One2Tribe (WAR:O2T) Cash-to-Debt: 0.49 (As of Mar. 2026) — 50% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:O2T One2Tribe SA WAR:O2T
46 GF Score
Price zł0.25
GF Value zł0.24
Valuation Fairly Valued
! 4 Warning Signs
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What is One2Tribe Cash-to-Debt?

One2Tribe WAR:O2T -3.88% 46 Cash-to-Debt is 0.49 as of Mar. 2026, which is 50% below its 10-year median of 0.98. GuruFocus rates WAR:O2T with a GF Score™ of 46/100 and a GF Value™ of zł0.24 (Fairly Valued). The stock has 4 warning signs investors should review. Among 2,840 Software companies, One2Tribe ranks worse than 76.06% on this metric.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. One2Tribe's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.49.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, One2Tribe couldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.

The historical rank and industry rank for One2Tribe's Cash-to-Debt or its related term are showing as below:

WAR:O2T' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06   Med: 0.98   Max: No Debt
Current: 0.49

During the past 12 years, One2Tribe's highest Cash to Debt Ratio was No Debt. The lowest was 0.06. And the median was 0.98.

WAR:O2T's Cash-to-Debt is ranked worse than
76.06% of 2840 companies
in the Software industry
Industry Median: 2.52 vs WAR:O2T: 0.49

One2Tribe  (WAR:O2T) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


One2Tribe Cash-to-Debt Related Terms


One2Tribe Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for One2Tribe's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

One2Tribe Cash-to-Debt Chart

One2Tribe Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.00 0.23 1.02 0.73

One2Tribe Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 0.38 0.11 0.73 0.49

WAR:O2T vs IBM, ACN, FISV: Cash-to-Debt Comparison

For the Information Technology Services subindustry, One2Tribe's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


One2Tribe Cash-to-Debt vs Software Industry

For the Software industry and Technology sector, One2Tribe's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where One2Tribe's Cash-to-Debt falls into.


WAR:O2T
46GF Score
One2Tribe SA WAR:O2T
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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One2Tribe Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

One2Tribe's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

One2Tribe's Cash to Debt Ratio for the quarter that ended in Mar. 2026 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 0.49 mean?
One2Tribe (WAR:O2T) has a Cash-to-Debt of 0.49 as of Mar. 2026. This is 50% below median its historical median of 0.98. Over the past decade, One2Tribe's Cash-to-Debt has ranged from 0.06 to 10,000.00. According to the industry distribution chart, One2Tribe ranks #2160 out of 2840 companies in the Software industry, placing it in the top 76.1%.
Is One2Tribe's Cash-to-Debt too high?
One2Tribe's current Cash-to-Debt of 0.49 is 50% below median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.52. One2Tribe's value of 0.49 is 80.6% below this industry median. Based on the distribution chart, One2Tribe ranks #2160 out of 2840 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, One2Tribe has a GF Score™ of 46/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does One2Tribe's Cash-to-Debt compare to IBM and ACN?
According to the Software industry distribution chart, One2Tribe ranks #2160 out of 2840 companies for Cash-to-Debt. This places One2Tribe in the lower half of its industry. The industry median Cash-to-Debt is 2.52. One2Tribe's value of 0.49 is 80.6% below this benchmark. Historically, One2Tribe's own Cash-to-Debt has ranged from 0.06 to 10,000.00 over the past decade. While the company's 10-year median is 0.98 vs. the industry median of 2.52, One2Tribe has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.52, based on 2,840 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. One2Tribe's current Cash-to-Debt of 0.49 is 80.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. One2Tribe's current Cash-to-Debt is 0.49, which is 50% below median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is One2Tribe stock overvalued right now?
Based on GuruFocus' analysis, One2Tribe (WAR:O2T) is currently considered Fairly Valued. The stock's GF Value™ is zł0.24, compared to a current price of zł0.25 — trading 3.3% above its estimated fair value. The current Cash-to-Debt is 0.49, which is 50% below median its 10-year median of 0.98 and 80.6% below the Software industry median of 2.52. One2Tribe's overall GF Score™ is 46/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For One2Tribe (WAR:O2T), the current Cash-to-Debt is 0.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is One2Tribe (WAR:O2T) Overvalued in 2026?

Based on GuruFocus' analysis, One2Tribe stock appears to be overvalued. The current stock price of zł0.25 is trading 3.3% above its estimated GF Value™ of zł0.24. GuruFocus considers One2Tribe to be Fairly Valued.

Key valuation signals for WAR:O2T:

  • Cash-to-Debt: 0.49 (50% below median its 10-year median of 0.98)
  • GF Value™: zł0.24 vs. price of zł0.25 (3.3% above fair value)
  • GF Score™: 46/100 with 4 warning signs
  • Industry Position: 80.6% below the Software median (#2160 of 2840)

No single metric tells the full story. See the WAR:O2T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


One2Tribe Business Description

Address ul. Piekna 49, Warszawa, POL, 00-672
One2Tribe SA offers a performance management and employee motivation platform called Tribeware. The solution is used by large organizations in Poland and abroad, in the retail, pharmaceutical, and financial sectors. The platform allows to manage employee behavior to improve business metrics (sales, customer service, production). It offers its services across three product lines:- Platform offered as SaaS (Software as a Service); Rewarding and settlement of employees (reward catalog, financial, logistic and tax services); and Consulting in the area of motivational programs, team performance management, improvement of indicators.
46GF Score

Get the complete analysis for WAR:O2T

Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.25
Price
zł0.24
GF Value