Rural Funds GroupRFNDF -1.43%79 Debt-to-EBITDA is 5.87 as of Dec. 2025, which is 21% above its 10-year median of 4.87. GuruFocus rates RFNDF with a GF Score™ of 79/100 and a GF Value™ of $1.71 (Modestly Undervalued). The stock has 12 warning signs investors should review. Among 580 REITs companies, Rural Funds Group ranks worse than 61.9% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Rural Funds Group's Debt-to-EBITDA or its related term are showing as below:
RFNDF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2 Med: 4.87 Max: 11.47
Current: 7.76
During the past 12 years, the highest Debt-to-EBITDA Ratio of Rural Funds Group was 11.47. The lowest was 2.00. And the median was 4.87.
RFNDF's Debt-to-EBITDA is ranked worse than 61.9% of 580
companies
in the REITs industry
Industry Median: 6.495
vs RFNDF: 7.76
Rural Funds Group (OTCPK:RFNDF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Rural Funds Group Debt-to-EBITDA Related Terms
Rural Funds Group Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Rural Funds Group's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RFNDF vs EQIX, AMT, DLR: Debt-to-EBITDA Comparison
For the REIT - Specialty subindustry, Rural Funds Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rural Funds Group Debt-to-EBITDA vs REITs Industry
For the REITs industry and Real Estate sector, Rural Funds Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Rural Funds Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Rural Funds Group (RFNDF) has a Debt-to-EBITDA of 5.87 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rural Funds Group. This is 21% above median its historical median of 4.87. Over the past decade, Rural Funds Group's Debt-to-EBITDA has ranged from 2.00 to 11.47. According to the industry distribution chart, Rural Funds Group ranks #359 out of 580 companies in the REITs industry, placing it in the top 61.9%.
Is Rural Funds Group's Debt-to-EBITDA too high?
Rural Funds Group's current Debt-to-EBITDA of 5.87 is 21% above median its 10-year median of 4.87. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 11.47. The REITs industry median Debt-to-EBITDA is 6.50. Rural Funds Group's value of 5.87 is 9.6% below this industry median. Based on the distribution chart, Rural Funds Group ranks #359 out of 580 companies in the REITs industry, which is below the industry midpoint. Overall, Rural Funds Group has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rural Funds Group's Debt-to-EBITDA compare to EQIX and AMT?
According to the REITs industry distribution chart, Rural Funds Group ranks #359 out of 580 companies for Debt-to-EBITDA. This places Rural Funds Group in the lower half of its industry. The industry median Debt-to-EBITDA is 6.50. Rural Funds Group's value of 5.87 is 9.6% below this benchmark. Historically, Rural Funds Group's own Debt-to-EBITDA has ranged from 2.00 to 11.47 over the past decade. While the company's 10-year median is 4.87 vs. the industry median of 6.50, Rural Funds Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.50, based on 580 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rural Funds Group's current Debt-to-EBITDA of 5.87 is 9.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Rural Funds Group. For the REITs industry, the median Debt-to-EBITDA is 6.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rural Funds Group's current Debt-to-EBITDA is 5.87, which is 21% above median its own 10-year median of 4.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rural Funds Group stock overvalued right now?
Based on GuruFocus' analysis, Rural Funds Group (RFNDF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.71, compared to a current price of $1.38 — trading 19.3% below its estimated fair value. The current Debt-to-EBITDA is 5.87, which is 21% above median its 10-year median of 4.87 and 9.6% below the REITs industry median of 6.50. Rural Funds Group's overall GF Score™ is 79/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Rural Funds Group (RFNDF), the current Debt-to-EBITDA is 5.87 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rural Funds Group (RFNDF) Overvalued in 2026?
Based on GuruFocus' analysis, Rural Funds Group stock appears to be undervalued.
The current stock price of $1.38 is trading 19.3% below its estimated GF Value™ of $1.71.
GuruFocus considers Rural Funds Group to be Modestly Undervalued.
Key valuation signals for RFNDF:
Debt-to-EBITDA: 5.87 (21% above median its 10-year median of 4.87)
GF Value™: $1.71 vs. price of $1.38 (19.3% below fair value)
Industry Position: 9.6% below the REITs median (#359 of 580)
No single metric tells the full story. See the RFNDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rural Funds Group is a real estate investment trust, which holds and leases agricultural property and equipment. The company's operating segment includes Almonds; Cattle; Vineyards; Cropping, Macadamias and Other. It generates maximum revenue from the Almonds segment.
79GF Score
Get the complete analysis for RFNDF
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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