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Filinvest DevelopmentPHS:FDC -1.16%61 Cash-to-Debt is 1.13 as of Mar. 2026, which is 135% above its 10-year median of 0.48. GuruFocus rates PHS:FDC with a GF Score™ of 61/100 and a GF Value™ of ₱6.20 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 553 Conglomerates companies, Filinvest Development ranks better than 68.35% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Filinvest Development's cash to debt ratio for the quarter that ended in Mar. 2026 was 1.13.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Filinvest Developmentcould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Filinvest Development's Cash-to-Debt or its related term are showing as below:
PHS:FDC'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.28 Med: 0.48 Max: 1.13
Current: 1.13
During the past 13 years, Filinvest Development's highest Cash to Debt Ratio was 1.13. The lowest was 0.28. And the median was 0.48.
PHS:FDC's Cash-to-Debt is ranked better than 68.35% of 553
companies
in the Conglomerates industry
Industry Median: 0.47
vs PHS:FDC: 1.13
Filinvest Development (PHS:FDC) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Filinvest Development Cash-to-Debt Related Terms
Filinvest Development Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Filinvest Development's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Conglomerates subindustry, Filinvest Development's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Filinvest Development Cash-to-Debt vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Filinvest Development's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Filinvest Development's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Filinvest Development (PHS:FDC) has a Cash-to-Debt of 1.13 as of Mar. 2026. This is 135% above median its historical median of 0.48. Over the past decade, Filinvest Development's Cash-to-Debt has ranged from 0.28 to 1.13. According to the industry distribution chart, Filinvest Development ranks #175 out of 553 companies in the Conglomerates industry, placing it in the top 31.6%.
Is Filinvest Development's Cash-to-Debt too high?
Filinvest Development's current Cash-to-Debt of 1.13 is 135% above median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 1.13. The Conglomerates industry median Cash-to-Debt is 0.47. Filinvest Development's value of 1.13 is 140.4% above this industry median. Based on the distribution chart, Filinvest Development ranks #175 out of 553 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Filinvest Development has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Filinvest Development's Cash-to-Debt compare to MMM and HON?
According to the Conglomerates industry distribution chart, Filinvest Development ranks #175 out of 553 companies for Cash-to-Debt. This puts Filinvest Development in the upper half of its industry. The industry median Cash-to-Debt is 0.47. Filinvest Development's value of 1.13 is 140.4% above this benchmark. Historically, Filinvest Development's own Cash-to-Debt has ranged from 0.28 to 1.13 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 0.47, Filinvest Development has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Conglomerates company?
The median Cash-to-Debt among Conglomerates companies is 0.47, based on 553 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Filinvest Development's current Cash-to-Debt of 1.13 is 140.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Conglomerates industry, the median Cash-to-Debt is 0.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Filinvest Development's current Cash-to-Debt is 1.13, which is 135% above median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Filinvest Development stock overvalued right now?
Based on GuruFocus' analysis, Filinvest Development (PHS:FDC) is currently considered Possible Value Trap. The stock's GF Value™ is ₱6.20, compared to a current price of ₱3.40 — trading 45.2% below its estimated fair value. The current Cash-to-Debt is 1.13, which is 135% above median its 10-year median of 0.48 and 140.4% above the Conglomerates industry median of 0.47. Filinvest Development's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Filinvest Development (PHS:FDC), the current Cash-to-Debt is 1.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Filinvest Development (PHS:FDC) Overvalued in 2026?
Based on GuruFocus' analysis, Filinvest Development stock appears to be undervalued.
The current stock price of ₱3.40 is trading 45.2% below its estimated GF Value™ of ₱6.20.
GuruFocus considers Filinvest Development to be Possible Value Trap.
Key valuation signals for PHS:FDC:
Cash-to-Debt: 1.13 (135% above median its 10-year median of 0.48)
GF Value™: ₱6.20 vs. price of ₱3.40 (45.2% below fair value)
Industry Position: 140.4% above the Conglomerates median (#175 of 553)
No single metric tells the full story. See the PHS:FDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Filinvest Development Corp is a Philippines-based company engaged in real estate operations as a developer of residential subdivisions and mixed-use urban projects, including condominiums, commercial buildings, industrial parks, and farm estates. It is also involved in leasing operations, hospitality operations, banking and financial services, power and utility operations, sugar farming and milling business, and digital ventures. Its segments are Real Estate Operations, Hospitality, Banking and Financial Services, Utilities, Sugar Operations, and Other operations. Geographically, company has spread it's operations in Philippines, Australia, Asia, Europe and USA.
61GF Score
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