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Rural Funds GroupRFNDF 79 Cash-to-Debt is 0.04 as of Dec. 2025, which is 100% above its 10-year median of 0.02. GuruFocus rates RFNDF with a GF Score™ of 79/100 and a GF Value™ of $1.70 (Modestly Undervalued). The stock has 12 warning signs investors should review. Among 854 REITs companies, Rural Funds Group ranks worse than 67.92% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Rural Funds Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.04.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Rural Funds Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Rural Funds Group's Cash-to-Debt or its related term are showing as below:
RFNDF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.02 Max: 0.15
Current: 0.04
During the past 12 years, Rural Funds Group's highest Cash to Debt Ratio was 0.15. The lowest was 0.00. And the median was 0.02.
RFNDF's Cash-to-Debt is ranked worse than 67.92% of 854
companies
in the REITs industry
Industry Median: 0.09
vs RFNDF: 0.04
Rural Funds Group (OTCPK:RFNDF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Rural Funds Group Cash-to-Debt Related Terms
Rural Funds Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Rural Funds Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the REIT - Specialty subindustry, Rural Funds Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rural Funds Group Cash-to-Debt vs REITs Industry
For the REITs industry and Real Estate sector, Rural Funds Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Rural Funds Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rural Funds Group (RFNDF) has a Cash-to-Debt of 0.04 as of Dec. 2025. This is 100% above median its historical median of 0.02. According to the industry distribution chart, Rural Funds Group ranks #580 out of 854 companies in the REITs industry, placing it in the top 67.9%.
Is Rural Funds Group's Cash-to-Debt too high?
Rural Funds Group's current Cash-to-Debt of 0.04 is 100% above median its 10-year median of 0.02. The REITs industry median Cash-to-Debt is 0.09. Rural Funds Group's value of 0.04 is 55.6% below this industry median. Based on the distribution chart, Rural Funds Group ranks #580 out of 854 companies in the REITs industry, which is below the industry midpoint. Overall, Rural Funds Group has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rural Funds Group's Cash-to-Debt compare to EQIX and AMT?
According to the REITs industry distribution chart, Rural Funds Group ranks #580 out of 854 companies for Cash-to-Debt. This places Rural Funds Group in the lower half of its industry. The industry median Cash-to-Debt is 0.09. Rural Funds Group's value of 0.04 is 55.6% below this benchmark. While the company's 10-year median is 0.02 vs. the industry median of 0.09, Rural Funds Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a REITs company?
The median Cash-to-Debt among REITs companies is 0.09, based on 854 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rural Funds Group's current Cash-to-Debt of 0.04 is 55.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median Cash-to-Debt is 0.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rural Funds Group's current Cash-to-Debt is 0.04, which is 100% above median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rural Funds Group stock overvalued right now?
Based on GuruFocus' analysis, Rural Funds Group (RFNDF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.70, compared to a current price of $1.48 — trading 13.2% below its estimated fair value. The current Cash-to-Debt is 0.04, which is 100% above median its 10-year median of 0.02 and 55.6% below the REITs industry median of 0.09. Rural Funds Group's overall GF Score™ is 79/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Rural Funds Group (RFNDF), the current Cash-to-Debt is 0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rural Funds Group (RFNDF) Overvalued in 2026?
Based on GuruFocus' analysis, Rural Funds Group stock appears to be undervalued.
The current stock price of $1.48 is trading 13.2% below its estimated GF Value™ of $1.70.
GuruFocus considers Rural Funds Group to be Modestly Undervalued.
Key valuation signals for RFNDF:
Cash-to-Debt: 0.04 (100% above median its 10-year median of 0.02)
GF Value™: $1.70 vs. price of $1.48 (13.2% below fair value)
Industry Position: 55.6% below the REITs median (#580 of 854)
No single metric tells the full story. See the RFNDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rural Funds Group is a real estate investment trust, which holds and leases agricultural property and equipment. The company's operating segment includes Almonds; Cattle; Vineyards; Cropping, Macadamias and Other. It generates maximum revenue from the Almonds segment.
79GF Score
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