Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3) Debt-to-Equity: 1.07 (As of Mar. 2026) — Near Median

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BSP:PLPL3 Plano & Plano Desenvolvimento Imobiliario SA BSP:PLPL3
81 GF Score
Price R$8.30
GF Value R$19.02
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Plano & Plano Desenvolvimento Imobiliario Debt-to-Equity?

Plano & Plano Desenvolvimento Imobiliario BSP:PLPL3 +2.47% 81 Debt-to-Equity is 1.07 as of Mar. 2026, which is 4% below its 10-year median of 1.11. GuruFocus rates BSP:PLPL3 with a GF Score™ of 81/100 and a GF Value™ of R$19.02 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,540 Real Estate companies, Plano & Plano Desenvolvimento Imobiliario ranks worse than 63.05% on this metric.

Plano & Plano Desenvolvimento Imobiliario's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was R$186 Mil. Plano & Plano Desenvolvimento Imobiliario's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was R$955 Mil. Plano & Plano Desenvolvimento Imobiliario's Total Stockholders Equity for the quarter that ended in Mar. 2026 was R$1,064 Mil. Plano & Plano Desenvolvimento Imobiliario's debt to equity for the quarter that ended in Mar. 2026 was 1.07.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Plano & Plano Desenvolvimento Imobiliario's Debt-to-Equity or its related term are showing as below:

BSP:PLPL3' s Debt-to-Equity Range Over the Past 10 Years
Min: -20.28   Med: 1.11   Max: 3.28
Current: 1.07

During the past 10 years, the highest Debt-to-Equity Ratio of Plano & Plano Desenvolvimento Imobiliario was 3.28. The lowest was -20.28. And the median was 1.11.

BSP:PLPL3's Debt-to-Equity is ranked worse than
63.05% of 1540 companies
in the Real Estate industry
Industry Median: 0.73 vs BSP:PLPL3: 1.07

Plano & Plano Desenvolvimento Imobiliario  (BSP:PLPL3) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Plano & Plano Desenvolvimento Imobiliario Debt-to-Equity Related Terms


Plano & Plano Desenvolvimento Imobiliario Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Plano & Plano Desenvolvimento Imobiliario's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plano & Plano Desenvolvimento Imobiliario Debt-to-Equity Chart

Plano & Plano Desenvolvimento Imobiliario Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.31 1.39 0.70 0.73 1.09

Plano & Plano Desenvolvimento Imobiliario Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.78 0.84 1.09 1.09 1.07

Plano & Plano Desenvolvimento Imobiliario Debt-to-Equity Competitor Comparison

For the Real Estate - Development subindustry, Plano & Plano Desenvolvimento Imobiliario's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plano & Plano Desenvolvimento Imobiliario Debt-to-Equity vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Plano & Plano Desenvolvimento Imobiliario's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Plano & Plano Desenvolvimento Imobiliario's Debt-to-Equity falls into.


BSP:PLPL3
81GF Score
Plano & Plano Desenvolvimento Imobiliario SA BSP:PLPL3
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Plano & Plano Desenvolvimento Imobiliario Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Plano & Plano Desenvolvimento Imobiliario's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Plano & Plano Desenvolvimento Imobiliario's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.07 mean?
Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3) has a Debt-to-Equity of 1.07 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Plano & Plano Desenvolvimento Imobiliario and its competitors. This is near median its historical median of 1.11. According to the industry distribution chart, Plano & Plano Desenvolvimento Imobiliario ranks #971 out of 1540 companies in the Real Estate industry, placing it in the top 63.1%.
Is Plano & Plano Desenvolvimento Imobiliario's Debt-to-Equity too high?
Plano & Plano Desenvolvimento Imobiliario's current Debt-to-Equity of 1.07 is near median its 10-year median of 1.11. The Real Estate industry median Debt-to-Equity is 0.73. Plano & Plano Desenvolvimento Imobiliario's value of 1.07 is 46.6% above this industry median. Based on the distribution chart, Plano & Plano Desenvolvimento Imobiliario ranks #971 out of 1540 companies in the Real Estate industry, which is below the industry midpoint. Overall, Plano & Plano Desenvolvimento Imobiliario has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Plano & Plano Desenvolvimento Imobiliario's Debt-to-Equity compare to competitors?
According to the Real Estate industry distribution chart, Plano & Plano Desenvolvimento Imobiliario ranks #971 out of 1540 companies for Debt-to-Equity. This places Plano & Plano Desenvolvimento Imobiliario in the lower half of its industry. The industry median Debt-to-Equity is 0.73. Plano & Plano Desenvolvimento Imobiliario's value of 1.07 is 46.6% above this benchmark. While the company's 10-year median is 1.11 vs. the industry median of 0.73, Plano & Plano Desenvolvimento Imobiliario has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,540 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plano & Plano Desenvolvimento Imobiliario's current Debt-to-Equity of 1.07 is 46.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Plano & Plano Desenvolvimento Imobiliario and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plano & Plano Desenvolvimento Imobiliario's current Debt-to-Equity is 1.07, which is near median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plano & Plano Desenvolvimento Imobiliario stock overvalued right now?
Based on GuruFocus' analysis, Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3) is currently considered Possible Value Trap. The stock's GF Value™ is R$19.02, compared to a current price of R$8.30 — trading 56.4% below its estimated fair value. The current Debt-to-Equity is 1.07, which is near median its 10-year median of 1.11 and 46.6% above the Real Estate industry median of 0.73. Plano & Plano Desenvolvimento Imobiliario's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3), the current Debt-to-Equity is 1.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3) Overvalued in 2026?

Based on GuruFocus' analysis, Plano & Plano Desenvolvimento Imobiliario stock appears to be undervalued. The current stock price of R$8.30 is trading 56.4% below its estimated GF Value™ of R$19.02. GuruFocus considers Plano & Plano Desenvolvimento Imobiliario to be Possible Value Trap.

Key valuation signals for BSP:PLPL3:

  • Debt-to-Equity: 1.07 (near median its 10-year median of 1.11)
  • GF Value™: R$19.02 vs. price of R$8.30 (56.4% below fair value)
  • GF Score™: 81/100 with 4 warning signs
  • Industry Position: 46.6% above the Real Estate median (#971 of 1540)

No single metric tells the full story. See the BSP:PLPL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plano & Plano Desenvolvimento Imobiliario Business Description

Address Rua Samuel Morse, no 74, conjunto no 132, parte, Brooklin, Sao Paulo, SP, BRA, 04576-060
Plano & Plano Desenvolvimento Imobiliario SA is one of the largest construction companies and real estate developers in the Sao Paulo Metropolitan Region.
81GF Score

Get the complete analysis for BSP:PLPL3

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$8.30
Price
R$19.02
GF Value