PBYA (Upstryve) Cash-to-Debt: 0.04 (As of May. 2021)


What is Upstryve Cash-to-Debt?

Upstryve PBYA -90.00% Cash-to-Debt is 0.04 as of May. 2021.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Upstryve's cash to debt ratio for the quarter that ended in May. 2021 was 0.04.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Upstryve couldn't pay off its debt using the cash in hand for the quarter that ended in May. 2021.

The historical rank and industry rank for Upstryve's Cash-to-Debt or its related term are showing as below:

PBYA's Cash-to-Debt is not ranked *
in the Education industry.
Industry Median: 1.375
* Ranked among companies with meaningful Cash-to-Debt only.

Upstryve  (OTCPK:PBYA) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Upstryve Cash-to-Debt Related Terms

Upstryve Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Upstryve's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Upstryve Cash-to-Debt Chart

Upstryve Annual Data
Trend May12 May13 May14 May15 May16 Oct17 May21
Cash-to-Debt
Get a 7-Day Free Trial No Debt No Debt 1.68 0.14 0.04

Upstryve Semi-Annual Data
May12 May13 May14 May15 May16 Oct17 May21
Cash-to-Debt Get a 7-Day Free Trial No Debt No Debt 1.68 0.14 0.04

PBYA vs GHC, LOPE, HMHC: Cash-to-Debt Comparison

For the Education & Training Services subindustry, Upstryve's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Upstryve Cash-to-Debt vs Education Industry

For the Education industry and Consumer Defensive sector, Upstryve's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Upstryve's Cash-to-Debt falls into.


Upstryve Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Upstryve's Cash to Debt Ratio for the fiscal year that ended in May. 2021 is calculated as:

Cash to Debt Ratio= Cash, Cash Equivalents, Marketable Securities / Total Debt
= Cash, Cash Equivalents, Marketable Securities / (Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation)
=0.233 / (0.738 + 4.672)
=0.04

Upstryve's Cash to Debt Ratio for the quarter that ended in May. 2021 is calculated as:

Cash to Debt Ratio= Cash, Cash Equivalents, Marketable Securities / Total Debt
= Cash, Cash Equivalents, Marketable Securities / (Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation)
=0.233 / (0.738 + 4.672)
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 0.04 mean?
Upstryve (PBYA) has a Cash-to-Debt of 0.04 as of May. 2021.
Is Upstryve's Cash-to-Debt too high?
Upstryve's current Cash-to-Debt is 0.04. The Education industry median Cash-to-Debt is 1.38. Upstryve's value of 0.04 is 97.1% below this industry median.
How does Upstryve's Cash-to-Debt compare to GHC and LOPE?
Upstryve's Cash-to-Debt of 0.04 can be compared against companies in the Education industry. The industry median Cash-to-Debt is 1.38. Upstryve's value of 0.04 is 97.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Education company?
The median Cash-to-Debt among Education companies is 1.38, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upstryve's current Cash-to-Debt of 0.04 is 97.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Education industry, the median Cash-to-Debt is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upstryve's current Cash-to-Debt is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstryve stock overvalued right now?
Upstryve (PBYA) has a current Cash-to-Debt of 0.04. The current Cash-to-Debt is 0.04 and 97.1% below the Education industry median of 1.38. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Upstryve (PBYA), the current Cash-to-Debt is 0.04 as of May. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Upstryve Business Description

Address 4400 Sample Road, Suite 140, Coconut Creek, FL, USA, 33073
Upstryve Inc is a tutoring platform dedicated to providing aspiring professionals an affordable learning experience. It provides 1-on-1 personalized online exam and licensing prep for professionals to pass their state or national exams and get their license. The company uses its proprietary matching platform to link aspiring professionals with tutors and instructors.