Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
First National Bank AlaskaFBAK 66 Cash-to-Debt is 0.42 as of Jun. 2026, which is 99% below its 10-year median of 35.31. GuruFocus rates FBAK with a GF Score™ of 66/100 and a GF Value™ of $280.08 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,492 Banks companies, First National Bank Alaska ranks better than 88.74% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. First National Bank Alaska's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.42.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, First National Bank Alaskacouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for First National Bank Alaska's Cash-to-Debt or its related term are showing as below:
FBAK'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.16 Med: 35.31 Max: No Debt
Current: 22.6
During the past 13 years, First National Bank Alaska's highest Cash to Debt Ratio was No Debt. The lowest was 1.16. And the median was 35.31.
FBAK's Cash-to-Debt is ranked better than 88.74% of 1492
companies
in the Banks industry
Industry Median: 1.37
vs FBAK: 22.60
First National Bank Alaska (OTCPK:FBAK) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
First National Bank Alaska Cash-to-Debt Related Terms
First National Bank Alaska Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, First National Bank Alaska's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First National Bank Alaska Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, First National Bank Alaska's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where First National Bank Alaska's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First National Bank Alaska (FBAK) has a Cash-to-Debt of 0.42 as of Jun. 2026. This is 99% below median its historical median of 35.31. Over the past decade, First National Bank Alaska's Cash-to-Debt has ranged from 1.16 to 10,000.00. According to the industry distribution chart, First National Bank Alaska ranks #168 out of 1492 companies in the Banks industry, placing it in the top 11.3%.
Is First National Bank Alaska's Cash-to-Debt too high?
First National Bank Alaska's current Cash-to-Debt of 0.42 is 99% below median its 10-year median of 35.31. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 10,000.00. The Banks industry median Cash-to-Debt is 1.37. First National Bank Alaska's value of 0.42 is 69.3% below this industry median. Based on the distribution chart, First National Bank Alaska ranks #168 out of 1492 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First National Bank Alaska has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First National Bank Alaska's Cash-to-Debt compare to CFFN and MBWM?
According to the Banks industry distribution chart, First National Bank Alaska ranks #168 out of 1492 companies for Cash-to-Debt. This places First National Bank Alaska in the top 11% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 1.37. First National Bank Alaska's value of 0.42 is 69.3% below this benchmark. Historically, First National Bank Alaska's own Cash-to-Debt has ranged from 1.16 to 10,000.00 over the past decade. While the company's 10-year median is 35.31 vs. the industry median of 1.37, First National Bank Alaska has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.37, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National Bank Alaska's current Cash-to-Debt of 0.42 is 69.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National Bank Alaska's current Cash-to-Debt is 0.42, which is 99% below median its own 10-year median of 35.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National Bank Alaska stock overvalued right now?
Based on GuruFocus' analysis, First National Bank Alaska (FBAK) is currently considered Modestly Overvalued. The stock's GF Value™ is $280.08, compared to a current price of $328.00 — trading 17.1% above its estimated fair value. The current Cash-to-Debt is 0.42, which is 99% below median its 10-year median of 35.31 and 69.3% below the Banks industry median of 1.37. First National Bank Alaska's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For First National Bank Alaska (FBAK), the current Cash-to-Debt is 0.42 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First National Bank Alaska (FBAK) Overvalued in 2026?
Based on GuruFocus' analysis, First National Bank Alaska stock appears to be overvalued.
The current stock price of $328.00 is trading 17.1% above its estimated GF Value™ of $280.08.
GuruFocus considers First National Bank Alaska to be Modestly Overvalued.
Key valuation signals for FBAK:
Cash-to-Debt: 0.42 (99% below median its 10-year median of 35.31)
GF Value™: $280.08 vs. price of $328.00 (17.1% above fair value)
Industry Position: 69.3% below the Banks median (#168 of 1492)
No single metric tells the full story. See the FBAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First National Bank Alaska is a commercial banking service provider in the United States. Its primary business operations involve corporate banking and consumer banking services. The Bank provides trust banking services, escrow and contract collection services, bankcard services and safe deposit box facilities for business, industry, and individuals within the State of Alaska. It also offers various real estate loans, including commercial and construction/development loans, multifamily residential loans, and consumer and other loans. The company also has add-on services like the United States Treasury, the United States Government-sponsored enterprises, States and political subdivisions, mortgage-backed-residential and corporate bonds.
66GF Score
Get the complete analysis for FBAK
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FBAK has been successfully added to your 
