Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Johnson Service GroupCHIX:JSGL +1.77%86 Cash-to-Debt is 0.07 as of Dec. 2025, which is at its 10-year median of 0.07. GuruFocus rates CHIX:JSGL with a GF Score™ of 86/100 and a GF Value™ of £1.67 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,073 Business Services companies, Johnson Service Group ranks worse than 88.16% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Johnson Service Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.07.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Johnson Service Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Johnson Service Group's Cash-to-Debt or its related term are showing as below:
CHIX:JSGl'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.07 Max: 0.19
Current: 0.07
During the past 13 years, Johnson Service Group's highest Cash to Debt Ratio was 0.19. The lowest was 0.03. And the median was 0.07.
CHIX:JSGl's Cash-to-Debt is ranked worse than 88.16% of 1073
companies
in the Business Services industry
Industry Median: 1.2
vs CHIX:JSGl: 0.07
Johnson Service Group (CHIX:JSGl) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Johnson Service Group Cash-to-Debt Related Terms
Johnson Service Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Johnson Service Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:JSGL vs CTAS, CPRT, ULS: Cash-to-Debt Comparison
For the Specialty Business Services subindustry, Johnson Service Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Johnson Service Group Cash-to-Debt vs Business Services Industry
For the Business Services industry and Industrials sector, Johnson Service Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Johnson Service Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Johnson Service Group (CHIX:JSGL) has a Cash-to-Debt of 0.07 as of Dec. 2025. This is near median its historical median of 0.07. Over the past decade, Johnson Service Group's Cash-to-Debt has ranged from 0.03 to 0.19. According to the industry distribution chart, Johnson Service Group ranks #946 out of 1073 companies in the Business Services industry, placing it in the top 88.2%.
Is Johnson Service Group's Cash-to-Debt too high?
Johnson Service Group's current Cash-to-Debt of 0.07 is near median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.19. The Business Services industry median Cash-to-Debt is 1.20. Johnson Service Group's value of 0.07 is 94.2% below this industry median. Based on the distribution chart, Johnson Service Group ranks #946 out of 1073 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Johnson Service Group has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Johnson Service Group's Cash-to-Debt compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Johnson Service Group ranks #946 out of 1073 companies for Cash-to-Debt. This places Johnson Service Group in the lower half of its industry. The industry median Cash-to-Debt is 1.20. Johnson Service Group's value of 0.07 is 94.2% below this benchmark. Historically, Johnson Service Group's own Cash-to-Debt has ranged from 0.03 to 0.19 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 1.20, Johnson Service Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Business Services company?
The median Cash-to-Debt among Business Services companies is 1.20, based on 1,073 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Johnson Service Group's current Cash-to-Debt of 0.07 is 94.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Cash-to-Debt is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Johnson Service Group's current Cash-to-Debt is 0.07, which is near median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Johnson Service Group stock overvalued right now?
Based on GuruFocus' analysis, Johnson Service Group (CHIX:JSGL) is currently considered Modestly Undervalued. The stock's GF Value™ is £1.67, compared to a current price of £1.50 — trading 10.4% below its estimated fair value. The current Cash-to-Debt is 0.07, which is near median its 10-year median of 0.07 and 94.2% below the Business Services industry median of 1.20. Johnson Service Group's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Johnson Service Group (CHIX:JSGL), the current Cash-to-Debt is 0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Johnson Service Group (CHIX:JSGL) Overvalued in 2026?
Based on GuruFocus' analysis, Johnson Service Group stock appears to be undervalued.
The current stock price of £1.50 is trading 10.4% below its estimated GF Value™ of £1.67.
GuruFocus considers Johnson Service Group to be Modestly Undervalued.
Key valuation signals for CHIX:JSGL:
Cash-to-Debt: 0.07 (near median its 10-year median of 0.07)
GF Value™: £1.67 vs. price of £1.50 (10.4% below fair value)
Industry Position: 94.2% below the Business Services median (#946 of 1073)
No single metric tells the full story. See the CHIX:JSGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Johnson Service Group PLC United Kingdom-based company that provides textile-related services to businesses and consumers. It is a supplier of work wear and protective wear, offering these services through Johnsons Workwear brand. The company also provides premium linen services for the hotel, catering and hospitality markets, and high volume hotel linen services, through a number of different brands which include Johnsons Hotel Linen, Johnsons Hotel, Restaurant & Catering Linen, Johnsons Restaurant & Catering Linen and Regency. It has two reporting segments; Workwear, and Hotel, Restaurant and Catering which is also its key revenue generating segment.
86GF Score
Get the complete analysis for CHIX:JSGL
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:JSGL has been successfully added to your 
