First Abacus Financial Holdings (PHS:FAF) Intrinsic Value: Projected FCF: ₱-0.51 (As of Aug. 15, 2026)

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PHS:FAF First Abacus Financial Holdings Corp PHS:FAF
14 GF Score
Price ₱0.56
GF Value ₱0.63
Valuation Modestly Undervalued
! 5 Warning Signs
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What is First Abacus Financial Holdings Intrinsic Value: Projected FCF?

First Abacus Financial Holdings PHS:FAF 14 Intrinsic Value: Projected FCF is ₱-0.51 as of Aug. 15, 2026. GuruFocus rates PHS:FAF with a GF Score™ of 14/100 and a GF Value™ of ₱0.63 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 521 Capital Markets companies, First Abacus Financial Holdings ranks worse than 191938.39% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-08-15), First Abacus Financial Holdings's Intrinsic Value: Projected FCF is ₱-0.51. The stock price of First Abacus Financial Holdings is ₱0.56. Therefore, First Abacus Financial Holdings's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for First Abacus Financial Holdings's Intrinsic Value: Projected FCF or its related term are showing as below:

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of First Abacus Financial Holdings was 10.00. The lowest was 0.41. And the median was 2.03.

PHS:FAF's Price-to-Projected-FCF is not ranked *
in the Capital Markets industry.
Industry Median: 0.99
* Ranked among companies with meaningful Price-to-Projected-FCF only.

First Abacus Financial Holdings  (PHS:FAF) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

First Abacus Financial Holdings's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=0.56/-0.50719888360131
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Abacus Financial Holdings Intrinsic Value: Projected FCF Related Terms


First Abacus Financial Holdings Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for First Abacus Financial Holdings's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Abacus Financial Holdings Intrinsic Value: Projected FCF Chart

First Abacus Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.34 -1.40 0.06 1.60 0.18

First Abacus Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.82 0.79 0.88 0.18 -0.51

PHS:FAF vs MS, GS, SCHW: Intrinsic Value: Projected FCF Comparison

For the Capital Markets subindustry, First Abacus Financial Holdings's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Abacus Financial Holdings Price-to-Projected-FCF vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, First Abacus Financial Holdings's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where First Abacus Financial Holdings's Price-to-Projected-FCF falls into.


PHS:FAF
14GF Score
First Abacus Financial Holdings Corp PHS:FAF
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Abacus Financial Holdings Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get First Abacus Financial Holdings's Free Cash Flow(6 year avg) = ₱-58.96.

First Abacus Financial Holdings's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar26)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*-58.96336+53.879*0.8)/1021.786
=-0.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of ₱-0.51 mean?
First Abacus Financial Holdings (PHS:FAF) has a Intrinsic Value: Projected FCF of ₱-0.51 as of Aug. 15, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on First Abacus Financial Holdings and its competitors. Over the past decade, First Abacus Financial Holdings' Intrinsic Value: Projected FCF has ranged from 0.41 to 10.00. According to the industry distribution chart, First Abacus Financial Holdings ranks #999999 out of 521 companies in the Capital Markets industry.
Is First Abacus Financial Holdings' Intrinsic Value: Projected FCF too high?
First Abacus Financial Holdings' current Intrinsic Value: Projected FCF is ₱-0.51. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 10.00. Based on the distribution chart, First Abacus Financial Holdings ranks #999999 out of 521 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, First Abacus Financial Holdings has a GF Score™ of 14/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Abacus Financial Holdings' Intrinsic Value: Projected FCF compare to MS and GS?
According to the Capital Markets industry distribution chart, First Abacus Financial Holdings ranks #999999 out of 521 companies for Intrinsic Value: Projected FCF. This places First Abacus Financial Holdings in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.99. Historically, First Abacus Financial Holdings' own Intrinsic Value: Projected FCF has ranged from 0.41 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Capital Markets company?
The median Intrinsic Value: Projected FCF among Capital Markets companies is 0.99, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on First Abacus Financial Holdings and its competitors. For the Capital Markets industry, the median Intrinsic Value: Projected FCF is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Abacus Financial Holdings's current Intrinsic Value: Projected FCF is ₱-0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Abacus Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, First Abacus Financial Holdings (PHS:FAF) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱0.63, compared to a current price of ₱0.56 — trading 11.1% below its estimated fair value. The current Intrinsic Value: Projected FCF is ₱-0.51. First Abacus Financial Holdings' overall GF Score™ is 14/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For First Abacus Financial Holdings (PHS:FAF), the current Intrinsic Value: Projected FCF is ₱-0.51 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Abacus Financial Holdings (PHS:FAF) Overvalued in 2026?

Based on GuruFocus' analysis, First Abacus Financial Holdings stock appears to be undervalued. The current stock price of ₱0.56 is trading 11.1% below its estimated GF Value™ of ₱0.63. GuruFocus considers First Abacus Financial Holdings to be Modestly Undervalued.

Key valuation signals for PHS:FAF:

  • Intrinsic Value: Projected FCF: ₱-0.51
  • GF Value™: ₱0.63 vs. price of ₱0.56 (11.1% below fair value)
  • GF Score™: 14/100 with 5 warning signs

No single metric tells the full story. See the PHS:FAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Abacus Financial Holdings Business Description

Address Exchange Road, Unit 2904-A East Tower, Ortigas Center, Philippine Stock Exchange Center, Pasig, PHL, 1605
First Abacus Financial Holdings Corp is involved in providing management advisory services as well as purchasing, selling and assigning accounts receivable, negotiable instruments and other evidences of indebtedness for the payment of money owed by any entity. The company has three segments Securities brokerage handles buying and selling of shares of stock, bonds and other securities; Investment house provides services which include underwriting of financial instruments and management fees from financial and management advisory services; Leasing and others includes leasing of condominium units and other segment activities, none of which constitute a separately reportable segment. It generates majority of revenue from Securities brokerage.
14GF Score

Get the complete analysis for PHS:FAF

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.56
Price
₱0.63
GF Value