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Orion DigitalORIO -0.12%48 Intrinsic Value: Projected FCF is $-2.25 as of Aug. 24, 2026. GuruFocus rates ORIO with a GF Score™ of 48/100 and a GF Value™ of $1.27 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,463 Software companies, Orion Digital ranks worse than 68352.63% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-08-24), Orion Digital's Intrinsic Value: Projected FCF is $-2.25. The stock price of Orion Digital is $0.8999. Therefore, Orion Digital's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.
The historical rank and industry rank for Orion Digital's Intrinsic Value: Projected FCF or its related term are showing as below:
During the past 12 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Orion Digital was 116.52. The lowest was 20.52. And the median was 21.96.
ORIO's Price-to-Projected-FCF is not ranked *
in the Software industry.
Industry Median: 1.44 * Ranked among companies with meaningful Price-to-Projected-FCF only.
Orion Digital (NAS:ORIO) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Orion Digital's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
0.8999
/
-2.5461377786095
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orion Digital Intrinsic Value: Projected FCF Related Terms
Orion Digital Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Orion Digital's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orion Digital Intrinsic Value: Projected FCF Chart
ORIO vs MSFT, ORCL, PLTR: Intrinsic Value: Projected FCF Comparison
For the Software - Infrastructure subindustry, Orion Digital's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orion Digital Price-to-Projected-FCF vs Software Industry
For the Software industry and Technology sector, Orion Digital's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Orion Digital's Price-to-Projected-FCF falls into.
Orion Digital Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $-2.25 mean?
Orion Digital (ORIO) has a Intrinsic Value: Projected FCF of $-2.25 as of Aug. 24, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Orion Digital and its competitors. Over the past decade, Orion Digital's Intrinsic Value: Projected FCF has ranged from 20.52 to 116.52. According to the industry distribution chart, Orion Digital ranks #999999 out of 1463 companies in the Software industry.
Is Orion Digital's Intrinsic Value: Projected FCF too high?
Orion Digital's current Intrinsic Value: Projected FCF is $-2.25. Over the past 10 years, this metric has ranged from a low of 20.52 to a high of 116.52. Based on the distribution chart, Orion Digital ranks #999999 out of 1463 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Orion Digital has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orion Digital's Intrinsic Value: Projected FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Orion Digital ranks #999999 out of 1463 companies for Intrinsic Value: Projected FCF. This places Orion Digital in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 1.44. Historically, Orion Digital's own Intrinsic Value: Projected FCF has ranged from 20.52 to 116.52 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Software company?
The median Intrinsic Value: Projected FCF among Software companies is 1.44, based on 1,463 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Orion Digital and its competitors. For the Software industry, the median Intrinsic Value: Projected FCF is 1.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orion Digital's current Intrinsic Value: Projected FCF is $-2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orion Digital stock overvalued right now?
Based on GuruFocus' analysis, Orion Digital (ORIO) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.27, compared to a current price of $0.90 — trading 29.1% below its estimated fair value. The current Intrinsic Value: Projected FCF is $-2.25. Orion Digital's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Orion Digital (ORIO), the current Intrinsic Value: Projected FCF is $-2.25 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orion Digital (ORIO) Overvalued in 2026?
Based on GuruFocus' analysis, Orion Digital stock appears to be undervalued.
The current stock price of $0.90 is trading 29.1% below its estimated GF Value™ of $1.27.
GuruFocus considers Orion Digital to be Modestly Undervalued.
Key valuation signals for ORIO:
Intrinsic Value: Projected FCF: $-2.25
GF Value™: $1.27 vs. price of $0.90 (29.1% below fair value)
No single metric tells the full story. See the ORIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orion Digital Corp is a financial technology company operating digital platforms across wealth and payments, supported by a consumer lending business in Canada. The Company's Wealth platform, Intelligent Investing, provides long-term investment solutions to the Canadian market. It also operates a consumer lending business in Canada. Its Payments business is conducted through its wholly owned subsidiary, which provides issuer processing, program management, and regulated payment orchestration services across Europe. The Company operates in Canada and Europe, with Canada generating the majority of its revenue.
48GF Score
Get the complete analysis for ORIO
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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