12.63. According to the industry distribution chart, Krung Thai Bank PCL ranks #767 out of 1525 companies in the Banks industry, placing it in the top 50.3%.
Is Krung Thai Bank PCL's Return-on-Tangible-Equity too high?
Krung Thai Bank PCL's current Return-on-Tangible-Equity of 11.16% is 16% above median its 10-year median of 9.61. Over the past 10 years, this metric has ranged from a low of 4.98 to a high of 12.63. The Banks industry median Return-on-Tangible-Equity is 11.20. Krung Thai Bank PCL's value of 11.16% is 0.4% below this industry median. Based on the distribution chart, Krung Thai Bank PCL ranks #767 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Krung Thai Bank PCL has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Krung Thai Bank PCL's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Krung Thai Bank PCL ranks #767 out of 1525 companies for Return-on-Tangible-Equity. This places Krung Thai Bank PCL in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Krung Thai Bank PCL's value of 11.16% is 0.4% below this benchmark. Historically, Krung Thai Bank PCL's own Return-on-Tangible-Equity has ranged from 4.98 to 12.63 over the past decade. While the company's 10-year median is 9.61 vs. the industry median of 11.20, Krung Thai Bank PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Krung Thai Bank PCL's current Return-on-Tangible-Equity of 11.16% is 0.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Krung Thai Bank PCL and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Krung Thai Bank PCL's current Return-on-Tangible-Equity is 11.16%, which is 16% above median its own 10-year median of 9.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Krung Thai Bank PCL stock overvalued right now?
Krung Thai Bank PCL (BKK:KTB-R) has a current Return-on-Tangible-Equity of 11.16%. The stock's GF Value™ is ฿20.70, compared to a current price of ฿35.13 — trading 69.7% above its estimated fair value. The current Return-on-Tangible-Equity is 11.16%, which is 16% above median its 10-year median of 9.61 and 0.4% below the Banks industry median of 11.20. Krung Thai Bank PCL's overall GF Score™ is 42/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Krung Thai Bank PCL (BKK:KTB-R), the current Return-on-Tangible-Equity is 11.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Krung Thai Bank PCL (BKK:KTB-R) Overvalued in 2026?

Based on GuruFocus' analysis, Krung Thai Bank PCL stock appears to be overvalued. The current stock price of ฿35.13 is trading 69.7% above its estimated GF Value™ of ฿20.70.

Key valuation signals for BKK:KTB-R:

  • Return-on-Tangible-Equity: 11.16% (16% above median its 10-year median of 9.61)
  • GF Value™: ฿20.70 vs. price of ฿35.13 (69.7% above fair value)
  • GF Score™: 42/100 with 7 warning signs
  • Industry Position: 0.4% below the Banks median (#767 of 1525)

No single metric tells the full story. See the BKK:KTB-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Krung Thai Bank PCL Business Description

Address 35 Sukhumvit Road, Klongtoey Nua Subdistrict, Wattana District, Bangkok, THA, 10110
Krung Thai Bank PCL is a commercial bank in Thailand conducting its business through a nationwide branch network and in certain centers of the world. The company operates in the following reportable segments: Retail banking, Corporate banking, and Treasury and investments. Maximum revenue is generated from its Retail banking segment, which develops financial products and services and also provides services for individual customers relating to deposits, loans, payment for goods and services, and others. The Corporate Banking segment provides credit facilities and financial services to corporate clients, and the Treasury and Investments segment controls the bank's financial structure and manages its equity investments, international business, and excess liquidity.
42GF Score

Get the complete analysis for BKK:KTB-R

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿35.13
Price
฿20.70
GF Value