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MonotaRO CoMONOF +15.48%96 Cash-to-Debt is 3.38 as of Dec. 2025, which is 63% above its 10-year median of 2.08. GuruFocus rates MONOF with a GF Score™ of 96/100 and a GF Value™ of $16.01 (Modestly Undervalued). Among 1,121 Retail - Cyclical companies, MonotaRO Co ranks better than 74.31% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. MonotaRO Co's cash to debt ratio for the quarter that ended in Dec. 2025 was 3.38.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, MonotaRO Cocould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for MonotaRO Co's Cash-to-Debt or its related term are showing as below:
MONOF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.86 Med: 2.08 Max: 23
Current: 1.73
During the past 13 years, MonotaRO Co's highest Cash to Debt Ratio was 23.00. The lowest was 0.86. And the median was 2.08.
MONOF's Cash-to-Debt is ranked better than 74.31% of 1121
companies
in the Retail - Cyclical industry
Industry Median: 0.49
vs MONOF: 1.73
MonotaRO Co (OTCPK:MONOF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
MonotaRO Co Cash-to-Debt Related Terms
MonotaRO Co Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for MonotaRO Co's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Internet Retail subindustry, MonotaRO Co's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MonotaRO Co Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, MonotaRO Co's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where MonotaRO Co's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MonotaRO Co (MONOF) has a Cash-to-Debt of 3.38 as of Dec. 2025. This is 63% above median its historical median of 2.08. Over the past decade, MonotaRO Co's Cash-to-Debt has ranged from 0.86 to 23.00. According to the industry distribution chart, MonotaRO Co ranks #288 out of 1121 companies in the Retail - Cyclical industry, placing it in the top 25.7%.
Is MonotaRO Co's Cash-to-Debt too high?
MonotaRO Co's current Cash-to-Debt of 3.38 is 63% above median its 10-year median of 2.08. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 23.00. The Retail - Cyclical industry median Cash-to-Debt is 0.49. MonotaRO Co's value of 3.38 is 589.8% above this industry median. Based on the distribution chart, MonotaRO Co ranks #288 out of 1121 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, MonotaRO Co has a GF Score™ of 96/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MonotaRO Co's Cash-to-Debt compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, MonotaRO Co ranks #288 out of 1121 companies for Cash-to-Debt. This puts MonotaRO Co in the upper half of its industry. The industry median Cash-to-Debt is 0.49. MonotaRO Co's value of 3.38 is 589.8% above this benchmark. Historically, MonotaRO Co's own Cash-to-Debt has ranged from 0.86 to 23.00 over the past decade. While the company's 10-year median is 2.08 vs. the industry median of 0.49, MonotaRO Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.49, based on 1,121 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MonotaRO Co's current Cash-to-Debt of 3.38 is 589.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MonotaRO Co's current Cash-to-Debt is 3.38, which is 63% above median its own 10-year median of 2.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MonotaRO Co stock overvalued right now?
Based on GuruFocus' analysis, MonotaRO Co (MONOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $16.01, compared to a current price of $12.01 — trading 25% below its estimated fair value. The current Cash-to-Debt is 3.38, which is 63% above median its 10-year median of 2.08 and 589.8% above the Retail - Cyclical industry median of 0.49. MonotaRO Co's overall GF Score™ is 96/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For MonotaRO Co (MONOF), the current Cash-to-Debt is 3.38 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MonotaRO Co (MONOF) Overvalued in 2026?
Based on GuruFocus' analysis, MonotaRO Co stock appears to be undervalued.
The current stock price of $12.01 is trading 25% below its estimated GF Value™ of $16.01.
GuruFocus considers MonotaRO Co to be Modestly Undervalued.
Key valuation signals for MONOF:
Cash-to-Debt: 3.38 (63% above median its 10-year median of 2.08)
GF Value™: $16.01 vs. price of $12.01 (25% below fair value)
Industry Position: 589.8% above the Retail - Cyclical median (#288 of 1121)
No single metric tells the full story. See the MONOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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