HCIL (Hongchang International Co) Effective Interest Rate on Debt %: 0.95% (As of Dec. 2025)


HCIL Hongchang International Co Ltd HCIL
27 GF Score
Price $0.12
! 6 Warning Signs
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What is Hongchang International Co Effective Interest Rate on Debt %?

Hongchang International Co HCIL 27 Effective Interest Rate on Debt % is 0.95% as of Dec. 2025. GuruFocus rates HCIL with a GF Score™ of 27/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hongchang International Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.07 Mil. Hongchang International Co's average total debt for the quarter that ended in Dec. 2025 was $7.54 Mil. Therefore, Hongchang International Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.95%.

Hongchang International Co  (OTCPK:HCIL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Hongchang International Co Effective Interest Rate on Debt % Related Terms

Hongchang International Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Hongchang International Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hongchang International Co Effective Interest Rate on Debt % Chart

Hongchang International Co Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Hongchang International Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.12 0.06 1.08 0.95

HCIL vs TWG, DIT, HFFG: Effective Interest Rate on Debt % Comparison

For the Food Distribution subindustry, Hongchang International Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hongchang International Co Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Hongchang International Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hongchang International Co's Effective Interest Rate on Debt % falls into.


HCIL
27GF Score
Hongchang International Co Ltd HCIL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hongchang International Co Effective Interest Rate on Debt % Calculation

Hongchang International Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  0/( (0+6.798)/ 1 )
=-1  *  0/6.798
=0.00 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.563 + 0.235
=6.798

Hongchang International Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.072/( (7.091+7.992)/ 2 )
=-1  *  -0.072/7.5415
=0.95 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.797 + 0.294
=7.091

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.867 + 1.125
=7.992

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.95% mean?
Hongchang International Co (HCIL) has a Effective Interest Rate on Debt % of 0.95% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hongchang International Co and its competitors.
Is Hongchang International Co's Effective Interest Rate on Debt % too high?
Hongchang International Co's current Effective Interest Rate on Debt % is 0.95%. Overall, Hongchang International Co has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Hongchang International Co's Effective Interest Rate on Debt % compare to TWG and DIT?
Hongchang International Co's Effective Interest Rate on Debt % of 0.95% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hongchang International Co and its competitors. Hongchang International Co's current Effective Interest Rate on Debt % is 0.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hongchang International Co stock overvalued right now?
Hongchang International Co (HCIL) has a current Effective Interest Rate on Debt % of 0.95%. The current Effective Interest Rate on Debt % is 0.95%. Hongchang International Co's overall GF Score™ is 27/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hongchang International Co (HCIL), the current Effective Interest Rate on Debt % is 0.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Hongchang International Co Business Description

Address Block 20, Hongchang Food Co., Ltd, Yuanhong Investment Zone, Donggao Village, Chengtou Town, Fuqing City, Fujian Province, Fuzhou, CHN, 350300
Hongchang International Co Ltd engages in the businesses of food trade and biotechnology in China.
27GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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