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Puregold Price ClubPRGLY 81 Cash-to-Debt is 0.69 as of Jun. 2026, which is 5% above its 10-year median of 0.66. GuruFocus rates PRGLY with a GF Score™ of 81/100 and a GF Value™ of $5.63 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,118 Retail - Cyclical companies, Puregold Price Club ranks better than 58.41% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Puregold Price Club's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.69.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Puregold Price Clubcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Puregold Price Club's Cash-to-Debt or its related term are showing as below:
PRGLY'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.2 Med: 0.66 Max: 0.89
Current: 0.69
During the past 13 years, Puregold Price Club's highest Cash to Debt Ratio was 0.89. The lowest was 0.20. And the median was 0.66.
PRGLY's Cash-to-Debt is ranked better than 58.41% of 1118
companies
in the Retail - Cyclical industry
Industry Median: 0.47
vs PRGLY: 0.69
Puregold Price Club (OTCPK:PRGLY) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Puregold Price Club Cash-to-Debt Related Terms
Puregold Price Club Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Puregold Price Club's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Department Stores subindustry, Puregold Price Club's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Puregold Price Club Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Puregold Price Club's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Puregold Price Club's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Puregold Price Club (PRGLY) has a Cash-to-Debt of 0.69 as of Jun. 2026. This is near median its historical median of 0.66. Over the past decade, Puregold Price Club's Cash-to-Debt has ranged from 0.20 to 0.89. According to the industry distribution chart, Puregold Price Club ranks #465 out of 1118 companies in the Retail - Cyclical industry, placing it in the top 41.6%.
Is Puregold Price Club's Cash-to-Debt too high?
Puregold Price Club's current Cash-to-Debt of 0.69 is near median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.89. The Retail - Cyclical industry median Cash-to-Debt is 0.47. Puregold Price Club's value of 0.69 is 46.8% above this industry median. Based on the distribution chart, Puregold Price Club ranks #465 out of 1118 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Puregold Price Club has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Puregold Price Club's Cash-to-Debt compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Puregold Price Club ranks #465 out of 1118 companies for Cash-to-Debt. This puts Puregold Price Club in the upper half of its industry. The industry median Cash-to-Debt is 0.47. Puregold Price Club's value of 0.69 is 46.8% above this benchmark. Historically, Puregold Price Club's own Cash-to-Debt has ranged from 0.20 to 0.89 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 0.47, Puregold Price Club has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.47, based on 1,118 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Puregold Price Club's current Cash-to-Debt of 0.69 is 46.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Puregold Price Club's current Cash-to-Debt is 0.69, which is near median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Puregold Price Club stock overvalued right now?
Based on GuruFocus' analysis, Puregold Price Club (PRGLY) is currently considered Fairly Valued. The stock's GF Value™ is $5.63, compared to a current price of $6.00 — trading 6.6% above its estimated fair value. The current Cash-to-Debt is 0.69, which is near median its 10-year median of 0.66 and 46.8% above the Retail - Cyclical industry median of 0.47. Puregold Price Club's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Puregold Price Club (PRGLY), the current Cash-to-Debt is 0.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Puregold Price Club (PRGLY) Overvalued in 2026?
Based on GuruFocus' analysis, Puregold Price Club stock appears to be overvalued.
The current stock price of $6.00 is trading 6.6% above its estimated GF Value™ of $5.63.
GuruFocus considers Puregold Price Club to be Fairly Valued.
Key valuation signals for PRGLY:
Cash-to-Debt: 0.69 (near median its 10-year median of 0.66)
GF Value™: $5.63 vs. price of $6.00 (6.6% above fair value)
Industry Position: 46.8% above the Retail - Cyclical median (#465 of 1118)
No single metric tells the full story. See the PRGLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Puregold Price Club Inc is involved in the business of trading goods such as consumer products (canned goods, housewares, toiletries, dry goods, food products, pharmaceutical and medical goods) on a wholesale and retail basis. The stores are classified as Hypermarkets, Supermarkets, Extras, Membership Warehouses, Quick-Service Restaurants, and Mini-marts. Hypermarkets offer a wide variety of food and non-food products. Supermarkets offer a higher proportion of food to non-food products. Mini-marts serve as a community store, selling fast-moving essential goods to high-density neighborhoods.
81GF Score
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