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Hongchang International CoHCIL -15.06%33 Cash-to-Debt is 0.07 as of Dec. 2025, which is 30% below its 10-year median of 0.10. GuruFocus rates HCIL with a GF Score™ of 33/100. The stock has 7 warning signs investors should review. Among 302 Retail - Defensive companies, Hongchang International Co ranks worse than 84.77% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Hongchang International Co's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.07.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Hongchang International Cocouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Hongchang International Co's Cash-to-Debt or its related term are showing as below:
HCIL'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.1 Max: No Debt
Current: 0.07
During the past 13 years, Hongchang International Co's highest Cash to Debt Ratio was No Debt. The lowest was 0.01. And the median was 0.10.
HCIL's Cash-to-Debt is ranked worse than 84.77% of 302
companies
in the Retail - Defensive industry
Industry Median: 0.44
vs HCIL: 0.07
Hongchang International Co (OTCPK:HCIL) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Hongchang International Co Cash-to-Debt Related Terms
Hongchang International Co Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Food Distribution subindustry, Hongchang International Co's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hongchang International Co Cash-to-Debt vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Hongchang International Co's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Hongchang International Co's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hongchang International Co (HCIL) has a Cash-to-Debt of 0.07 as of Dec. 2025. This is 30% below median its historical median of 0.10. Over the past decade, Hongchang International Co's Cash-to-Debt has ranged from 0.01 to 10,000.00. According to the industry distribution chart, Hongchang International Co ranks #256 out of 302 companies in the Retail - Defensive industry, placing it in the top 84.8%.
Is Hongchang International Co's Cash-to-Debt too high?
Hongchang International Co's current Cash-to-Debt of 0.07 is 30% below median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 10,000.00. The Retail - Defensive industry median Cash-to-Debt is 0.44. Hongchang International Co's value of 0.07 is 84.1% below this industry median. Based on the distribution chart, Hongchang International Co ranks #256 out of 302 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, Hongchang International Co has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Hongchang International Co's Cash-to-Debt compare to DIT and TWG?
According to the Retail - Defensive industry distribution chart, Hongchang International Co ranks #256 out of 302 companies for Cash-to-Debt. This places Hongchang International Co in the lower half of its industry. The industry median Cash-to-Debt is 0.44. Hongchang International Co's value of 0.07 is 84.1% below this benchmark. Historically, Hongchang International Co's own Cash-to-Debt has ranged from 0.01 to 10,000.00 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.44, Hongchang International Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Defensive company?
The median Cash-to-Debt among Retail - Defensive companies is 0.44, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hongchang International Co's current Cash-to-Debt of 0.07 is 84.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Defensive industry, the median Cash-to-Debt is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hongchang International Co's current Cash-to-Debt is 0.07, which is 30% below median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hongchang International Co stock overvalued right now?
Hongchang International Co (HCIL) has a current Cash-to-Debt of 0.07. The current Cash-to-Debt is 0.07, which is 30% below median its 10-year median of 0.10 and 84.1% below the Retail - Defensive industry median of 0.44. Hongchang International Co's overall GF Score™ is 33/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Hongchang International Co (HCIL), the current Cash-to-Debt is 0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
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