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Opendoor TechnologiesOPEN +4.69%53 Cash-to-Debt is 0.49 as of Jun. 2026, which is 29% above its 10-year median of 0.38. GuruFocus rates OPEN with a GF Score™ of 53/100 and a GF Value™ of $1.09 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,742 Real Estate companies, Opendoor Technologies ranks better than 63.09% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Opendoor Technologies's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.49.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Opendoor Technologiescouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Opendoor Technologies's Cash-to-Debt or its related term are showing as below:
OPEN'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.19 Med: 0.38 Max: 2.68
Current: 0.46
During the past 7 years, Opendoor Technologies's highest Cash to Debt Ratio was 2.68. The lowest was 0.19. And the median was 0.38.
OPEN's Cash-to-Debt is ranked better than 63.09% of 1742
companies
in the Real Estate industry
Industry Median: 0.25
vs OPEN: 0.46
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Opendoor Technologies Cash-to-Debt Related Terms
Opendoor Technologies Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Opendoor Technologies's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate Services subindustry, Opendoor Technologies's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Opendoor Technologies Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Opendoor Technologies's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Opendoor Technologies's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Opendoor Technologies (OPEN) has a Cash-to-Debt of 0.49 as of Jun. 2026. This is 29% above median its historical median of 0.38. Over the past decade, Opendoor Technologies' Cash-to-Debt has ranged from 0.19 to 2.68. According to the industry distribution chart, Opendoor Technologies ranks #643 out of 1742 companies in the Real Estate industry, placing it in the top 36.9%.
Is Opendoor Technologies' Cash-to-Debt too high?
Opendoor Technologies' current Cash-to-Debt of 0.49 is 29% above median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 2.68. The Real Estate industry median Cash-to-Debt is 0.25. Opendoor Technologies' value of 0.49 is 96% above this industry median. Based on the distribution chart, Opendoor Technologies ranks #643 out of 1742 companies in the Real Estate industry, which is above the industry midpoint. Overall, Opendoor Technologies has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Opendoor Technologies' Cash-to-Debt compare to CWK and NMRK?
According to the Real Estate industry distribution chart, Opendoor Technologies ranks #643 out of 1742 companies for Cash-to-Debt. This puts Opendoor Technologies in the upper half of its industry. The industry median Cash-to-Debt is 0.25. Opendoor Technologies' value of 0.49 is 96% above this benchmark. Historically, Opendoor Technologies' own Cash-to-Debt has ranged from 0.19 to 2.68 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 0.25, Opendoor Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.25, based on 1,742 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Opendoor Technologies's current Cash-to-Debt of 0.49 is 96% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Opendoor Technologies's current Cash-to-Debt is 0.49, which is 29% above median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Opendoor Technologies stock overvalued right now?
Based on GuruFocus' analysis, Opendoor Technologies (OPEN) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.09, compared to a current price of $2.68 — trading 145.9% above its estimated fair value. The current Cash-to-Debt is 0.49, which is 29% above median its 10-year median of 0.38 and 96% above the Real Estate industry median of 0.25. Opendoor Technologies' overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Opendoor Technologies (OPEN), the current Cash-to-Debt is 0.49 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Opendoor Technologies (OPEN) Overvalued in 2026?
Based on GuruFocus' analysis, Opendoor Technologies stock appears to be overvalued.
The current stock price of $2.68 is trading 145.9% above its estimated GF Value™ of $1.09.
GuruFocus considers Opendoor Technologies to be Significantly Overvalued.
Key valuation signals for OPEN:
Cash-to-Debt: 0.49 (29% above median its 10-year median of 0.38)
GF Value™: $1.09 vs. price of $2.68 (145.9% above fair value)
Industry Position: 96% above the Real Estate median (#643 of 1742)
No single metric tells the full story. See the OPEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Opendoor Technologies Inc is an end-to-end real estate platform enabling customers to sell and buy a home online. Its product offerings include Sell to Opendoor, its core product where sellers sell their homes directly to the company, and it resells those homes to buyers; List with Opendoor, for customers to list their homes with a partner agent; and Opendoor Marketplace, a capital-light marketplace offering that connects home sellers with both institutional and retail buyers. In addition to these products, the company also offers its customers integrated title insurance and escrow services through its subsidiaries. A vast majority of the company's revenue is generated by its core product offering, where it acquires homes directly from sellers and resells those homes to buyers.
53GF Score
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