US Foods HoldingUSFD -3.95%82 Debt-to-EBITDA is 3.96 as of Mar. 2026, which is 12% below its 10-year median of 4.48. GuruFocus rates USFD with a GF Score™ of 82/100 and a GF Value™ of $74.11 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 255 Retail - Defensive companies, US Foods Holding ranks worse than 66.67% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for US Foods Holding's Debt-to-EBITDA or its related term are showing as below:
USFD'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.2 Med: 4.48 Max: 16.92
Current: 3.2
During the past 13 years, the highest Debt-to-EBITDA Ratio of US Foods Holding was 16.92. The lowest was 3.20. And the median was 4.48.
USFD's Debt-to-EBITDA is ranked worse than 66.67% of 255
companies
in the Retail - Defensive industry
Industry Median: 2.19
vs USFD: 3.20
US Foods Holding (NYSE:USFD) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
US Foods Holding Debt-to-EBITDA Related Terms
US Foods Holding Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for US Foods Holding's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
USFD vs PFGC, CHEF, SYY: Debt-to-EBITDA Comparison
For the Food Distribution subindustry, US Foods Holding's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
US Foods Holding Debt-to-EBITDA vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, US Foods Holding's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where US Foods Holding's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
US Foods Holding (USFD) has a Debt-to-EBITDA of 3.96 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on US Foods Holding. This is 12% below median its historical median of 4.48. Over the past decade, US Foods Holding's Debt-to-EBITDA has ranged from 3.20 to 16.92. According to the industry distribution chart, US Foods Holding ranks #170 out of 255 companies in the Retail - Defensive industry, placing it in the top 66.7%.
Is US Foods Holding's Debt-to-EBITDA too high?
US Foods Holding's current Debt-to-EBITDA of 3.96 is 12% below median its 10-year median of 4.48. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 16.92. The Retail - Defensive industry median Debt-to-EBITDA is 2.19. US Foods Holding's value of 3.96 is 80.8% above this industry median. Based on the distribution chart, US Foods Holding ranks #170 out of 255 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, US Foods Holding has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does US Foods Holding's Debt-to-EBITDA compare to PFGC and CHEF?
According to the Retail - Defensive industry distribution chart, US Foods Holding ranks #170 out of 255 companies for Debt-to-EBITDA. This places US Foods Holding in the lower half of its industry. The industry median Debt-to-EBITDA is 2.19. US Foods Holding's value of 3.96 is 80.8% above this benchmark. Historically, US Foods Holding's own Debt-to-EBITDA has ranged from 3.20 to 16.92 over the past decade. While the company's 10-year median is 4.48 vs. the industry median of 2.19, US Foods Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Defensive company?
The median Debt-to-EBITDA among Retail - Defensive companies is 2.19, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. US Foods Holding's current Debt-to-EBITDA of 3.96 is 80.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on US Foods Holding. For the Retail - Defensive industry, the median Debt-to-EBITDA is 2.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. US Foods Holding's current Debt-to-EBITDA is 3.96, which is 12% below median its own 10-year median of 4.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is US Foods Holding stock overvalued right now?
Based on GuruFocus' analysis, US Foods Holding (USFD) is currently considered Significantly Overvalued. The stock's GF Value™ is $74.11, compared to a current price of $99.88 — trading 34.8% above its estimated fair value. The current Debt-to-EBITDA is 3.96, which is 12% below median its 10-year median of 4.48 and 80.8% above the Retail - Defensive industry median of 2.19. US Foods Holding's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For US Foods Holding (USFD), the current Debt-to-EBITDA is 3.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is US Foods Holding (USFD) Overvalued in 2026?
Based on GuruFocus' analysis, US Foods Holding stock appears to be overvalued.
The current stock price of $99.88 is trading 34.8% above its estimated GF Value™ of $74.11.
GuruFocus considers US Foods Holding to be Significantly Overvalued.
Key valuation signals for USFD:
Debt-to-EBITDA: 3.96 (12% below median its 10-year median of 4.48)
GF Value™: $74.11 vs. price of $99.88 (34.8% above fair value)
Industry Position: 80.8% above the Retail - Defensive median (#170 of 255)
No single metric tells the full story. See the USFD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
US Foods Holding Corp is a U.S. food service distributor that distributes food and nonfood products to the healthcare and hospitality industries, restaurants, education, government facilities, and grocers. It has various customer locations across the United States, with a vast network of distribution facilities, a fleet of trucks, and cash and carry locations offering food and non-food products, and a comprehensive suite of e-commerce, technology, and business solutions to its customers. The company operates in one business segment in which it markets, sells, and distributes fresh, frozen, and dry food and non-food products to foodservice customers throughout the U.S. The products offered are as snacks, beverages, fresh produce, sauces, condiments, canned/frozen fruits and others.
82GF Score
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