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First National Bank Alaska (OTCPK:FBAK) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
First National Bank Alaska Equity-to-Asset Related Terms
First National Bank Alaska Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FBAK vs FSBC, CPF, MBWM: Equity-to-Asset Comparison
For the Banks - Regional subindustry, First National Bank Alaska's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First National Bank Alaska Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, First National Bank Alaska's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where First National Bank Alaska's Equity-to-Asset falls into.
First National Bank Alaska Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
First National Bank Alaska's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First National Bank Alaska (FBAK) has a Equity-to-Asset of 0.11 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on First National Bank Alaska and its competitors. This is near median its historical median of 0.11. Over the past decade, First National Bank Alaska's Equity-to-Asset has ranged from 0.07 to 0.14. According to the industry distribution chart, First National Bank Alaska ranks #545 out of 1525 companies in the Banks industry, placing it in the top 35.7%.
Is First National Bank Alaska's Equity-to-Asset too high?
First National Bank Alaska's current Equity-to-Asset of 0.11 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. First National Bank Alaska's value of 0.11 is 10% above this industry median. Based on the distribution chart, First National Bank Alaska ranks #545 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, First National Bank Alaska has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First National Bank Alaska's Equity-to-Asset compare to FSBC and CPF?
According to the Banks industry distribution chart, First National Bank Alaska ranks #545 out of 1525 companies for Equity-to-Asset. This puts First National Bank Alaska in the upper half of its industry. The industry median Equity-to-Asset is 0.10. First National Bank Alaska's value of 0.11 is 10% above this benchmark. Historically, First National Bank Alaska's own Equity-to-Asset has ranged from 0.07 to 0.14 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, First National Bank Alaska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National Bank Alaska's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on First National Bank Alaska and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National Bank Alaska's current Equity-to-Asset is 0.11, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National Bank Alaska stock overvalued right now?
Based on GuruFocus' analysis, First National Bank Alaska (FBAK) is currently considered Modestly Overvalued. The stock's GF Value™ is $266.53, compared to a current price of $330.00 — trading 23.8% above its estimated fair value. The current Equity-to-Asset is 0.11, which is near median its 10-year median of 0.11 and 10% above the Banks industry median of 0.10. First National Bank Alaska's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For First National Bank Alaska (FBAK), the current Equity-to-Asset is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First National Bank Alaska (FBAK) Overvalued in 2026?
Based on GuruFocus' analysis, First National Bank Alaska stock appears to be overvalued.
The current stock price of $330.00 is trading 23.8% above its estimated GF Value™ of $266.53.
GuruFocus considers First National Bank Alaska to be Modestly Overvalued.
Key valuation signals for FBAK:
Equity-to-Asset: 0.11 (near median its 10-year median of 0.11)
GF Value™: $266.53 vs. price of $330.00 (23.8% above fair value)
Industry Position: 10% above the Banks median (#545 of 1525)
No single metric tells the full story. See the FBAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First National Bank Alaska is a commercial banking service provider in the United States. Its primary business operations involve corporate banking and consumer banking services. The Bank provides trust banking services, escrow and contract collection services, bankcard services and safe deposit box facilities for business, industry, and individuals within the State of Alaska. It also offers various real estate loans, including commercial and construction/development loans, multifamily residential loans, and consumer and other loans. The company also has add-on services like the United States Treasury, the United States Government-sponsored enterprises, States and political subdivisions, mortgage-backed-residential and corporate bonds.
66GF Score
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