A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Plano & Plano Desenvolvimento Imobiliario Debt-to-EBITDA Related Terms
Plano & Plano Desenvolvimento Imobiliario Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plano & Plano Desenvolvimento Imobiliario Debt-to-EBITDA Chart
Plano & Plano Desenvolvimento Imobiliario Annual Data
Plano & Plano Desenvolvimento Imobiliario Debt-to-EBITDA Competitor Comparison
For the Real Estate - Development subindustry, Plano & Plano Desenvolvimento Imobiliario's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plano & Plano Desenvolvimento Imobiliario Debt-to-EBITDA vs Real Estate Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3) has a Debt-to-EBITDA of 2.76 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Plano & Plano Desenvolvimento Imobiliario. This is 52% above median its historical median of 1.82. Over the past decade, Plano & Plano Desenvolvimento Imobiliario's Debt-to-EBITDA has ranged from 1.18 to 3.38. According to the industry distribution chart, Plano & Plano Desenvolvimento Imobiliario ranks #299 out of 1272 companies in the Real Estate industry, placing it in the top 23.5%.
Is Plano & Plano Desenvolvimento Imobiliario's Debt-to-EBITDA too high?
Plano & Plano Desenvolvimento Imobiliario's current Debt-to-EBITDA of 2.76 is 52% above median its 10-year median of 1.82. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 3.38. The Real Estate industry median Debt-to-EBITDA is 5.62. Plano & Plano Desenvolvimento Imobiliario's value of 2.76 is 50.8% below this industry median. Based on the distribution chart, Plano & Plano Desenvolvimento Imobiliario ranks #299 out of 1272 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Plano & Plano Desenvolvimento Imobiliario has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Plano & Plano Desenvolvimento Imobiliario's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Plano & Plano Desenvolvimento Imobiliario ranks #299 out of 1272 companies for Debt-to-EBITDA. This places Plano & Plano Desenvolvimento Imobiliario in the top 24% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.62. Plano & Plano Desenvolvimento Imobiliario's value of 2.76 is 50.8% below this benchmark. Historically, Plano & Plano Desenvolvimento Imobiliario's own Debt-to-EBITDA has ranged from 1.18 to 3.38 over the past decade. While the company's 10-year median is 1.82 vs. the industry median of 5.62, Plano & Plano Desenvolvimento Imobiliario has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,272 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plano & Plano Desenvolvimento Imobiliario's current Debt-to-EBITDA of 2.76 is 50.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Plano & Plano Desenvolvimento Imobiliario. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plano & Plano Desenvolvimento Imobiliario's current Debt-to-EBITDA is 2.76, which is 52% above median its own 10-year median of 1.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plano & Plano Desenvolvimento Imobiliario stock overvalued right now?
Based on GuruFocus' analysis, Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3) is currently considered Possible Value Trap. The stock's GF Value™ is R$18.98, compared to a current price of R$8.15 — trading 57.1% below its estimated fair value. The current Debt-to-EBITDA is 2.76, which is 52% above median its 10-year median of 1.82 and 50.8% below the Real Estate industry median of 5.62. Plano & Plano Desenvolvimento Imobiliario's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3), the current Debt-to-EBITDA is 2.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plano & Plano Desenvolvimento Imobiliario (BSP:PLPL3) Overvalued in 2026?
Based on GuruFocus' analysis, Plano & Plano Desenvolvimento Imobiliario stock appears to be undervalued.
The current stock price of R$8.15 is trading 57.1% below its estimated GF Value™ of R$18.98.
GuruFocus considers Plano & Plano Desenvolvimento Imobiliario to be Possible Value Trap.
Key valuation signals for BSP:PLPL3:
Debt-to-EBITDA: 2.76 (52% above median its 10-year median of 1.82)
GF Value™: R$18.98 vs. price of R$8.15 (57.1% below fair value)
Industry Position: 50.8% below the Real Estate median (#299 of 1272)
No single metric tells the full story. See the BSP:PLPL3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plano & Plano Desenvolvimento Imobiliario Business Description
Plano & Plano Desenvolvimento Imobiliario SA is one of the largest construction companies and real estate developers in the Sao Paulo Metropolitan Region.
81GF Score
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