OPEN (Opendoor Technologies) Effective Interest Rate on Debt %: 6.92% (As of Mar. 2026)


OPEN Opendoor Technologies Inc OPEN
56 GF Score
Price $5.18
GF Value $1.23
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Opendoor Technologies Effective Interest Rate on Debt %?

Opendoor Technologies OPEN +5.72% 56 Effective Interest Rate on Debt % is 6.92% as of Mar. 2026. GuruFocus rates OPEN with a GF Score™ of 56/100 and a GF Value™ of $1.23 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Opendoor Technologies's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $92 Mil. Opendoor Technologies's average total debt for the quarter that ended in Mar. 2026 was $1,329 Mil. Therefore, Opendoor Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.92%.


Opendoor Technologies  (NAS:OPEN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Opendoor Technologies Effective Interest Rate on Debt % Related Terms


Opendoor Technologies Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Opendoor Technologies's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Opendoor Technologies Effective Interest Rate on Debt % Chart

Opendoor Technologies Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.73 6.16 5.32 5.48 7.20

Opendoor Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.45 6.11 6.85 7.21 6.92

OPEN vs CWK, IHS, NMRK: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Opendoor Technologies's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Opendoor Technologies Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Opendoor Technologies's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Opendoor Technologies's Effective Interest Rate on Debt % falls into.


OPEN
56GF Score
Opendoor Technologies Inc OPEN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Opendoor Technologies Effective Interest Rate on Debt % Calculation

Opendoor Technologies's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -131/( (2317+1320)/ 2 )
=-1  *  -131/1818.5
=7.20 %

where

Opendoor Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -92/( (1320+1338)/ 2 )
=-1  *  -92/1329
=6.92 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.92% mean?
Opendoor Technologies (OPEN) has a Effective Interest Rate on Debt % of 6.92% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Opendoor Technologies and its competitors.
Is Opendoor Technologies' Effective Interest Rate on Debt % too high?
Opendoor Technologies' current Effective Interest Rate on Debt % is 6.92%. Overall, Opendoor Technologies has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Opendoor Technologies' Effective Interest Rate on Debt % compare to CWK and IHS?
Opendoor Technologies' Effective Interest Rate on Debt % of 6.92% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Opendoor Technologies and its competitors. Opendoor Technologies's current Effective Interest Rate on Debt % is 6.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Opendoor Technologies stock overvalued right now?
Based on GuruFocus' analysis, Opendoor Technologies (OPEN) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.23, compared to a current price of $5.18 — trading 321.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.92%. Opendoor Technologies' overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Opendoor Technologies (OPEN), the current Effective Interest Rate on Debt % is 6.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Opendoor Technologies (OPEN) Overvalued in 2026?

Based on GuruFocus' analysis, Opendoor Technologies stock appears to be overvalued. The current stock price of $5.18 is trading 321.2% above its estimated GF Value™ of $1.23. GuruFocus considers Opendoor Technologies to be Significantly Overvalued.

Key valuation signals for OPEN:

  • Effective Interest Rate on Debt %: 6.92%
  • GF Value™: $1.23 vs. price of $5.18 (321.2% above fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the OPEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Opendoor Technologies Business Description

Address 1295 West Washington Street, Suite 115, Tempe, AZ, USA, 85288
Opendoor Technologies Inc is an end-to-end real estate platform enabling customers to sell and buy a home online. Its product offerings include Sell to Opendoor, its core product where sellers sell their homes directly to the company, and it resells those homes to buyers; List with Opendoor, for customers to list their homes with a partner agent; and Opendoor Marketplace, a capital-light marketplace offering that connects home sellers with both institutional and retail buyers. In addition to these products, the company also offers its customers integrated title insurance and escrow services through its subsidiaries. A vast majority of the company's revenue is generated by its core product offering, where it acquires homes directly from sellers and resells those homes to buyers.
56GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.18
Price
$1.23
GF Value