RELOF (Relo Group) Debt-to-EBITDA : 1.43 (As of Mar. 2026) — 37% Below Median

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RELOF Relo Group Inc RELOF
76 GF Score
Price $11.84
GF Value $10.97
! 3 Warning Signs
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What is Relo Group Debt-to-EBITDA?

Relo Group RELOF 76 Debt-to-EBITDA is 1.43 as of Mar. 2026, which is 37% below its 10-year median of 2.27. GuruFocus rates RELOF with a GF Score™ of 76/100 and a GF Value™ of $10.97. The stock has 3 warning signs investors should review. Among 838 Business Services companies, Relo Group ranks worse than 50.24% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Relo Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $141.1 Mil. Relo Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $380.5 Mil. Relo Group's annualized EBITDA for the quarter that ended in Mar. 2026 was $365.5 Mil. Relo Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.43.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Relo Group's Debt-to-EBITDA or its related term are showing as below:

RELOF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -75.62   Med: 2.27   Max: 7.64
Current: 1.64

During the past 13 years, the highest Debt-to-EBITDA Ratio of Relo Group was 7.64. The lowest was -75.62. And the median was 2.27.

RELOF's Debt-to-EBITDA is ranked worse than
50.24% of 838 companies
in the Business Services industry
Industry Median: 1.62 vs RELOF: 1.64

Relo Group  (OTCPK:RELOF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Relo Group Debt-to-EBITDA Related Terms


Relo Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Relo Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Relo Group Debt-to-EBITDA Chart

Relo Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.12 2.78 -75.62 1.24 1.64

Relo Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.65 1.93 1.60 1.79 1.43

RELOF vs CTAS, CPRT, ULS: Debt-to-EBITDA Comparison

For the Specialty Business Services subindustry, Relo Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Relo Group Debt-to-EBITDA vs Business Services Industry

For the Business Services industry and Industrials sector, Relo Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Relo Group's Debt-to-EBITDA falls into.


RELOF
76GF Score
Relo Group Inc RELOF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Relo Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Relo Group's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(141.087 + 380.508) / 317.817
=1.64

Relo Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(141.087 + 380.508) / 365.536
=1.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.43 mean?
Relo Group (RELOF) has a Debt-to-EBITDA of 1.43 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Relo Group. This is 37% below median its historical median of 2.27. According to the industry distribution chart, Relo Group ranks #421 out of 838 companies in the Business Services industry, placing it in the top 50.2%.
Is Relo Group's Debt-to-EBITDA too high?
Relo Group's current Debt-to-EBITDA of 1.43 is 37% below median its 10-year median of 2.27. The Business Services industry median Debt-to-EBITDA is 1.62. Relo Group's value of 1.43 is 11.7% below this industry median. Based on the distribution chart, Relo Group ranks #421 out of 838 companies in the Business Services industry, which is below the industry midpoint. Overall, Relo Group has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Relo Group's Debt-to-EBITDA compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Relo Group ranks #421 out of 838 companies for Debt-to-EBITDA. This places Relo Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.62. Relo Group's value of 1.43 is 11.7% below this benchmark. While the company's 10-year median is 2.27 vs. the industry median of 1.62, Relo Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Business Services company?
The median Debt-to-EBITDA among Business Services companies is 1.62, based on 838 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Relo Group's current Debt-to-EBITDA of 1.43 is 11.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Relo Group. For the Business Services industry, the median Debt-to-EBITDA is 1.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Relo Group's current Debt-to-EBITDA is 1.43, which is 37% below median its own 10-year median of 2.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Relo Group stock overvalued right now?
Relo Group (RELOF) has a current Debt-to-EBITDA of 1.43. The stock's GF Value™ is $10.97, compared to a current price of $11.84 — trading 7.9% above its estimated fair value. The current Debt-to-EBITDA is 1.43, which is 37% below median its 10-year median of 2.27 and 11.7% below the Business Services industry median of 1.62. Relo Group's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Relo Group (RELOF), the current Debt-to-EBITDA is 1.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Relo Group (RELOF) Overvalued in 2026?

Based on GuruFocus' analysis, Relo Group stock appears to be overvalued. The current stock price of $11.84 is trading 7.9% above its estimated GF Value™ of $10.97.

Key valuation signals for RELOF:

  • Debt-to-EBITDA: 1.43 (37% below median its 10-year median of 2.27)
  • GF Value™: $10.97 vs. price of $11.84 (7.9% above fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 11.7% below the Business Services median (#421 of 838)

No single metric tells the full story. See the RELOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Relo Group Business Description

Other Exchanges 8876:Japan665:Germany
Address 4-3-23, Shinjuku, Shinjuku-ku, Tokyo, JPN, 160-0022
Relo Group Inc is a Japan-based company engaged in providing corporate fringe benefit management outsourcing service. It provides comprehensive support for fringe benefit programs, ranging from housing to leisure and lifestyle improvement. The company manages over 100,000 housing unit's companies rent and provides to their employees, and offers 200,000 kinds of benefits to help employees have fun and improve their well-being. It also operates a rental real estate management business all across Japan. The company operates as an agent that helps to run hotels and attract guests. In addition to hotels, it also provides an insurance consulting business.
76GF Score

Get the complete analysis for RELOF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.84
Price
$10.97
GF Value