PBYA (Upstryve) Effective Interest Rate on Debt %: 6.54% (As of May. 2021)


What is Upstryve Effective Interest Rate on Debt %?

Upstryve PBYA -90.00% Effective Interest Rate on Debt % is 6.54% as of May. 2021.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Upstryve's annualized positive value of Interest Expense for the quarter that ended in May. 2021 was $0.27 Mil. Upstryve's average total debt for the quarter that ended in May. 2021 was $4.13 Mil. Therefore, Upstryve's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2021 was 6.54%.

Upstryve  (OTCPK:PBYA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Upstryve Effective Interest Rate on Debt % Related Terms

Upstryve Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Upstryve's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upstryve Effective Interest Rate on Debt % Chart

Upstryve Annual Data
Trend May12 May13 May14 May15 May16 Oct17 May21
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.00 0.00 820.00 56.09 6.54

Upstryve Semi-Annual Data
May12 May13 May14 May15 May16 Oct17 May21
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 0.00 820.00 56.09 6.54

PBYA vs GHC, LOPE, HMHC: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Upstryve's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Upstryve Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Upstryve's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Upstryve's Effective Interest Rate on Debt % falls into.


Upstryve Effective Interest Rate on Debt % Calculation

Upstryve's annualized Effective Interest Rate on Debt % for the fiscal year that ended in May. 2021 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Oct. 2017 )+Total Debt  (A: May. 2021 ))/ count )
=-1  *  -0.27/( (2.841+5.41)/ 2 )
=-1  *  -0.27/4.1255
=6.54 %

where

Total Debt  (A: Oct. 2017 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.528 + 2.313
=2.841

Total Debt  (A: May. 2021 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.672 + 0.738
=5.41

Upstryve's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2021 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2017 )+Total Debt  (Q: May. 2021 ))/ count )
=-1  *  -0.27/( (2.841+5.41)/ 2 )
=-1  *  -0.27/4.1255
=6.54 %

where

Total Debt  (Q: Oct. 2017 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.528 + 2.313
=2.841

Total Debt  (Q: May. 2021 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.672 + 0.738
=5.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (May. 2021) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.54% mean?
Upstryve (PBYA) has a Effective Interest Rate on Debt % of 6.54% as of May. 2021. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Upstryve and its competitors.
Is Upstryve's Effective Interest Rate on Debt % too high?
Upstryve's current Effective Interest Rate on Debt % is 6.54%.
How does Upstryve's Effective Interest Rate on Debt % compare to GHC and LOPE?
Upstryve's Effective Interest Rate on Debt % of 6.54% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Upstryve and its competitors. Upstryve's current Effective Interest Rate on Debt % is 6.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstryve stock overvalued right now?
Upstryve (PBYA) has a current Effective Interest Rate on Debt % of 6.54%. The current Effective Interest Rate on Debt % is 6.54%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Upstryve (PBYA), the current Effective Interest Rate on Debt % is 6.54% as of May. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Upstryve Business Description

Address 4400 Sample Road, Suite 140, Coconut Creek, FL, USA, 33073
Upstryve Inc is a tutoring platform dedicated to providing aspiring professionals an affordable learning experience. It provides 1-on-1 personalized online exam and licensing prep for professionals to pass their state or national exams and get their license. The company uses its proprietary matching platform to link aspiring professionals with tutors and instructors.