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US Foods HoldingUSFD -0.01%82 Cash-to-Debt is 0.01 as of Jun. 2026, which is 75% below its 10-year median of 0.04. GuruFocus rates USFD with a GF Score™ of 82/100 and a GF Value™ of $80.85 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 303 Retail - Defensive companies, US Foods Holding ranks worse than 96.7% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. US Foods Holding's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.01.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, US Foods Holdingcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for US Foods Holding's Cash-to-Debt or its related term are showing as below:
USFD'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.04 Max: 0.26
Current: 0.01
During the past 13 years, US Foods Holding's highest Cash to Debt Ratio was 0.26. The lowest was 0.01. And the median was 0.04.
USFD's Cash-to-Debt is ranked worse than 96.7% of 303
companies
in the Retail - Defensive industry
Industry Median: 0.44
vs USFD: 0.01
US Foods Holding (NYSE:USFD) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
US Foods Holding Cash-to-Debt Related Terms
US Foods Holding Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for US Foods Holding's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Food Distribution subindustry, US Foods Holding's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
US Foods Holding Cash-to-Debt vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, US Foods Holding's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where US Foods Holding's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
US Foods Holding (USFD) has a Cash-to-Debt of 0.01 as of Jun. 2026. This is 75% below median its historical median of 0.04. Over the past decade, US Foods Holding's Cash-to-Debt has ranged from 0.01 to 0.26. According to the industry distribution chart, US Foods Holding ranks #293 out of 303 companies in the Retail - Defensive industry, placing it in the top 96.7%.
Is US Foods Holding's Cash-to-Debt too high?
US Foods Holding's current Cash-to-Debt of 0.01 is 75% below median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.26. The Retail - Defensive industry median Cash-to-Debt is 0.44. US Foods Holding's value of 0.01 is 97.7% below this industry median. Based on the distribution chart, US Foods Holding ranks #293 out of 303 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, US Foods Holding has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does US Foods Holding's Cash-to-Debt compare to PFGC and CHEF?
According to the Retail - Defensive industry distribution chart, US Foods Holding ranks #293 out of 303 companies for Cash-to-Debt. This places US Foods Holding in the lower half of its industry. The industry median Cash-to-Debt is 0.44. US Foods Holding's value of 0.01 is 97.7% below this benchmark. Historically, US Foods Holding's own Cash-to-Debt has ranged from 0.01 to 0.26 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.44, US Foods Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Defensive company?
The median Cash-to-Debt among Retail - Defensive companies is 0.44, based on 303 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. US Foods Holding's current Cash-to-Debt of 0.01 is 97.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Defensive industry, the median Cash-to-Debt is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. US Foods Holding's current Cash-to-Debt is 0.01, which is 75% below median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is US Foods Holding stock overvalued right now?
Based on GuruFocus' analysis, US Foods Holding (USFD) is currently considered Significantly Overvalued. The stock's GF Value™ is $80.85, compared to a current price of $109.61 — trading 35.6% above its estimated fair value. The current Cash-to-Debt is 0.01, which is 75% below median its 10-year median of 0.04 and 97.7% below the Retail - Defensive industry median of 0.44. US Foods Holding's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For US Foods Holding (USFD), the current Cash-to-Debt is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is US Foods Holding (USFD) Overvalued in 2026?
Based on GuruFocus' analysis, US Foods Holding stock appears to be overvalued.
The current stock price of $109.61 is trading 35.6% above its estimated GF Value™ of $80.85.
GuruFocus considers US Foods Holding to be Significantly Overvalued.
Key valuation signals for USFD:
Cash-to-Debt: 0.01 (75% below median its 10-year median of 0.04)
GF Value™: $80.85 vs. price of $109.61 (35.6% above fair value)
Industry Position: 97.7% below the Retail - Defensive median (#293 of 303)
No single metric tells the full story. See the USFD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
US Foods Holding Corp is a U.S. food service distributor that distributes food and nonfood products to the healthcare and hospitality industries, restaurants, education, government facilities, and grocers. It has various customer locations across the United States, with a vast network of distribution facilities, a fleet of trucks, and cash and carry locations offering food and non-food products, and a comprehensive suite of e-commerce, technology, and business solutions to its customers. The company operates in one business segment in which it markets, sells, and distributes fresh, frozen, and dry food and non-food products to foodservice customers throughout the U.S. The products offered are as snacks, beverages, fresh produce, sauces, condiments, canned/frozen fruits and others.
82GF Score
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