Hongchang International CoHCIL 27 Interest Coverage is 18.94 as of Dec. 2025, which is 100% below its 10-year median of 10,000.00. GuruFocus rates HCIL with a GF Score™ of 27/100. The stock has 6 warning signs investors should review. Among 254 Retail - Defensive companies, Hongchang International Co ranks better than 82.68% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Hongchang International Co's
Operating Income
for the
three
months ended in Dec. 2025 was $0.34 Mil. Hongchang International Co's Interest Expense for the
three
months ended in Dec. 2025 was $-0.02 Mil.
Hongchang International Co's interest coverage for the quarter that ended in Dec. 2025 was 18.94.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Hongchang International Co's Interest Coverage or its related term are showing as below:
HCIL'
s Interest Coverage Range Over the Past 10 Years
Min: 68.78 Med: No Debt Max: No Debt
Current: 68.78
HCIL's Interest Coverage is ranked better than 82.68% of 254
companies
in the Retail - Defensive industry
Industry Median: 8.7
vs HCIL: 68.78
Hongchang International Co (OTCPK:HCIL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Hongchang International Co Interest Coverage Related Terms
Hongchang International Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Hongchang International Co Interest Coverage Chart
HCIL vs TWG, DIT, HFFG: Interest Coverage Comparison
For the Food Distribution subindustry, Hongchang International Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hongchang International Co Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Hongchang International Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Hongchang International Co's Interest Coverage falls into.
Hongchang International Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hongchang International Co (HCIL) has a Interest Coverage of 18.94 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hongchang International Co and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Hongchang International Co's Interest Coverage has ranged from 68.78 to 10,000.00. According to the industry distribution chart, Hongchang International Co ranks #44 out of 254 companies in the Retail - Defensive industry, placing it in the top 17.3%.
Is Hongchang International Co's Interest Coverage too high?
Hongchang International Co's current Interest Coverage of 18.94 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 68.78 to a high of 10,000.00. The Retail - Defensive industry median Interest Coverage is 8.70. Hongchang International Co's value of 18.94 is 117.7% above this industry median. Based on the distribution chart, Hongchang International Co ranks #44 out of 254 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, Hongchang International Co has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Hongchang International Co's Interest Coverage compare to TWG and DIT?
According to the Retail - Defensive industry distribution chart, Hongchang International Co ranks #44 out of 254 companies for Interest Coverage. This places Hongchang International Co in the top 17% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.70. Hongchang International Co's value of 18.94 is 117.7% above this benchmark. Historically, Hongchang International Co's own Interest Coverage has ranged from 68.78 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 8.70, Hongchang International Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.70, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hongchang International Co's current Interest Coverage of 18.94 is 117.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hongchang International Co and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hongchang International Co's current Interest Coverage is 18.94, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hongchang International Co stock overvalued right now?
Hongchang International Co (HCIL) has a current Interest Coverage of 18.94. The current Interest Coverage is 18.94, which is 100% below median its 10-year median of 10,000.00 and 117.7% above the Retail - Defensive industry median of 8.70. Hongchang International Co's overall GF Score™ is 27/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hongchang International Co (HCIL), the current Interest Coverage is 18.94 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
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