PRDO (Perdoceo Education) Effective Interest Rate on Debt %: 5.18% (As of Mar. 2026)


PRDO Perdoceo Education Corp PRDO
77 GF Score
Price $33.24
GF Value $31.49
Valuation Fairly Valued
! 3 Warning Signs
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What is Perdoceo Education Effective Interest Rate on Debt %?

Perdoceo Education PRDO +3.87% 77 Effective Interest Rate on Debt % is 5.18% as of Mar. 2026. GuruFocus rates PRDO with a GF Score™ of 77/100 and a GF Value™ of $31.49 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Perdoceo Education's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $6.1 Mil. Perdoceo Education's average total debt for the quarter that ended in Mar. 2026 was $117.8 Mil. Therefore, Perdoceo Education's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.18%.


Perdoceo Education  (NAS:PRDO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Perdoceo Education Effective Interest Rate on Debt % Related Terms


Perdoceo Education Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Perdoceo Education's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Perdoceo Education Effective Interest Rate on Debt % Chart

Perdoceo Education Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.87 1.02 1.33 0.77 5.17

Perdoceo Education Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.19 5.11 5.18 5.27 5.18

PRDO vs UTI, MH, STRA: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Perdoceo Education's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Perdoceo Education Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Perdoceo Education's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Perdoceo Education's Effective Interest Rate on Debt % falls into.


PRDO
77GF Score
Perdoceo Education Corp PRDO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Perdoceo Education Effective Interest Rate on Debt % Calculation

Perdoceo Education's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.465/( (131.537+118.331)/ 2 )
=-1  *  -6.465/124.934
=5.17 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=118.279 + 13.258
=131.537

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=106.841 + 11.49
=118.331

Perdoceo Education's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6.104/( (118.331+117.235)/ 2 )
=-1  *  -6.104/117.783
=5.18 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=106.841 + 11.49
=118.331

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=103.23 + 14.005
=117.235

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.18% mean?
Perdoceo Education (PRDO) has a Effective Interest Rate on Debt % of 5.18% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Perdoceo Education and its competitors.
Is Perdoceo Education's Effective Interest Rate on Debt % too high?
Perdoceo Education's current Effective Interest Rate on Debt % is 5.18%. Overall, Perdoceo Education has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Perdoceo Education's Effective Interest Rate on Debt % compare to UTI and MH?
Perdoceo Education's Effective Interest Rate on Debt % of 5.18% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Perdoceo Education and its competitors. Perdoceo Education's current Effective Interest Rate on Debt % is 5.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Perdoceo Education stock overvalued right now?
Based on GuruFocus' analysis, Perdoceo Education (PRDO) is currently considered Fairly Valued. The stock's GF Value™ is $31.49, compared to a current price of $33.24 — trading 5.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.18%. Perdoceo Education's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Perdoceo Education (PRDO), the current Effective Interest Rate on Debt % is 5.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Perdoceo Education (PRDO) Overvalued in 2026?

Based on GuruFocus' analysis, Perdoceo Education stock appears to be overvalued. The current stock price of $33.24 is trading 5.6% above its estimated GF Value™ of $31.49. GuruFocus considers Perdoceo Education to be Fairly Valued.

Key valuation signals for PRDO:

  • Effective Interest Rate on Debt %: 5.18%
  • GF Value™: $31.49 vs. price of $33.24 (5.6% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the PRDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Perdoceo Education Business Description

Other Exchanges CE1:Germany
Address 1750 East Golf Road, Schaumburg, IL, USA, 60173
Perdoceo Education Corp is an American for-profit education company that focuses on quality postsecondary education online to a diverse student population, along with campus-based and blended learning programs. The company's important segments include the American InterContinental University, the University of St. Augustine for Health Sciences, and Colorado Technical University. These universities provide undergraduate, graduate, and doctoral degree programs focusing on business, technology, management, and social services, with the majority of the students enrolled in programs offered fully online. The majority of the its revenue comes from the Colorado Technical University segment.
77GF Score

Get the complete analysis for PRDO

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.24
Price
$31.49
GF Value