QSCGF (Q.Beyond AG) Effective Interest Rate on Debt %: 4.11% (As of Mar. 2026)


QSCGF Q.Beyond AG QSCGF
70 GF Score
Price $4.61
GF Value $5.15
! 2 Warning Signs
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What is Q.Beyond AG Effective Interest Rate on Debt %?

Q.Beyond AG QSCGF 70 Effective Interest Rate on Debt % is 4.11% as of Mar. 2026. GuruFocus rates QSCGF with a GF Score™ of 70/100 and a GF Value™ of $5.15. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Q.Beyond AG's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.6 Mil. Q.Beyond AG's average total debt for the quarter that ended in Mar. 2026 was $13.9 Mil. Therefore, Q.Beyond AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.11%.


Q.Beyond AG  (OTCPK:QSCGF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Q.Beyond AG Effective Interest Rate on Debt % Related Terms


Q.Beyond AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Q.Beyond AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Q.Beyond AG Effective Interest Rate on Debt % Chart

Q.Beyond AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.85 1.68 6.29 6.13 6.67

Q.Beyond AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.12 6.43 3.78 9.86 4.11

QSCGF vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Q.Beyond AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Q.Beyond AG Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Q.Beyond AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Q.Beyond AG's Effective Interest Rate on Debt % falls into.


QSCGF
70GF Score
Q.Beyond AG QSCGF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Q.Beyond AG Effective Interest Rate on Debt % Calculation

Q.Beyond AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.793/( (9.118+14.665)/ 2 )
=-1  *  -0.793/11.8915
=6.67 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.845 + 4.273
=9.118

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.379 + 5.286
=14.665

Q.Beyond AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.572/( (14.665+13.199)/ 2 )
=-1  *  -0.572/13.932
=4.11 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.379 + 5.286
=14.665

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.361 + 4.838
=13.199

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.11% mean?
Q.Beyond AG (QSCGF) has a Effective Interest Rate on Debt % of 4.11% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Q.Beyond AG and its competitors.
Is Q.Beyond AG's Effective Interest Rate on Debt % too high?
Q.Beyond AG's current Effective Interest Rate on Debt % is 4.11%. Overall, Q.Beyond AG has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Q.Beyond AG's Effective Interest Rate on Debt % compare to IBM and ACN?
Q.Beyond AG's Effective Interest Rate on Debt % of 4.11% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Q.Beyond AG and its competitors. Q.Beyond AG's current Effective Interest Rate on Debt % is 4.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Q.Beyond AG stock overvalued right now?
Q.Beyond AG (QSCGF) has a current Effective Interest Rate on Debt % of 4.11%. The stock's GF Value™ is $5.15, compared to a current price of $4.61 — trading 10.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.11%. Q.Beyond AG's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Q.Beyond AG (QSCGF), the current Effective Interest Rate on Debt % is 4.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Q.Beyond AG (QSCGF) Overvalued in 2026?

Based on GuruFocus' analysis, Q.Beyond AG stock appears to be undervalued. The current stock price of $4.61 is trading 10.5% below its estimated GF Value™ of $5.15.

Key valuation signals for QSCGF:

  • Effective Interest Rate on Debt %: 4.11%
  • GF Value™: $5.15 vs. price of $4.61 (10.5% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the QSCGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Q.Beyond AG Business Description

Other Exchanges 0CHZ:UKQBY0:Germany
Address Richard-Byrd-Strasse 4, Cologne, DEU, 50829
Q.Beyond AG helps its customers find digital solutions for their business and then put them into practice. The company is into Cloud, SAP, and IoT. It focuses on a digital branch, tailored cloud, SAP S / 4HANA, and cybersecurity. The company's segments are into consulting and development services (the "Consulting" segment) and operating services (the "Managed Services" segment). The portfolio under Managed Services ranges from turnkey cloud modules to digital workplaces facilitating networked mobile work to individual IT outsourcing services. The Consulting segment comprises a variety of consulting and customised development services. The company generates the majority of its revenue from the Managed Services segment.
70GF Score

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$4.61
Price
$5.15
GF Value