SNLC (Security National) Cash-to-Debt: (As of Dec. 2025)

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What is Security National Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Security National's cash to debt ratio for the quarter that ended in Dec. 2025 was .

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Security National couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.

The historical rank and industry rank for Security National's Cash-to-Debt or its related term are showing as below:

SNLC's Cash-to-Debt is not ranked *
in the Banks industry.
Industry Median: 1.37
* Ranked among companies with meaningful Cash-to-Debt only.

Security National  (OTCPK:SNLC) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Security National Cash-to-Debt Related Terms

Security National Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Security National's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Security National Cash-to-Debt Chart

Security National Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
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Security National Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
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SNLC vs OPHC, CCSB, TCNB: Cash-to-Debt Comparison

For the Banks - Regional subindustry, Security National's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Security National Cash-to-Debt vs Banks Industry

For the Banks industry and Financial Services sector, Security National's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Security National's Cash-to-Debt falls into.


Security National Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Security National's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Cash to Debt Ratio= Balance Sheet Cash And Cash Equivalents / Total Debt
= Balance Sheet Cash And Cash Equivalents / (Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation)
=140.509 / (100.506 + 40.25)
=1.00

Security National's Cash to Debt Ratio for the quarter that ended in Dec. 2025 is calculated as:

Cash to Debt Ratio= Balance Sheet Cash And Cash Equivalents / Total Debt
= Balance Sheet Cash And Cash Equivalents / (Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation)
=140.509 / (100.506 + 40.25)
=1.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security National Business Description

Address 325 Dakota Dunes Boulevard, Dakota Dunes, North Sioux City, SD, USA, 57049
Security National Corp is a holding company with banks located in Iowa and South Dakota. It provides mobile banking, health savings account debit cards, online banking, mortgage loans, agriculture loans, commercial loans, and consumer loans. The company owns and operates community banks that provide personal banking, business banking, commercial, treasury management, and wealth management services.