RFNDF (Rural Funds Group) Effective Interest Rate on Debt %: 3.97% (As of Dec. 2025)


RFNDF Rural Funds Group RFNDF
79 GF Score
Price $1.40
GF Value $1.75
Valuation Modestly Undervalued
! 12 Warning Signs
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What is Rural Funds Group Effective Interest Rate on Debt %?

Rural Funds Group RFNDF 79 Effective Interest Rate on Debt % is 3.97% as of Dec. 2025. GuruFocus rates RFNDF with a GF Score™ of 79/100 and a GF Value™ of $1.75 (Modestly Undervalued). The stock has 12 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Rural Funds Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $21.64 Mil. Rural Funds Group's average total debt for the quarter that ended in Dec. 2025 was $545.70 Mil. Therefore, Rural Funds Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.97%.


Rural Funds Group  (OTCPK:RFNDF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Rural Funds Group Effective Interest Rate on Debt % Related Terms


Rural Funds Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Rural Funds Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rural Funds Group Effective Interest Rate on Debt % Chart

Rural Funds Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.40 2.68 3.09 2.87 3.44

Rural Funds Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.08 2.74 3.06 3.92 3.97

RFNDF vs EQIX, AMT, DLR: Effective Interest Rate on Debt % Comparison

For the REIT - Specialty subindustry, Rural Funds Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rural Funds Group Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Rural Funds Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Rural Funds Group's Effective Interest Rate on Debt % falls into.


RFNDF
79GF Score
Rural Funds Group RFNDF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Rural Funds Group Effective Interest Rate on Debt % Calculation

Rural Funds Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -18.1/( (523.069+528.027)/ 2 )
=-1  *  -18.1/525.548
=3.44 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=499.169 + 23.9
=523.069

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=497.444 + 30.583
=528.027

Rural Funds Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -21.642/( (528.027+563.368)/ 2 )
=-1  *  -21.642/545.6975
=3.97 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=497.444 + 30.583
=528.027

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=526.949 + 36.419
=563.368

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.97% mean?
Rural Funds Group (RFNDF) has a Effective Interest Rate on Debt % of 3.97% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Rural Funds Group and its competitors.
Is Rural Funds Group's Effective Interest Rate on Debt % too high?
Rural Funds Group's current Effective Interest Rate on Debt % is 3.97%. Overall, Rural Funds Group has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rural Funds Group's Effective Interest Rate on Debt % compare to EQIX and AMT?
Rural Funds Group's Effective Interest Rate on Debt % of 3.97% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Rural Funds Group and its competitors. Rural Funds Group's current Effective Interest Rate on Debt % is 3.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rural Funds Group stock overvalued right now?
Based on GuruFocus' analysis, Rural Funds Group (RFNDF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.75, compared to a current price of $1.40 — trading 20% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.97%. Rural Funds Group's overall GF Score™ is 79/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Rural Funds Group (RFNDF), the current Effective Interest Rate on Debt % is 3.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rural Funds Group (RFNDF) Overvalued in 2026?

Based on GuruFocus' analysis, Rural Funds Group stock appears to be undervalued. The current stock price of $1.40 is trading 20% below its estimated GF Value™ of $1.75. GuruFocus considers Rural Funds Group to be Modestly Undervalued.

Key valuation signals for RFNDF:

  • Effective Interest Rate on Debt %: 3.97%
  • GF Value™: $1.75 vs. price of $1.40 (20% below fair value)
  • GF Score™: 79/100 with 12 warning signs

No single metric tells the full story. See the RFNDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rural Funds Group Business Description

Industry Real EstateREITs
Other Exchanges RFF:Australia
Address 2 King Street, Level 2, Deakin, Canberra, ACT, AUS, 2600
Rural Funds Group is a real estate investment trust, which holds and leases agricultural property and equipment. The company's operating segment includes Almonds; Cattle; Vineyards; Cropping, Macadamias and Other. It generates maximum revenue from the Almonds segment.
79GF Score

Get the complete analysis for RFNDF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.40
Price
$1.75
GF Value