First Abacus Financial Holdings (PHS:FAF) Debt-to-Asset : 0.86 (As of Mar. 2026)

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PHS:FAF First Abacus Financial Holdings Corp PHS:FAF
8 GF Score
Price ₱0.56
GF Value ₱0.64
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is First Abacus Financial Holdings Debt-to-Asset?

First Abacus Financial Holdings PHS:FAF 8 Debt-to-Asset is 0.86 as of Mar. 2026. GuruFocus rates PHS:FAF with a GF Score™ of 8/100 and a GF Value™ of ₱0.64 (Modestly Undervalued). The stock has 5 warning signs investors should review.

First Abacus Financial Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱6,805.6 Mil. First Abacus Financial Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱0.0 Mil. First Abacus Financial Holdings's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was ₱7,921.0 Mil. First Abacus Financial Holdings's debt to asset for the quarter that ended in Mar. 2026 was 0.86.


First Abacus Financial Holdings  (PHS:FAF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


First Abacus Financial Holdings Debt-to-Asset Related Terms


First Abacus Financial Holdings Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for First Abacus Financial Holdings's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Abacus Financial Holdings Debt-to-Asset Chart

First Abacus Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.77 0.84 0.77 0.86

First Abacus Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 0.82 0.77 0.86 0.86

PHS:FAF vs MS, GS, SCHW: Debt-to-Asset Comparison

For the Capital Markets subindustry, First Abacus Financial Holdings's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Abacus Financial Holdings Debt-to-Asset vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, First Abacus Financial Holdings's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where First Abacus Financial Holdings's Debt-to-Asset falls into.


PHS:FAF
8GF Score
First Abacus Financial Holdings Corp PHS:FAF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Abacus Financial Holdings Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

First Abacus Financial Holdings's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(6512.828 + 0.09) / 7587.726
=0.86

First Abacus Financial Holdings's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(6805.582 + 0) / 7921.024
=0.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.86 mean?
First Abacus Financial Holdings (PHS:FAF) has a Debt-to-Asset of 0.86 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on First Abacus Financial Holdings and its competitors.
Is First Abacus Financial Holdings' Debt-to-Asset too high?
First Abacus Financial Holdings' current Debt-to-Asset is 0.86. Overall, First Abacus Financial Holdings has a GF Score™ of 8/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Abacus Financial Holdings' Debt-to-Asset compare to MS and GS?
First Abacus Financial Holdings' Debt-to-Asset of 0.86 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Capital Markets company?
A good Debt-to-Asset depends on the Capital Markets industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on First Abacus Financial Holdings and its competitors. First Abacus Financial Holdings's current Debt-to-Asset is 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Abacus Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, First Abacus Financial Holdings (PHS:FAF) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱0.64, compared to a current price of ₱0.56 — trading 12.5% below its estimated fair value. The current Debt-to-Asset is 0.86. First Abacus Financial Holdings' overall GF Score™ is 8/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For First Abacus Financial Holdings (PHS:FAF), the current Debt-to-Asset is 0.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Abacus Financial Holdings (PHS:FAF) Overvalued in 2026?

Based on GuruFocus' analysis, First Abacus Financial Holdings stock appears to be undervalued. The current stock price of ₱0.56 is trading 12.5% below its estimated GF Value™ of ₱0.64. GuruFocus considers First Abacus Financial Holdings to be Modestly Undervalued.

Key valuation signals for PHS:FAF:

  • Debt-to-Asset: 0.86
  • GF Value™: ₱0.64 vs. price of ₱0.56 (12.5% below fair value)
  • GF Score™: 8/100 with 5 warning signs

No single metric tells the full story. See the PHS:FAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Abacus Financial Holdings Business Description

Address Exchange Road, Unit 2904-A East Tower, Ortigas Center, Philippine Stock Exchange Center, Pasig, PHL, 1605
First Abacus Financial Holdings Corp is involved in providing management advisory services as well as purchasing, selling and assigning accounts receivable, negotiable instruments and other evidences of indebtedness for the payment of money owed by any entity. The company has three segments Securities brokerage handles buying and selling of shares of stock, bonds and other securities; Investment house provides services which include underwriting of financial instruments and management fees from financial and management advisory services; Leasing and others includes leasing of condominium units and other segment activities, none of which constitute a separately reportable segment. It generates majority of revenue from Securities brokerage.
8GF Score

Get the complete analysis for PHS:FAF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.56
Price
₱0.64
GF Value