Filinvest DevelopmentPHS:FDC -5.11%82 Debt-to-EBITDA is 4.56 as of Mar. 2026, which is 23% below its 10-year median of 5.95. GuruFocus rates PHS:FDC with a GF Score™ of 82/100 and a GF Value™ of ₱6.12 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 457 Conglomerates companies, Filinvest Development ranks worse than 74.62% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Filinvest Development's Debt-to-EBITDA or its related term are showing as below:
PHS:FDC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.39 Med: 5.95 Max: 7.72
Current: 5.51
During the past 13 years, the highest Debt-to-EBITDA Ratio of Filinvest Development was 7.72. The lowest was 4.39. And the median was 5.95.
PHS:FDC's Debt-to-EBITDA is ranked worse than 74.62% of 457
companies
in the Conglomerates industry
Industry Median: 2.76
vs PHS:FDC: 5.51
Filinvest Development (PHS:FDC) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Filinvest Development Debt-to-EBITDA Related Terms
Filinvest Development Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Filinvest Development's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, Filinvest Development's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Filinvest Development Debt-to-EBITDA vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Filinvest Development's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Filinvest Development's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Filinvest Development (PHS:FDC) has a Debt-to-EBITDA of 4.56 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Filinvest Development. This is 23% below median its historical median of 5.95. Over the past decade, Filinvest Development's Debt-to-EBITDA has ranged from 4.39 to 7.72. According to the industry distribution chart, Filinvest Development ranks #341 out of 457 companies in the Conglomerates industry, placing it in the top 74.6%.
Is Filinvest Development's Debt-to-EBITDA too high?
Filinvest Development's current Debt-to-EBITDA of 4.56 is 23% below median its 10-year median of 5.95. Over the past 10 years, this metric has ranged from a low of 4.39 to a high of 7.72. The Conglomerates industry median Debt-to-EBITDA is 2.76. Filinvest Development's value of 4.56 is 65.2% above this industry median. Based on the distribution chart, Filinvest Development ranks #341 out of 457 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Filinvest Development has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Filinvest Development's Debt-to-EBITDA compare to HON and MMM?
According to the Conglomerates industry distribution chart, Filinvest Development ranks #341 out of 457 companies for Debt-to-EBITDA. This places Filinvest Development in the lower half of its industry. The industry median Debt-to-EBITDA is 2.76. Filinvest Development's value of 4.56 is 65.2% above this benchmark. Historically, Filinvest Development's own Debt-to-EBITDA has ranged from 4.39 to 7.72 over the past decade. While the company's 10-year median is 5.95 vs. the industry median of 2.76, Filinvest Development has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Conglomerates company?
The median Debt-to-EBITDA among Conglomerates companies is 2.76, based on 457 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Filinvest Development's current Debt-to-EBITDA of 4.56 is 65.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Filinvest Development. For the Conglomerates industry, the median Debt-to-EBITDA is 2.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Filinvest Development's current Debt-to-EBITDA is 4.56, which is 23% below median its own 10-year median of 5.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Filinvest Development stock overvalued right now?
Based on GuruFocus' analysis, Filinvest Development (PHS:FDC) is currently considered Possible Value Trap. The stock's GF Value™ is ₱6.12, compared to a current price of ₱4.27 — trading 30.2% below its estimated fair value. The current Debt-to-EBITDA is 4.56, which is 23% below median its 10-year median of 5.95 and 65.2% above the Conglomerates industry median of 2.76. Filinvest Development's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Filinvest Development (PHS:FDC), the current Debt-to-EBITDA is 4.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Filinvest Development (PHS:FDC) Overvalued in 2026?
Based on GuruFocus' analysis, Filinvest Development stock appears to be undervalued.
The current stock price of ₱4.27 is trading 30.2% below its estimated GF Value™ of ₱6.12.
GuruFocus considers Filinvest Development to be Possible Value Trap.
Key valuation signals for PHS:FDC:
Debt-to-EBITDA: 4.56 (23% below median its 10-year median of 5.95)
GF Value™: ₱6.12 vs. price of ₱4.27 (30.2% below fair value)
Industry Position: 65.2% above the Conglomerates median (#341 of 457)
No single metric tells the full story. See the PHS:FDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Filinvest Development Corp is a Philippines-based company engaged in real estate operations as a developer of residential subdivisions and mixed-use urban projects, including condominiums, commercial buildings, industrial parks, and farm estates. It is also involved in leasing operations, hospitality operations, banking and financial services, power and utility operations, sugar farming and milling business, and digital ventures. Its segments are Real Estate Operations, Hospitality, Banking and Financial Services, Utilities, Sugar Operations, and Other operations. Geographically, company has spread it's operations in Philippines, Australia, Asia, Europe and USA.
82GF Score
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