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Orion DigitalORIO +1.96%53 3-Year FCF Growth Rate is 52.20% as of Jun. 2026, which is 79% above its 10-year median of 29.20. GuruFocus rates ORIO with a GF Score™ of 53/100 and a GF Value™ of $1.27 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,860 Software companies, Orion Digital ranks better than 82.96% on this metric.
During the past 12 months, Orion Digital's average Free Cash Flow per Share Growth Rate was -551.50% per year.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was 52.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Orion Digital was 53.70% per year. The lowest was -1.40% per year. And the median was 29.20% per year.
Orion Digital (NAS:ORIO) 3-Year FCF Growth Rate Explanation
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
Orion Digital 3-Year FCF Growth Rate Related Terms
ORIO vs MSFT, PLTR, ORCL: 3-Year FCF Growth Rate Comparison
For the Software - Infrastructure subindustry, Orion Digital's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orion Digital 3-Year FCF Growth Rate vs Software Industry
For the Software industry and Technology sector, Orion Digital's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where Orion Digital's 3-Year FCF Growth Rate falls into.
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
What does a 3-Year FCF Growth Rate of 52.20% mean?
Orion Digital (ORIO) has a 3-Year FCF Growth Rate of 52.20% as of Jun. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Orion Digital and its competitors. This is 79% above median its historical median of 29.20. According to the industry distribution chart, Orion Digital ranks #317 out of 1860 companies in the Software industry, placing it in the top 17%.
Is Orion Digital's 3-Year FCF Growth Rate too high?
Orion Digital's current 3-Year FCF Growth Rate of 52.20% is 79% above median its 10-year median of 29.20. The Software industry median 3-Year FCF Growth Rate is 16.95. Orion Digital's value of 52.20% is 208% above this industry median. Based on the distribution chart, Orion Digital ranks #317 out of 1860 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Orion Digital has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orion Digital's 3-Year FCF Growth Rate compare to MSFT and PLTR?
According to the Software industry distribution chart, Orion Digital ranks #317 out of 1860 companies for 3-Year FCF Growth Rate. This places Orion Digital in the top 17% of its industry — outperforming the majority of peers. The industry median 3-Year FCF Growth Rate is 16.95. Orion Digital's value of 52.20% is 208% above this benchmark. While the company's 10-year median is 29.20 vs. the industry median of 16.95, Orion Digital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for a Software company?
The median 3-Year FCF Growth Rate among Software companies is 16.95, based on 1,860 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orion Digital's current 3-Year FCF Growth Rate of 52.20% is 208% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Orion Digital and its competitors. For the Software industry, the median 3-Year FCF Growth Rate is 16.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orion Digital's current 3-Year FCF Growth Rate is 52.20%, which is 79% above median its own 10-year median of 29.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orion Digital stock overvalued right now?
Based on GuruFocus' analysis, Orion Digital (ORIO) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.27, compared to a current price of $1.05 — trading 17.3% below its estimated fair value. The current 3-Year FCF Growth Rate is 52.20%, which is 79% above median its 10-year median of 29.20 and 208% above the Software industry median of 16.95. Orion Digital's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Orion Digital (ORIO), the current 3-Year FCF Growth Rate is 52.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orion Digital (ORIO) Overvalued in 2026?
Based on GuruFocus' analysis, Orion Digital stock appears to be undervalued.
The current stock price of $1.05 is trading 17.3% below its estimated GF Value™ of $1.27.
GuruFocus considers Orion Digital to be Modestly Undervalued.
Key valuation signals for ORIO:
3-Year FCF Growth Rate: 52.20% (79% above median its 10-year median of 29.20)
GF Value™: $1.27 vs. price of $1.05 (17.3% below fair value)
Industry Position: 208% above the Software median (#317 of 1860)
No single metric tells the full story. See the ORIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orion Digital Corp is a financial technology company operating digital platforms across wealth and payments, supported by a consumer lending business in Canada. The Company's Wealth platform, Intelligent Investing, provides long-term investment solutions to the Canadian market. It also operates a consumer lending business in Canada. Its Payments business is conducted through its wholly owned subsidiary, which provides issuer processing, program management, and regulated payment orchestration services across Europe. The Company operates in Canada and Europe, with Canada generating the majority of its revenue.
53GF Score
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