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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Security National's Enterprise Value is $341.76 Mil.
Security National's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $31.29 Mil. Therefore, Security National's EV-to-FCF for today is 10.92.
The historical rank and industry rank for Security National's EV-to-FCF or its related term are showing as below:
SNLC'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 13.11
Current: 10.92
During the past 7 years, the highest EV-to-FCF of Security National was 13.11. The lowest was 0.00. And the median was 0.00.
SNLC's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 7.33
vs SNLC: 10.92
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Security National (OTCPK:SNLC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Security National's PE Ratio (TTM) for today is calculated as:
Security National's share price for today is $208.26.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Security National's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $18.348.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Security National EV-to-FCF Related Terms
Security National EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Security National's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Security National's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security National EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Security National's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Security National's EV-to-FCF falls into.
Security National's current Enterprise Value is $341.76 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Security National's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $31.29 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security National (SNLC) has a EV-to-FCF of 10.92 as of Sep. 22, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Security National and its competitors.
Is Security National's EV-to-FCF too high?
Security National's current EV-to-FCF is 10.92. The Banks industry median EV-to-FCF is 7.33. Security National's value of 10.92 is 49% above this industry median.
How does Security National's EV-to-FCF compare to OPHC and CCSB?
Security National's EV-to-FCF of 10.92 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 7.33. Security National's value of 10.92 is 49% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.33, based on 1,176 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security National's current EV-to-FCF of 10.92 is 49% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Security National and its competitors. For the Banks industry, the median EV-to-FCF is 7.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security National's current EV-to-FCF is 10.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security National stock overvalued right now?
Security National (SNLC) has a current EV-to-FCF of 10.92. The current EV-to-FCF is 10.92 and 49% above the Banks industry median of 7.33. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Security National (SNLC), the current EV-to-FCF is 10.92 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Security National Corp is a holding company with banks located in Iowa and South Dakota. It provides mobile banking, health savings account debit cards, online banking, mortgage loans, agriculture loans, commercial loans, and consumer loans. The company owns and operates community banks that provide personal banking, business banking, commercial, treasury management, and wealth management services.
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