RELOF (Relo Group) Effective Interest Rate on Debt %: 0.68% (As of Mar. 2026)

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RELOF Relo Group Inc RELOF
76 GF Score
Price $11.84
GF Value $10.97
! 3 Warning Signs
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What is Relo Group Effective Interest Rate on Debt %?

Relo Group RELOF 76 Effective Interest Rate on Debt % is 0.68% as of Mar. 2026. GuruFocus rates RELOF with a GF Score™ of 76/100 and a GF Value™ of $10.97. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Relo Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $3.6 Mil. Relo Group's average total debt for the quarter that ended in Mar. 2026 was $524.6 Mil. Therefore, Relo Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.68%.


Relo Group  (OTCPK:RELOF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Relo Group Effective Interest Rate on Debt % Related Terms


Relo Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Relo Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Relo Group Effective Interest Rate on Debt % Chart

Relo Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.35 0.66 1.12 0.50 0.89

Relo Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.53 0.80 0.84 1.34 0.68

RELOF vs CTAS, CPRT, ULS: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, Relo Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Relo Group Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Relo Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Relo Group's Effective Interest Rate on Debt % falls into.


RELOF
76GF Score
Relo Group Inc RELOF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Relo Group Effective Interest Rate on Debt % Calculation

Relo Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -4.922/( (589.919+521.595)/ 2 )
=-1  *  -4.922/555.757
=0.89 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=442.889 + 147.03
=589.919

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=380.508 + 141.087
=521.595

Relo Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -3.58/( (527.595+521.595)/ 2 )
=-1  *  -3.58/524.595
=0.68 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=387.891 + 139.704
=527.595

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=380.508 + 141.087
=521.595

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.68% mean?
Relo Group (RELOF) has a Effective Interest Rate on Debt % of 0.68% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Relo Group and its competitors.
Is Relo Group's Effective Interest Rate on Debt % too high?
Relo Group's current Effective Interest Rate on Debt % is 0.68%. Overall, Relo Group has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Relo Group's Effective Interest Rate on Debt % compare to CTAS and CPRT?
Relo Group's Effective Interest Rate on Debt % of 0.68% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Relo Group and its competitors. Relo Group's current Effective Interest Rate on Debt % is 0.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Relo Group stock overvalued right now?
Relo Group (RELOF) has a current Effective Interest Rate on Debt % of 0.68%. The stock's GF Value™ is $10.97, compared to a current price of $11.84 — trading 7.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.68%. Relo Group's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Relo Group (RELOF), the current Effective Interest Rate on Debt % is 0.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Relo Group (RELOF) Overvalued in 2026?

Based on GuruFocus' analysis, Relo Group stock appears to be overvalued. The current stock price of $11.84 is trading 7.9% above its estimated GF Value™ of $10.97.

Key valuation signals for RELOF:

  • Effective Interest Rate on Debt %: 0.68%
  • GF Value™: $10.97 vs. price of $11.84 (7.9% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the RELOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Relo Group Business Description

Other Exchanges 8876:Japan665:Germany
Address 4-3-23, Shinjuku, Shinjuku-ku, Tokyo, JPN, 160-0022
Relo Group Inc is a Japan-based company engaged in providing corporate fringe benefit management outsourcing service. It provides comprehensive support for fringe benefit programs, ranging from housing to leisure and lifestyle improvement. The company manages over 100,000 housing unit's companies rent and provides to their employees, and offers 200,000 kinds of benefits to help employees have fun and improve their well-being. It also operates a rental real estate management business all across Japan. The company operates as an agent that helps to run hotels and attract guests. In addition to hotels, it also provides an insurance consulting business.
76GF Score

Get the complete analysis for RELOF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.84
Price
$10.97
GF Value