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Perdoceo EducationPRDO -0.39%81 Cash-to-Debt is 6.45 as of Jun. 2026, which is 48% below its 10-year median of 12.48. GuruFocus rates PRDO with a GF Score™ of 81/100 and a GF Value™ of $35.85 (Fairly Valued). The stock has 3 warning signs investors should review. Among 261 Education companies, Perdoceo Education ranks better than 73.95% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Perdoceo Education's cash to debt ratio for the quarter that ended in Jun. 2026 was 6.45.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Perdoceo Educationcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Perdoceo Education's Cash-to-Debt or its related term are showing as below:
PRDO'
s Cash-to-Debt Range Over the Past 10 Years
Min: 3.87 Med: 12.48 Max: No Debt
Current: 6.45
During the past 13 years, Perdoceo Education's highest Cash to Debt Ratio was No Debt. The lowest was 3.87. And the median was 12.48.
PRDO's Cash-to-Debt is ranked better than 73.95% of 261
companies
in the Education industry
Industry Median: 1.31
vs PRDO: 6.45
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Perdoceo Education Cash-to-Debt Related Terms
Perdoceo Education Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Perdoceo Education's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Education & Training Services subindustry, Perdoceo Education's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Perdoceo Education Cash-to-Debt vs Education Industry
For the Education industry and Consumer Defensive sector, Perdoceo Education's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Perdoceo Education's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Perdoceo Education (PRDO) has a Cash-to-Debt of 6.45 as of Jun. 2026. This is 48% below median its historical median of 12.48. Over the past decade, Perdoceo Education's Cash-to-Debt has ranged from 3.87 to 10,000.00. According to the industry distribution chart, Perdoceo Education ranks #68 out of 261 companies in the Education industry, placing it in the top 26.1%.
Is Perdoceo Education's Cash-to-Debt too high?
Perdoceo Education's current Cash-to-Debt of 6.45 is 48% below median its 10-year median of 12.48. Over the past 10 years, this metric has ranged from a low of 3.87 to a high of 10,000.00. The Education industry median Cash-to-Debt is 1.31. Perdoceo Education's value of 6.45 is 392.4% above this industry median. Based on the distribution chart, Perdoceo Education ranks #68 out of 261 companies in the Education industry, which is above the industry midpoint. Overall, Perdoceo Education has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Perdoceo Education's Cash-to-Debt compare to MH and DAO?
According to the Education industry distribution chart, Perdoceo Education ranks #68 out of 261 companies for Cash-to-Debt. This puts Perdoceo Education in the upper half of its industry. The industry median Cash-to-Debt is 1.31. Perdoceo Education's value of 6.45 is 392.4% above this benchmark. Historically, Perdoceo Education's own Cash-to-Debt has ranged from 3.87 to 10,000.00 over the past decade. While the company's 10-year median is 12.48 vs. the industry median of 1.31, Perdoceo Education has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Education company?
The median Cash-to-Debt among Education companies is 1.31, based on 261 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Perdoceo Education's current Cash-to-Debt of 6.45 is 392.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Education industry, the median Cash-to-Debt is 1.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Perdoceo Education's current Cash-to-Debt is 6.45, which is 48% below median its own 10-year median of 12.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Perdoceo Education stock overvalued right now?
Based on GuruFocus' analysis, Perdoceo Education (PRDO) is currently considered Fairly Valued. The stock's GF Value™ is $35.85, compared to a current price of $33.31 — trading 7.1% below its estimated fair value. The current Cash-to-Debt is 6.45, which is 48% below median its 10-year median of 12.48 and 392.4% above the Education industry median of 1.31. Perdoceo Education's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Perdoceo Education (PRDO), the current Cash-to-Debt is 6.45 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Perdoceo Education (PRDO) Overvalued in 2026?
Based on GuruFocus' analysis, Perdoceo Education stock appears to be undervalued.
The current stock price of $33.31 is trading 7.1% below its estimated GF Value™ of $35.85.
GuruFocus considers Perdoceo Education to be Fairly Valued.
Key valuation signals for PRDO:
Cash-to-Debt: 6.45 (48% below median its 10-year median of 12.48)
GF Value™: $35.85 vs. price of $33.31 (7.1% below fair value)
Industry Position: 392.4% above the Education median (#68 of 261)
No single metric tells the full story. See the PRDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Perdoceo Education Corp is an American for-profit education company that focuses on quality postsecondary education online to a diverse student population, along with campus-based and blended learning programs. The company's important segments include the American InterContinental University, the University of St. Augustine for Health Sciences, and Colorado Technical University. These universities provide undergraduate, graduate, and doctoral degree programs focusing on business, technology, management, and social services, with the majority of the students enrolled in programs offered fully online. The majority of the its revenue comes from the Colorado Technical University segment.
81GF Score
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