FBAK (First National Bank Alaska) Retained Earnings: $530.6 Mil (As of Mar. 2026)


FBAK First National Bank Alaska FBAK
66 GF Score
Price $312.10
GF Value $264.90
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First National Bank Alaska Retained Earnings?

First National Bank Alaska FBAK -2.16% 66 Retained Earnings is $530.6 Mil as of Mar. 2026. GuruFocus rates FBAK with a GF Score™ of 66/100 and a GF Value™ of $264.90 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. First National Bank Alaska's retained earnings for the quarter that ended in Mar. 2026 was $530.6 Mil.

First National Bank Alaska's quarterly retained earnings declined from Sep. 2025 ($527.4 Mil) to Dec. 2025 ($522.1 Mil) but then increased from Dec. 2025 ($522.1 Mil) to Mar. 2026 ($530.6 Mil).

First National Bank Alaska's annual retained earnings increased from Dec. 2023 ($491.5 Mil) to Dec. 2024 ($507.9 Mil) and increased from Dec. 2024 ($507.9 Mil) to Dec. 2025 ($522.1 Mil).


First National Bank Alaska  (OTCPK:FBAK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


First National Bank Alaska Retained Earnings Historical Data

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The historical data trend for First National Bank Alaska's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First National Bank Alaska Retained Earnings Chart

First National Bank Alaska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 474.60 482.16 491.50 507.88 522.08

First National Bank Alaska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 512.94 518.66 527.35 522.08 530.58
FBAK
66GF Score
First National Bank Alaska FBAK
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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First National Bank Alaska Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $530.6 Mil mean?
First National Bank Alaska (FBAK) has a Retained Earnings of $530.6 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on First National Bank Alaska and its competitors.
Is First National Bank Alaska's Retained Earnings too high?
First National Bank Alaska's current Retained Earnings is $530.6 Mil. Overall, First National Bank Alaska has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First National Bank Alaska's Retained Earnings compare to BFST and CCNE?
First National Bank Alaska's Retained Earnings of $530.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on First National Bank Alaska and its competitors. First National Bank Alaska's current Retained Earnings is $530.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National Bank Alaska stock overvalued right now?
Based on GuruFocus' analysis, First National Bank Alaska (FBAK) is currently considered Modestly Overvalued. The stock's GF Value™ is $264.90, compared to a current price of $312.10 — trading 17.8% above its estimated fair value. The current Retained Earnings is $530.6 Mil. First National Bank Alaska's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For First National Bank Alaska (FBAK), the current Retained Earnings is $530.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First National Bank Alaska (FBAK) Overvalued in 2026?

Based on GuruFocus' analysis, First National Bank Alaska stock appears to be overvalued. The current stock price of $312.10 is trading 17.8% above its estimated GF Value™ of $264.90. GuruFocus considers First National Bank Alaska to be Modestly Overvalued.

Key valuation signals for FBAK:

  • Retained Earnings: $530.6 Mil
  • GF Value™: $264.90 vs. price of $312.10 (17.8% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the FBAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First National Bank Alaska Business Description

Address 101 West 36th Avenue, Anchorage, AK, USA, 99503
First National Bank Alaska is a commercial banking service provider in the United States. Its primary business operations involve corporate banking and consumer banking services. The Bank provides trust banking services, escrow and contract collection services, bankcard services and safe deposit box facilities for business, industry, and individuals within the State of Alaska. It also offers various real estate loans, including commercial and construction/development loans, multifamily residential loans, and consumer and other loans. The company also has add-on services like the United States Treasury, the United States Government-sponsored enterprises, States and political subdivisions, mortgage-backed-residential and corporate bonds.
66GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$312.10
Price
$264.90
GF Value