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Relo GroupRELOF 81 Cash-to-Debt is 0.71 as of Jun. 2026, which is 31% above its 10-year median of 0.54. GuruFocus rates RELOF with a GF Score™ of 81/100 and a GF Value™ of $11.58 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,074 Business Services companies, Relo Group ranks worse than 56.42% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Relo Group's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.71.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Relo Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Relo Group's Cash-to-Debt or its related term are showing as below:
RELOF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.26 Med: 0.54 Max: 0.81
Current: 0.71
During the past 13 years, Relo Group's highest Cash to Debt Ratio was 0.81. The lowest was 0.26. And the median was 0.54.
RELOF's Cash-to-Debt is ranked worse than 56.42% of 1074
companies
in the Business Services industry
Industry Median: 1.155
vs RELOF: 0.71
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Relo Group Cash-to-Debt Related Terms
Relo Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Relo Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Specialty Business Services subindustry, Relo Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Relo Group Cash-to-Debt vs Business Services Industry
For the Business Services industry and Industrials sector, Relo Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Relo Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Relo Group (RELOF) has a Cash-to-Debt of 0.71 as of Jun. 2026. This is 31% above median its historical median of 0.54. Over the past decade, Relo Group's Cash-to-Debt has ranged from 0.26 to 0.81. According to the industry distribution chart, Relo Group ranks #606 out of 1074 companies in the Business Services industry, placing it in the top 56.4%.
Is Relo Group's Cash-to-Debt too high?
Relo Group's current Cash-to-Debt of 0.71 is 31% above median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 0.81. The Business Services industry median Cash-to-Debt is 1.16. Relo Group's value of 0.71 is 38.5% below this industry median. Based on the distribution chart, Relo Group ranks #606 out of 1074 companies in the Business Services industry, which is below the industry midpoint. Overall, Relo Group has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Relo Group's Cash-to-Debt compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Relo Group ranks #606 out of 1074 companies for Cash-to-Debt. This places Relo Group in the lower half of its industry. The industry median Cash-to-Debt is 1.16. Relo Group's value of 0.71 is 38.5% below this benchmark. Historically, Relo Group's own Cash-to-Debt has ranged from 0.26 to 0.81 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 1.16, Relo Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Business Services company?
The median Cash-to-Debt among Business Services companies is 1.16, based on 1,074 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Relo Group's current Cash-to-Debt of 0.71 is 38.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Cash-to-Debt is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Relo Group's current Cash-to-Debt is 0.71, which is 31% above median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Relo Group stock overvalued right now?
Based on GuruFocus' analysis, Relo Group (RELOF) is currently considered Modestly Overvalued. The stock's GF Value™ is $11.58, compared to a current price of $13.01 — trading 12.3% above its estimated fair value. The current Cash-to-Debt is 0.71, which is 31% above median its 10-year median of 0.54 and 38.5% below the Business Services industry median of 1.16. Relo Group's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Relo Group (RELOF), the current Cash-to-Debt is 0.71 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Relo Group (RELOF) Overvalued in 2026?
Based on GuruFocus' analysis, Relo Group stock appears to be overvalued.
The current stock price of $13.01 is trading 12.3% above its estimated GF Value™ of $11.58.
GuruFocus considers Relo Group to be Modestly Overvalued.
Key valuation signals for RELOF:
Cash-to-Debt: 0.71 (31% above median its 10-year median of 0.54)
GF Value™: $11.58 vs. price of $13.01 (12.3% above fair value)
Industry Position: 38.5% below the Business Services median (#606 of 1074)
No single metric tells the full story. See the RELOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Relo Group Inc is a Japan-based company engaged in providing corporate fringe benefit management outsourcing service. It provides comprehensive support for fringe benefit programs, ranging from housing to leisure and lifestyle improvement. The company manages over 100,000 housing unit's companies rent and provides to their employees, and offers 200,000 kinds of benefits to help employees have fun and improve their well-being. It also operates a rental real estate management business all across Japan. The company operates as an agent that helps to run hotels and attract guests. In addition to hotels, it also provides an insurance consulting business.
81GF Score
Get the complete analysis for RELOF
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