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Orion DigitalORIO +0.12%48 Cash-to-Debt is 0.34 as of Jun. 2026, which is 13% above its 10-year median of 0.30. GuruFocus rates ORIO with a GF Score™ of 48/100 and a GF Value™ of $1.27 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,796 Software companies, Orion Digital ranks worse than 80.01% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Orion Digital's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.34.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Orion Digitalcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Orion Digital's Cash-to-Debt or its related term are showing as below:
ORIO'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06 Med: 0.3 Max: 1.16
Current: 0.34
During the past 12 years, Orion Digital's highest Cash to Debt Ratio was 1.16. The lowest was 0.06. And the median was 0.30.
ORIO's Cash-to-Debt is ranked worse than 80.01% of 2796
companies
in the Software industry
Industry Median: 2.56
vs ORIO: 0.34
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Orion Digital Cash-to-Debt Related Terms
Orion Digital Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Orion Digital's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Software - Infrastructure subindustry, Orion Digital's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orion Digital Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Orion Digital's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Orion Digital's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orion Digital (ORIO) has a Cash-to-Debt of 0.34 as of Jun. 2026. This is 13% above median its historical median of 0.30. Over the past decade, Orion Digital's Cash-to-Debt has ranged from 0.06 to 1.16. According to the industry distribution chart, Orion Digital ranks #2237 out of 2796 companies in the Software industry, placing it in the top 80%.
Is Orion Digital's Cash-to-Debt too high?
Orion Digital's current Cash-to-Debt of 0.34 is 13% above median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 1.16. The Software industry median Cash-to-Debt is 2.56. Orion Digital's value of 0.34 is 86.7% below this industry median. Based on the distribution chart, Orion Digital ranks #2237 out of 2796 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Orion Digital has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orion Digital's Cash-to-Debt compare to MSFT and ORCL?
According to the Software industry distribution chart, Orion Digital ranks #2237 out of 2796 companies for Cash-to-Debt. This places Orion Digital in the lower half of its industry. The industry median Cash-to-Debt is 2.56. Orion Digital's value of 0.34 is 86.7% below this benchmark. Historically, Orion Digital's own Cash-to-Debt has ranged from 0.06 to 1.16 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 2.56, Orion Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.56, based on 2,796 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orion Digital's current Cash-to-Debt of 0.34 is 86.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orion Digital's current Cash-to-Debt is 0.34, which is 13% above median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orion Digital stock overvalued right now?
Based on GuruFocus' analysis, Orion Digital (ORIO) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.27, compared to a current price of $0.90 — trading 29.1% below its estimated fair value. The current Cash-to-Debt is 0.34, which is 13% above median its 10-year median of 0.30 and 86.7% below the Software industry median of 2.56. Orion Digital's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Orion Digital (ORIO), the current Cash-to-Debt is 0.34 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orion Digital (ORIO) Overvalued in 2026?
Based on GuruFocus' analysis, Orion Digital stock appears to be undervalued.
The current stock price of $0.90 is trading 29.1% below its estimated GF Value™ of $1.27.
GuruFocus considers Orion Digital to be Modestly Undervalued.
Key valuation signals for ORIO:
Cash-to-Debt: 0.34 (13% above median its 10-year median of 0.30)
GF Value™: $1.27 vs. price of $0.90 (29.1% below fair value)
Industry Position: 86.7% below the Software median (#2237 of 2796)
No single metric tells the full story. See the ORIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orion Digital Corp is a financial technology company operating digital platforms across wealth and payments, supported by a consumer lending business in Canada. The Company's Wealth platform, Intelligent Investing, provides long-term investment solutions to the Canadian market. It also operates a consumer lending business in Canada. Its Payments business is conducted through its wholly owned subsidiary, which provides issuer processing, program management, and regulated payment orchestration services across Europe. The Company operates in Canada and Europe, with Canada generating the majority of its revenue.
48GF Score
Get the complete analysis for ORIO
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