Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Plano & Plano Desenvolvimento Imobiliario's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.82.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Plano & Plano Desenvolvimento Imobiliariocouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Plano & Plano Desenvolvimento Imobiliario Cash-to-Debt Related Terms
Plano & Plano Desenvolvimento Imobiliario Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Plano & Plano Desenvolvimento Imobiliario Cash-to-Debt Chart
Plano & Plano Desenvolvimento Imobiliario Annual Data
Plano & Plano Desenvolvimento Imobiliario Cash-to-Debt Competitor Comparison
For the Real Estate - Development subindustry, Plano & Plano Desenvolvimento Imobiliario's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plano & Plano Desenvolvimento Imobiliario Cash-to-Debt vs Real Estate Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3) has a Cash-to-Debt of 0.82 as of Jun. 2026. This is 24% above median its historical median of 0.66. Over the past decade, Plano & Plano Desenvolvimento Imobiliario's Cash-to-Debt has ranged from 0.29 to 1.19. According to the industry distribution chart, Plano & Plano Desenvolvimento Imobiliario ranks #489 out of 1747 companies in the Real Estate industry, placing it in the top 28%.
Is Plano & Plano Desenvolvimento Imobiliario's Cash-to-Debt too high?
Plano & Plano Desenvolvimento Imobiliario's current Cash-to-Debt of 0.82 is 24% above median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.19. The Real Estate industry median Cash-to-Debt is 0.25. Plano & Plano Desenvolvimento Imobiliario's value of 0.82 is 228% above this industry median. Based on the distribution chart, Plano & Plano Desenvolvimento Imobiliario ranks #489 out of 1747 companies in the Real Estate industry, which is above the industry midpoint. Overall, Plano & Plano Desenvolvimento Imobiliario has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Plano & Plano Desenvolvimento Imobiliario's Cash-to-Debt compare to competitors?
According to the Real Estate industry distribution chart, Plano & Plano Desenvolvimento Imobiliario ranks #489 out of 1747 companies for Cash-to-Debt. This puts Plano & Plano Desenvolvimento Imobiliario in the upper half of its industry. The industry median Cash-to-Debt is 0.25. Plano & Plano Desenvolvimento Imobiliario's value of 0.82 is 228% above this benchmark. Historically, Plano & Plano Desenvolvimento Imobiliario's own Cash-to-Debt has ranged from 0.29 to 1.19 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 0.25, Plano & Plano Desenvolvimento Imobiliario has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.25, based on 1,747 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plano & Plano Desenvolvimento Imobiliario's current Cash-to-Debt of 0.82 is 228% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plano & Plano Desenvolvimento Imobiliario's current Cash-to-Debt is 0.82, which is 24% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plano & Plano Desenvolvimento Imobiliario stock overvalued right now?
Based on GuruFocus' analysis, Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3) is currently considered Possible Value Trap. The stock's GF Value™ is R$19.21, compared to a current price of R$6.68 — trading 65.2% below its estimated fair value. The current Cash-to-Debt is 0.82, which is 24% above median its 10-year median of 0.66 and 228% above the Real Estate industry median of 0.25. Plano & Plano Desenvolvimento Imobiliario's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3), the current Cash-to-Debt is 0.82 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3) Overvalued in 2026?
Based on GuruFocus' analysis, Plano & Plano Desenvolvimento Imobiliario stock appears to be undervalued.
The current stock price of R$6.68 is trading 65.2% below its estimated GF Value™ of R$19.21.
GuruFocus considers Plano & Plano Desenvolvimento Imobiliario to be Possible Value Trap.
Key valuation signals for BSP:PLPL3:
Cash-to-Debt: 0.82 (24% above median its 10-year median of 0.66)
GF Value™: R$19.21 vs. price of R$6.68 (65.2% below fair value)
Industry Position: 228% above the Real Estate median (#489 of 1747)
No single metric tells the full story. See the BSP:PLPL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plano & Plano Desenvolvimento Imobiliario SA is one of the largest construction companies and real estate developers in the Sao Paulo Metropolitan Region.
81GF Score
Get the complete analysis for BSP:PLPL3
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:PLPL3 has been successfully added to your 
