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Q.Beyond AGQSCGF 68 Cash-to-Debt is 3.75 as of Jun. 2026, which is 7% above its 10-year median of 3.49. GuruFocus rates QSCGF with a GF Score™ of 68/100 and a GF Value™ of $4.46. The stock has 2 warning signs investors should review. Among 2,840 Software companies, Q.Beyond AG ranks better than 56.06% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Q.Beyond AG's cash to debt ratio for the quarter that ended in Jun. 2026 was 3.75.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Q.Beyond AGcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Q.Beyond AG's Cash-to-Debt or its related term are showing as below:
QSCGF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.4 Med: 3.49 Max: 29.33
Current: 3.75
During the past 13 years, Q.Beyond AG's highest Cash to Debt Ratio was 29.33. The lowest was 0.40. And the median was 3.49.
QSCGF's Cash-to-Debt is ranked better than 56.06% of 2840
companies
in the Software industry
Industry Median: 2.48
vs QSCGF: 3.75
Q.Beyond AG (OTCPK:QSCGF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Q.Beyond AG Cash-to-Debt Related Terms
Q.Beyond AG Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Q.Beyond AG's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Information Technology Services subindustry, Q.Beyond AG's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Q.Beyond AG Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Q.Beyond AG's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Q.Beyond AG's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Q.Beyond AG (QSCGF) has a Cash-to-Debt of 3.75 as of Jun. 2026. This is near median its historical median of 3.49. Over the past decade, Q.Beyond AG's Cash-to-Debt has ranged from 0.40 to 29.33. According to the industry distribution chart, Q.Beyond AG ranks #1248 out of 2840 companies in the Software industry, placing it in the top 43.9%.
Is Q.Beyond AG's Cash-to-Debt too high?
Q.Beyond AG's current Cash-to-Debt of 3.75 is near median its 10-year median of 3.49. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 29.33. The Software industry median Cash-to-Debt is 2.48. Q.Beyond AG's value of 3.75 is 51.2% above this industry median. Based on the distribution chart, Q.Beyond AG ranks #1248 out of 2840 companies in the Software industry, which is above the industry midpoint. Overall, Q.Beyond AG has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Q.Beyond AG's Cash-to-Debt compare to IBM and ACN?
According to the Software industry distribution chart, Q.Beyond AG ranks #1248 out of 2840 companies for Cash-to-Debt. This puts Q.Beyond AG in the upper half of its industry. The industry median Cash-to-Debt is 2.48. Q.Beyond AG's value of 3.75 is 51.2% above this benchmark. Historically, Q.Beyond AG's own Cash-to-Debt has ranged from 0.40 to 29.33 over the past decade. While the company's 10-year median is 3.49 vs. the industry median of 2.48, Q.Beyond AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.48, based on 2,840 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Q.Beyond AG's current Cash-to-Debt of 3.75 is 51.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Q.Beyond AG's current Cash-to-Debt is 3.75, which is near median its own 10-year median of 3.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Q.Beyond AG stock overvalued right now?
Q.Beyond AG (QSCGF) has a current Cash-to-Debt of 3.75. The stock's GF Value™ is $4.46, compared to a current price of $4.61 — trading 3.3% above its estimated fair value. The current Cash-to-Debt is 3.75, which is near median its 10-year median of 3.49 and 51.2% above the Software industry median of 2.48. Q.Beyond AG's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Q.Beyond AG (QSCGF), the current Cash-to-Debt is 3.75 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Q.Beyond AG (QSCGF) Overvalued in 2026?
Based on GuruFocus' analysis, Q.Beyond AG stock appears to be overvalued.
The current stock price of $4.61 is trading 3.3% above its estimated GF Value™ of $4.46.
Key valuation signals for QSCGF:
Cash-to-Debt: 3.75 (near median its 10-year median of 3.49)
GF Value™: $4.46 vs. price of $4.61 (3.3% above fair value)
Industry Position: 51.2% above the Software median (#1248 of 2840)
No single metric tells the full story. See the QSCGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Q.Beyond AG helps its customers find digital solutions for their business and then put them into practice. The company is into Cloud, SAP, and IoT. It focuses on a digital branch, tailored cloud, SAP S / 4HANA, and cybersecurity. The company's segments are into consulting and development services (the "Consulting" segment) and operating services (the "Managed Services" segment). The portfolio under Managed Services ranges from turnkey cloud modules to digital workplaces facilitating networked mobile work to individual IT outsourcing services. The Consulting segment comprises a variety of consulting and customised development services. The company generates the majority of its revenue from the Managed Services segment.
68GF Score
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