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What is First Abacus Financial Holdings Cash-to-Debt?
First Abacus Financial HoldingsPHS:FAF 14 Cash-to-Debt is 0.28 as of Mar. 2026, which is 26% below its 10-year median of 0.38. GuruFocus rates PHS:FAF with a GF Score™ of 14/100 and a GF Value™ of ₱0.63 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 802 Capital Markets companies, First Abacus Financial Holdings ranks worse than 83.54% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. First Abacus Financial Holdings's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.28.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, First Abacus Financial Holdingscouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for First Abacus Financial Holdings's Cash-to-Debt or its related term are showing as below:
PHS:FAF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.22 Med: 0.38 Max: 0.87
Current: 0.28
During the past 13 years, First Abacus Financial Holdings's highest Cash to Debt Ratio was 0.87. The lowest was 0.22. And the median was 0.38.
PHS:FAF's Cash-to-Debt is ranked worse than 83.54% of 802
companies
in the Capital Markets industry
Industry Median: 2.275
vs PHS:FAF: 0.28
First Abacus Financial Holdings (PHS:FAF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
First Abacus Financial Holdings Cash-to-Debt Related Terms
First Abacus Financial Holdings Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
First Abacus Financial Holdings Cash-to-Debt Chart
For the Capital Markets subindustry, First Abacus Financial Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Abacus Financial Holdings Cash-to-Debt vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, First Abacus Financial Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where First Abacus Financial Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Abacus Financial Holdings (PHS:FAF) has a Cash-to-Debt of 0.28 as of Mar. 2026. This is 26% below median its historical median of 0.38. Over the past decade, First Abacus Financial Holdings' Cash-to-Debt has ranged from 0.22 to 0.87. According to the industry distribution chart, First Abacus Financial Holdings ranks #670 out of 802 companies in the Capital Markets industry, placing it in the top 83.5%.
Is First Abacus Financial Holdings' Cash-to-Debt too high?
First Abacus Financial Holdings' current Cash-to-Debt of 0.28 is 26% below median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.87. The Capital Markets industry median Cash-to-Debt is 2.28. First Abacus Financial Holdings' value of 0.28 is 87.7% below this industry median. Based on the distribution chart, First Abacus Financial Holdings ranks #670 out of 802 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, First Abacus Financial Holdings has a GF Score™ of 14/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Abacus Financial Holdings' Cash-to-Debt compare to MS and GS?
According to the Capital Markets industry distribution chart, First Abacus Financial Holdings ranks #670 out of 802 companies for Cash-to-Debt. This places First Abacus Financial Holdings in the lower half of its industry. The industry median Cash-to-Debt is 2.28. First Abacus Financial Holdings' value of 0.28 is 87.7% below this benchmark. Historically, First Abacus Financial Holdings' own Cash-to-Debt has ranged from 0.22 to 0.87 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 2.28, First Abacus Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Capital Markets company?
The median Cash-to-Debt among Capital Markets companies is 2.28, based on 802 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Abacus Financial Holdings's current Cash-to-Debt of 0.28 is 87.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Cash-to-Debt is 2.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Abacus Financial Holdings's current Cash-to-Debt is 0.28, which is 26% below median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Abacus Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, First Abacus Financial Holdings (PHS:FAF) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱0.63, compared to a current price of ₱0.55 — trading 12.7% below its estimated fair value. The current Cash-to-Debt is 0.28, which is 26% below median its 10-year median of 0.38 and 87.7% below the Capital Markets industry median of 2.28. First Abacus Financial Holdings' overall GF Score™ is 14/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For First Abacus Financial Holdings (PHS:FAF), the current Cash-to-Debt is 0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Abacus Financial Holdings (PHS:FAF) Overvalued in 2026?
Based on GuruFocus' analysis, First Abacus Financial Holdings stock appears to be undervalued.
The current stock price of ₱0.55 is trading 12.7% below its estimated GF Value™ of ₱0.63.
GuruFocus considers First Abacus Financial Holdings to be Modestly Undervalued.
Key valuation signals for PHS:FAF:
Cash-to-Debt: 0.28 (26% below median its 10-year median of 0.38)
GF Value™: ₱0.63 vs. price of ₱0.55 (12.7% below fair value)
Industry Position: 87.7% below the Capital Markets median (#670 of 802)
No single metric tells the full story. See the PHS:FAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Abacus Financial Holdings Corp is involved in providing management advisory services as well as purchasing, selling and assigning accounts receivable, negotiable instruments and other evidences of indebtedness for the payment of money owed by any entity. The company has three segments Securities brokerage handles buying and selling of shares of stock, bonds and other securities; Investment house provides services which include underwriting of financial instruments and management fees from financial and management advisory services; Leasing and others includes leasing of condominium units and other segment activities, none of which constitute a separately reportable segment. It generates majority of revenue from Securities brokerage.
14GF Score
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Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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