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Steadfast GroupSFGLF 87 Cash-to-Debt is 0.92 as of Jun. 2026, which is 10% below its 10-year median of 1.02. GuruFocus rates SFGLF with a GF Score™ of 87/100 and a GF Value™ of $6.23 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 496 Insurance companies, Steadfast Group ranks worse than 64.31% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Steadfast Group's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.92.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Steadfast Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Steadfast Group's Cash-to-Debt or its related term are showing as below:
SFGLF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.87 Med: 1.02 Max: 1.77
Current: 0.92
During the past 13 years, Steadfast Group's highest Cash to Debt Ratio was 1.77. The lowest was 0.87. And the median was 1.02.
SFGLF's Cash-to-Debt is ranked worse than 64.31% of 496
companies
in the Insurance industry
Industry Median: 2.095
vs SFGLF: 0.92
Steadfast Group (OTCPK:SFGLF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Steadfast Group Cash-to-Debt Related Terms
Steadfast Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Steadfast Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Insurance Brokers subindustry, Steadfast Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Steadfast Group Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, Steadfast Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Steadfast Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Steadfast Group (SFGLF) has a Cash-to-Debt of 0.92 as of Jun. 2026. This is 10% below median its historical median of 1.02. Over the past decade, Steadfast Group's Cash-to-Debt has ranged from 0.87 to 1.77. According to the industry distribution chart, Steadfast Group ranks #319 out of 496 companies in the Insurance industry, placing it in the top 64.3%.
Is Steadfast Group's Cash-to-Debt too high?
Steadfast Group's current Cash-to-Debt of 0.92 is 10% below median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 1.77. The Insurance industry median Cash-to-Debt is 2.10. Steadfast Group's value of 0.92 is 56.1% below this industry median. Based on the distribution chart, Steadfast Group ranks #319 out of 496 companies in the Insurance industry, which is below the industry midpoint. Overall, Steadfast Group has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Steadfast Group's Cash-to-Debt compare to MRSH and AON?
According to the Insurance industry distribution chart, Steadfast Group ranks #319 out of 496 companies for Cash-to-Debt. This places Steadfast Group in the lower half of its industry. The industry median Cash-to-Debt is 2.10. Steadfast Group's value of 0.92 is 56.1% below this benchmark. Historically, Steadfast Group's own Cash-to-Debt has ranged from 0.87 to 1.77 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 2.10, Steadfast Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.10, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Steadfast Group's current Cash-to-Debt of 0.92 is 56.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Steadfast Group's current Cash-to-Debt is 0.92, which is 10% below median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Steadfast Group stock overvalued right now?
Based on GuruFocus' analysis, Steadfast Group (SFGLF) is currently considered Significantly Undervalued. The stock's GF Value™ is $6.23, compared to a current price of $4.19 — trading 32.7% below its estimated fair value. The current Cash-to-Debt is 0.92, which is 10% below median its 10-year median of 1.02 and 56.1% below the Insurance industry median of 2.10. Steadfast Group's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Steadfast Group (SFGLF), the current Cash-to-Debt is 0.92 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Steadfast Group (SFGLF) Overvalued in 2026?
Based on GuruFocus' analysis, Steadfast Group stock appears to be undervalued.
The current stock price of $4.19 is trading 32.7% below its estimated GF Value™ of $6.23.
GuruFocus considers Steadfast Group to be Significantly Undervalued.
Key valuation signals for SFGLF:
Cash-to-Debt: 0.92 (10% below median its 10-year median of 1.02)
GF Value™: $6.23 vs. price of $4.19 (32.7% below fair value)
Industry Position: 56.1% below the Insurance median (#319 of 496)
No single metric tells the full story. See the SFGLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Steadfast Group is the largest general insurance broker network in Australia and New Zealand, with over 400 brokers and around 1,800 offices in Australia, New Zealand, Singapore, and London. Steadfast operates as both a broker and a consolidator via equity interests in insurance broker businesses, generating over AUD 12 billion of network broker gross written premium annually. Steadfast also co-owns and consolidates underwriting agencies and other complementary businesses.
87GF Score
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